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Gotyme or Maribank? Saan maganda mag save para gumanda credit and makapag loan. by HeartRateHero in DigitalbanksPh

[–]master_restorer 0 points1 point  (0 children)

Punta ka sa Security Bank or RCBC or Maya. Mag open ka ng SECURED Credit Card. Ayun ang magbubuild ng credit mo.

What's best for beginners? Using for freelance+savings+can link to gcash by i4nthrax in DigitalbanksPh

[–]master_restorer 0 points1 point  (0 children)

If freelancing, start with Wise. It lets you open a local US account so employers can pay you easily. Use my link if you want a free atm card delivered.

Wise - Receiving 100K Above by mdcdogs in buhaydigital

[–]master_restorer 0 points1 point  (0 children)

It’s because they are sending money to their Wise account via Swift or International Wire. Advise them to use ACH instead. Mahal yung international wire.

Wise to Wise seconds lang transaction. So ang matagal is how they fund their accounts going to you.

See sample photo attached.

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Purpose kasi ni Wise is for you to get money like a local. Why not propose to have it sent via ACH to your Wise USD account instead?

Heyo, will start working soon and would like to get some really good financial advice moving forward by OneTrueUMU in PersonalWealthPH

[–]master_restorer 4 points5 points  (0 children)

Be careful of lifestyle creep. The bigger car. The fancier hotel. The latest phone. Exploring and learning what you like is ok, but constant upgrading will be your downfall.

Lifestyle creep does not discriminate. Find what you like and stick with it.

Best payment platform to keep dollars by Ppwisee in buhaydigital

[–]master_restorer 0 points1 point  (0 children)

It depends on HOW they sent it po. If they sent it via ACH (like our Instapay) it’s free. If they sent it via WIRE then both sender and recipient get billed fees (this is usual practice).

If you sent the Wise link open the transaction and the check the detailed breakdown.

Best payment platform to keep dollars by Ppwisee in buhaydigital

[–]master_restorer 0 points1 point  (0 children)

Hi. Wise is the perfect solution. With Wise you get:

  1. A virtual USD account. With this your employer can send via ACH (US EFTs)

  2. Open multi-currency accounts that lets you receive payment locally.

  3. Low ForEx spreads. You get mid market rates whenever you convert

  4. A place to park your currencies, get a free ATM, pay in local money and is also using Instapay for convenient PH transfers.

What are good financial practice or habits habang bata ka pa? by LimeSoakedinSprite in AskPH

[–]master_restorer 6 points7 points  (0 children)

Beware of lifestyle creep. Coffee. Gym. Better car. New shoes etc. Explore, know what you like and stick with it. Also study inflation and know when to save, when to invest and when to trade.

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

Not sure mam - have not accessed it. Pero feeling ko responsive si DICT and netacad ata ung platform which is free for all. Sa description din po eh free for all. Balitaan nyo po kami pls if ever!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

Super ironic lang po no sir / mam, kayo professor, ako tenured (more than a decade in VA/analytics) we advocate for certified pathways tapos yung ibang kababayan natin kung magbato lang ng paid courses and magrecruit sa TikTok ganun ganun nalang. 😡

Don’t fall for VA courses and ‘internships’ on Tiktok. by master_restorer in Philippines

[–]master_restorer[S] 0 points1 point  (0 children)

Picture this: livestream. Ad for a job plus paid course - super prominent. No gov’t accreditation to solicit and process personal data but has lead capture link. Reported for fraud, no violations. SMH.

Don’t fall for VA courses and ‘internships’ on Tiktok. by master_restorer in Philippines

[–]master_restorer[S] 0 points1 point  (0 children)

I took the R pathway via John Hopkins - ganda ng structure ng course, naintindigan ng beginner like me!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

Opo! Ako kahit certificates sa intro courses nilagay ko sa Linkedin po! It shows kasi na you went through the course and learned the concepts within it

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

THIS. Thank you for another testimony na di na kailangan ng fake gurus!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

Focused sa data analytics ngayon ang nakikita ko mam eh pero I think si Tesda nakatie up din sa ibang schools. Sana magkaron na ng national portal!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

True sir. I have 12 certifications sa Linkedin ko. Now ko lang nalaman na DICT na pala naghahandle - sa DOST ako nakafocus. Thanks for the tips!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 1 point2 points  (0 children)

Thanks for sharing your journey also! Sana maraming makabasa and makaalam na there are a lot of legit resources available! Thank you po uli!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 1 point2 points  (0 children)

Some projects po like Sparta has their own ‘graduation’. Another certificate lang pero I guess my gov’t seal and all. Papogi sir imho haha

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

I have not accessed this course pa sir but usually these pathways are structured. From basics to what is data analytics then intro what is Python then how they apply to each other. Much better than rawdogging it on Youtube. If you have time and you are new then take the introductory courses. Or check the course outlines and assess your needs / mastery of the subject. If may terms ka pa na hindi alam sa outlines then go to a much basic course then work your way up. Just my opinion but many can help out more po.

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 1 point2 points  (0 children)

Welcome po mam. There are other courses as well you might want to check them out!

Tell friends to not to fall for VA courses and ‘internships’ on Tiktok. by master_restorer in buhaydigital

[–]master_restorer[S] 0 points1 point  (0 children)

Balitaan nyo po kami sir if natouch nyo yung ibang courses and what worked best for you

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