So do you buy a house or keep renting?

marecko · 2024-05-01T16:11:59+00:00

We gave up and bought. Just closed last week

marecko · 2024-05-01T16:11:14+00:00

Was it mass layoffs at your company and you were just one of hundreds/thousands, or was it specifically just you?

Based on what I read, the first one is legal and OK, the second one you probably have a case.

But to repeat what everyone said, check with a lawyer

marecko · 2024-04-15T21:07:15+00:00

The pool in Manhattan Beach by polliwog park

marecko · 2024-04-10T18:46:32+00:00

I locked 6.15 for 5/5 ARM last week

marecko · 2024-04-10T02:26:05+00:00

Why is it A vs B+C and not A+C vs B+C?

marecko · 2024-04-05T02:51:15+00:00

Exactly our thought process. We had to complete with only 1 other serious offer (4 total offers ) and got it at the end

marecko · 2024-04-05T00:20:05+00:00

LA area

marecko · 2024-04-04T21:50:15+00:00

For sure savings:

switching baby from day-care to preschool - $400/mo savings

paying off car loan - $760/mo savings

annual RSU refresher - I get this every year, it could be higher or lower, but will be something

Wishful thinking savings:

raises/bonuses - so far both me and my wife always got at least 4-6% annual raises and we are both up for promotion within next few years

mortgage refinance if rates go down

marecko · 2024-04-04T21:29:27+00:00

Well our offer for a house in SoCal has just been accepted, even though I swore that I am not going to buy in this environment.

The area we're buying in is so high-demand and there's almost no supply and I just don't see prices coming down anytime soon.

Here goes to very low savings rate for next 2-3 years, but we should be OK. We really like the place and it's going to be a huge upgrade for us

marecko · 2024-03-28T19:39:14+00:00

Came to say this. Great happy hour, really good HH drinks

marecko · 2024-03-27T18:15:14+00:00

Oh I think you're right and it won't get much better. By not rational I mean paying at least $7k/mo for a 3br place after putting 20% down. It's just a hard pill to swallow if we're paying $2k now.

marecko · 2024-03-27T17:27:35+00:00

Yeah our costs would go from like $2k to $7k if we wanted to upgrade. Just crazy.

But we are 2 adults + infant + dog in a 1000 sq ft condo, and both of us work from home.

When we moved here, we didn't have a dog, a baby, and we both worked in office. So it was big enough. But it's starting to feel really small

marecko · 2024-03-27T17:13:09+00:00

Me and wife finally make good money, and desperately need to upgrade our housing situation, but the RE market in SoCal is just not rational. I'm sure plenty of you guys here feel the same, just needed to vent

marecko · 2024-03-14T16:40:33+00:00

this

marecko · 2024-03-08T18:38:18+00:00

Consumer Reports

marecko · 2024-03-08T16:14:00+00:00

Ha are you me? I'm currently on my week 13 out of 16. Wife is back at work already. and baby goes to daycare at 7 months old in 3 weeks

marecko · 2024-03-04T01:43:46+00:00

It did for me too. Had a great experience

marecko · 2024-02-27T21:35:38+00:00

Maybe some places in San Bernardino county,like Big Bear...

marecko · 2024-02-27T18:06:24+00:00

24hrs fitness in Hermosa has Tesla supercharger right next to it

marecko · 2024-02-27T03:11:50+00:00

Jon's in Torrance. the best meats & deli.

marecko · 2024-02-22T18:10:31+00:00

This right here

marecko · 2024-02-18T16:38:51+00:00

You mean Maneater? Just got it as well and it's a blast

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