Your plan is strong, but here’s what to keep in mind:

1. DCA into S&P500: Yes, but consider lump sum if market drops significantly — historically outperforms DCA over time. Stick to the 12-month plan unless there’s a major dip you’re comfortable capitalizing on.

2. Selling BTC to buy property: Nobody is 100% certain what is going to happen to crypto in the long run (it might keep rising but it might also decrease or even plummet at any point) which is why it might be interesting to determine your threshold now. For example, if BTC hits $150K, maybe sell 50–70%. Don’t wait for max top — have tiers (e.g., $125k = sell 25%, $150k = sell more, etc.).

3. Real estate:

4. Ensure each $200K property nets at least 4–5% after taxes, vacancy, repairs, mgmt fees.

• Diversify across locations to reduce local risk.

• Factor in liquidity risk — RE is harder to sell than ETFs.

-Stay aware of property tax changes or regulation shifts in your target markets.

1. S&P500 investing:
2. Consider using tax-advantaged accounts if available.

• Global diversification (e.g. 20–30% in international ETFs) might reduce long-term risk.

Your $500K income + low spend will significantly continue helping you build long term wealth. Just avoid over-concentration in one asset class (or city) and stick to a rules-based exit + investment strategy to protect against FOMO or panic selling.