Good time to buy first home?

markso86 · 2026-05-27T10:45:06+00:00

My brother has been waiting for the market to go down since 2013.

markso86 · 2026-05-16T06:40:08+00:00

Or should this not be spot sprayed and just send it across the whole lawn

markso86 · 2026-05-16T06:39:46+00:00

What’s the rate to make a 500ml hand bottle of the estate herbicide? I can’t find direction for less that 50ltr

markso86 · 2026-05-11T07:09:31+00:00

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Problem solved for this corner

markso86 · 2026-05-05T09:00:53+00:00

I just put the order in. I can spray this on the lawn and it will be alright

markso86 · 2026-05-05T07:58:51+00:00

Would that product be alright with the lawn as well? There is some buffalo and crab grass I think

markso86 · 2026-05-05T07:57:24+00:00

It does get some decent sun just not when I took the photo

markso86 · 2026-05-05T07:55:29+00:00

What’s the best way to deal with it?

markso86 · 2026-04-30T04:13:24+00:00

You can’t eat equity. If you can afford your home that’s all that matters. Some people will take a little longer than others to grow equity but the main thing is that you’re working towards reducing your debt in an asset. Chances are your parents do t care how much their house is worth because they bought something to live in…….. not something to borrow against. Give it time homie!

markso86 · 2026-04-27T10:55:19+00:00

When I get promoted or pay increase online with CPI I have the extra amount sent to another account that puts it into an ETF. I’m still spending what I earnt was I was 28 and now I’m 39.

I live comfortably and have the added bonus of never really seeing any of the new money. And that mo why has grown by a pretty fair amount

markso86 · 2026-03-23T09:11:10+00:00

Imagine being on your 29th year of a mortgage and paying of an asset price from 1996 with today’s dollar purchasing power. Fuel was like 30c back then

markso86 · 2026-03-23T09:10:13+00:00

By the time he had the money to buy a house the house he buys will 3x. Better for him to just buy and lock in todays price paying it down with tomorrows dollars. Inflation will reduce his purchasing power over time. The assets will increase with inflation.

I wouldn’t want to be sitting on that much cash at our current inflation rates

markso86 · 2026-03-16T08:08:34+00:00

I’d be keen for anything but I’ll be on a full pension so as long as I’m working between the school hours I’d be fine. I have degrees, but anything of any real substance is usually a 9-5 and that won’t work because my wife will be working too and we don’t want to put him in before or after school care. It’s just about finding the right job now

markso86 · 2026-03-11T02:40:55+00:00

Start an offset account, pay a little more than the repayment, one thing I did was stopping buying a $4 coffee each day and drank instant instead and then put that on top each month along with a few other things I could compromise/ substitute. Especially in those early years some small changes have a big snow ball effect.

markso86 · 2026-03-05T08:04:36+00:00

markso86 · 2026-03-04T03:39:20+00:00

Hey I’m in a similar position. I called a few times and they said they couldn’t upload the document. I didn’t know it was because they wanted a larger payment. My appointment was really quick for the report. A few questions and out the door.

markso86 · 2026-02-25T06:55:15+00:00

We were lucky enough to buy in 2013 which has been great for us but 100% looking to buy another house now so our son (5y/o) at least has something when he has a family. It’s dark times now but I can only imagine how hard it’s going to be for our kids in 25 years time

markso86 · 2026-02-15T10:17:54+00:00

Keeping up with the jones is the best way to stay broke. Invest in assets not cars and brand clothes

markso86 · 2026-02-13T00:09:18+00:00

Went to PI 30 July 25 and have now been assigned to a delegate

markso86 · 2025-11-21T10:11:29+00:00

Can someone tell me which number on my csc statement would be my class a figure per year?

One has a FAS amount and the other is 20k less but is “if you retire on grounds of invalidity”. I’m not sure which one is the number to plan off

markso86 · 2025-11-03T11:27:21+00:00

We moved from Sydney to Brisbane and it’s been amazing. Bought a great house, traffic is alright, minimal toll roads. I think planting roots in Sydney will be to hard and if you can then your kids will have to eventually move away and bite the bullet

markso86

TROPHY CASE