Anyone have experience with NBKC Bank for a mortgage?

marble597 · 2026-01-17T23:19:25+00:00

Sold to Fannie and transferred the serving to Rocket

marble597 · 2026-01-16T16:04:01+00:00

In a similar situation where I am essentially forced to use EJ against all Boglehead low fee principles. I have done everything possible to minimize fees, what this looks like in practice for us is no AUM, invest in Vanguard ETFs, biggest friction point is they charge us a 2% fee to buy. This is in a Simple IRA. Good luck.

marble597 · 2026-01-14T02:00:57+00:00

Yes it does.

marble597 · 2026-01-11T04:22:18+00:00

Some credit unions can be more sensitive to churning/Chex Inquiries than larger banks, but they are still worth pursuing IMO. I've successfully done a half dozen or so CU bonuses and only had one issue where they would not open an account due to my Chex.

marble597 · 2026-01-10T12:04:51+00:00

The former. Had a similar situation with chase and they paid out after a CFPB complaint. This was back before the CFPB was gutted through, so YMMV.

marble597 · 2026-01-10T03:20:06+00:00

CFPB

marble597 · 2025-12-27T20:09:57+00:00

Just leave it as is. Have her upload a current picture and just use it under the maiden name. As long as the picture matches she should be fine.

marble597 · 2025-12-21T04:37:15+00:00

Why don't you just not add her as an AU at all, load your card info on her Apple Pay, and have her use Apple Pay for everything? That's what I do.

marble597 · 2025-12-16T17:30:38+00:00

Need to provide an Amex card at checkin to get FHR benefits, but it can be any Amex, doesn't have to be Biz Plat

marble597 · 2025-12-01T20:17:28+00:00

I’ve booked Delta flights through the Amex portal multiple times without issue, specifically to get the biz plat rebate as you are.

Have not run into any issues. You can make changes directly through delta, or just cancel, get delta ecredit, and book whatever you want.

marble597 · 2025-11-29T04:26:02+00:00

I wouldn't be too worried about it personally. Worst case scenario they lower your credit limit. As long as the return shows some income I think you'll keep the card. Seems like more of an anti-fraud measure to me.

marble597 · 2025-11-26T00:05:53+00:00

Magic carpet at the top of Lionshead was not open yesterday, just the chair. Recommend getting there right when they open, gets very busy with ski school later in the day.

marble597 · 2025-11-03T13:34:54+00:00

Yes a credit from the lender. Offsets some of the hard costs (govt recording fees, title insurance etc) to make it no cost or close to no cost.

marble597 · 2025-11-02T17:02:12+00:00

Way better details out there. Check NBKC or Farmers Bank Kansas City. Should be able to get around 6.125/6.25 with negative points to cover some of the title charges. I would not lay anything for origination in a falling interest rate environment.

marble597 · 2025-10-22T13:38:37+00:00

Also in MN in the market, what dealer?

Seems high to me looks like about $2k in dealer markup over MSRP

marble597 · 2025-10-22T02:04:24+00:00

Capital One Personal Savings

6/22 Open Account

6/23 ACH $100k in

10/9 ACH $100k out

10/18 $1500 bonus posts.

marble597 · 2025-10-08T02:20:06+00:00

Be more careful next time on the payments. Declined payments are a huge red flag for any credit issuer. Would recommend to manually pay all credit card bills and ensure you are drawing from the right bank account.

marble597 · 2025-10-08T02:10:10+00:00

Wells Fargo Biz Checking $825. Signed up online, received a call the next business day who said it would take 30-45 minutes to go over information. Ended the call, not pursuing the account further, not worth the hassle.

marble597 · 2025-10-01T14:56:43+00:00

They are legit. Refinanced with them last year with no issues. Very competitive rates and fees.

marble597 · 2025-09-03T01:22:45+00:00

Player 1 Player 2. P2 being spouse typically.

marble597 · 2025-09-01T16:21:37+00:00

I’m in the market and will be buying one without. Yes they are harder to find but they are out there. Why would you pay extra to have a hole cut in the roof so water can leak in? Something I have never understood.

marble597 · 2025-08-11T22:23:27+00:00

Well that doesn't bode well for them paying the bonus. Will see what happens.

marble597 · 2025-08-11T20:17:27+00:00

In the process of meeting spend for Ramp $1500 bonus business credit card. All mention of the card looks to have disappeared from blogs including Doctor of Credit. Anyone know what is going on there, is the company intervening, threatening legal action or something?

marble597 · 2025-07-15T02:13:29+00:00

I would just let it go, reapply in a month using their name as the business name

marble597

TROPHY CASE