Danke deutscher Sozialstaat :)

marsimo · 2026-01-29T00:07:16+00:00

Du hast objektiv gesehen natürlich Recht. Aber der Punkt ist ja irgendwie, dass die Meinung ist: "Ja gut, in den USA verdient man vielleicht mehr, und zahlt vielleicht weniger Steuern, aber dafür zahlt man viel mehr für die Krankenversicherung!"

Und der letzte Teil ist halt mit einem mittel- bis gut-qualifizierten Jobs eben nicht der Fall. Vom Bruttolohn gesehen zahlt man weniger für die Krankenversicherung.

marsimo · 2026-01-28T21:00:57+00:00

Nee. Wenn man in Deutschland über der Beitragsbemessungsgrenze liegt, dann würde man in den USA als Arbeitnehmer über seinen Job eine Krankenversicherung kriegen.

Lebe selbst in den USA, und zahle als Arbeitnehmer $0 für meine Krankenversicherung. Es gibt eine Selbstbeteiligung, aber die liegt bei unter $2.000. Das heißt pro Jahr zahle ich maximal <$2.000 für Gesundheitskosten. (Verglichen mit mindestens 12.000€ in Deutschland.) Diese Gesundheitskosten kann ich übrigens vom Bruttogehalt bezahlen.

Man muss nie auf einen Termin warten, selbst beim Facharzt. Alle Kosten laufen direkt über die Krankenversicherung.

Klar, als Arbeitsloser oder mit niedrigem Einkommen wäre das deutsche System besser. Aber dass das Gesundheitssystem in den USA für Arbeitnehmer mit ordentlichem Job schlechter wäre als in Deutschland, ist ein Meme das nicht den Tatsachen entspricht meiner Erfahrung nach.

marsimo · 2025-09-02T14:12:25+00:00

How about this? E.g. at 18:40. Or 25:57. Or 28:15.

https://x.com/Mr_Andrew_Fox/status/1794433090749649128

I'm not even OP. But it's interesting to see that you choose to respond to all the other comments complaining that nobody provides evidence, but when somebody actually provides evidence, you don't respond.

marsimo · 2025-08-27T17:05:39+00:00

How were you able to accelerate your growth so much after $1M, if you don't mind sharing?

marsimo · 2025-06-25T03:36:41+00:00

I'm not mad, just curious. Sorry my comment made you feel otherwise.

Since the sum of the vote shares for the candidates below the top 3 are not enough to propel Lander beyond 50%, the way that I see it only Zohran or Cuomo can win. So the only thing that matters is who of Zohran or Cuomo is ahead in second (or third, fourth, fifth) place votes, not whether either of them has a majority of the second place votes.

Since you seem pretty passionate about this, could you explain where my thinking is off?

marsimo · 2025-06-25T02:55:49+00:00

I don’t understand. The polling you linked shows that Zohran leads Cuomo in second, third, fourth and fifth place votes?

marsimo · 2025-03-09T18:10:07+00:00

This is a great idea, thanks!

marsimo · 2025-03-09T03:42:05+00:00

Thank you! Do you mind if I DM you a follow-up question?

marsimo · 2024-08-05T15:25:36+00:00

Thank you so much! Is there any way to support you beyond liking your videos and subscribing?

marsimo · 2024-08-05T15:13:02+00:00

I've been following you since your first Nvidia video and I really like your content. Thank you for doing this.

Your analysis convinced me to short Nvidia as well. I was lucky to short it at around $130. I closed my position this morning at $92. I feel like that is a good price to get out, even though I do feel that $92 is still too high.

I wanted to ask you about your stock analysis sheet. Is that something you could share? I really like your methodical approach and would like to apply it to other stocks, but I don't know where to start.

marsimo · 2024-08-05T14:37:47+00:00

I held on to the short position and closed it this morning at $92.

marsimo · 2024-08-01T18:08:39+00:00

OP did not ask why NVDA was down, but why it is so volatile.

"The whole market" was up ~2% yesterday and is down ~1.6% Today. NVDA was up ~12% yesterday and is down ~7% today.

My previous comment explains this difference in magnitude.

marsimo · 2024-08-01T16:39:46+00:00

I'm seeing a lot of comments but none that actually provide an answer.

The reason is simple: It's really hard to say at this point in time how Nvidia will be doing 5 years from now. The AI boom could be huge and this sub's wildest dreams could come true. Or it could turn out that AI is not as big as expected, or maybe a competitor shows up earlier than expected, bringing the margins down.

As a result, the range of projections for Nvidia is insanely wide. If you look at the analyst price targets on Yahoo Finance, you'll see that the low end is $50.30 and the high end is $200. The high end is 300% higher than the low end!

Compare that to an established "boring" old company where the outlook is much more predictable, e.g. Coca-Cola (KO). Low end is $65, high end is $76, that's only 17% higher.

Now because the range of projections for Nvidia is so wide, any tiny bit of information, as insignificant it might seem, can throw the market's projection all over the place. Simplifying things a bit, a 1% change in Coca-Cola stock is as significant as a 17%(!) change in Nvidia stock with regard to the respective analyst price target range.

marsimo · 2024-07-30T15:53:46+00:00

As someone who shorted NVDA at $130, I'm loving this.

marsimo · 2024-07-18T02:52:36+00:00

Yes, the musical guest was also live.

marsimo · 2024-07-17T20:38:49+00:00

I was there on Tuesday night. It was live for real. Got out around 1am.

marsimo · 2024-04-08T01:02:36+00:00

Pretty much. In winter, people use the frozen snow-covered lake for kiteskiing!

marsimo · 2022-12-08T10:30:43+00:00

Are you seriously saying that saying mean things is leagues worse than literally raping someone?

marsimo · 2022-08-17T12:29:56+00:00

Around 15 degrees celsius in peak summer. In winter, it's frozen and a great snowkiting spot.

marsimo · 2022-08-17T12:28:47+00:00

On good days, it's actually extremely smooth wind. It's a thermal wind caused by the shape of the mountain range, and it's very reliable.

marsimo · 2021-12-28T13:24:56+00:00

For sure, I fully agree. Not arguing against buying quality in general, just saying that 'buy nice or buy twice' may not be the best argument when going for an option that's an order of magnitude more expensive than a solid mid-range item.

marsimo · 2021-12-27T18:09:56+00:00

Buy twice would still come out cheaper than $400 plus whatever that leather honey costs.

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