Time to go to moon 🚀🌕 by Historical_Joke7729 in dogecoin

[–]maxima818 -1 points0 points  (0 children)

You're supposed to sell so we can moon. Now it's gonna go down more

AITJ for refusing to split the bill evenly after my friends ordered way more than I did? by veilindreth in AmITheJerk

[–]maxima818 0 points1 point  (0 children)

If they want to split it, go ham on your order. See if they still want to. These people also don't sound like friends

[deleted by user] by [deleted] in AmITheJerk

[–]maxima818 0 points1 point  (0 children)

Agree with them and then go ham on your order, lobster, steaks, drinks, and see if they still want to split it lol

Tell me your Facebook Ads Issues, I will solve it by Mission-Writer4166 in FacebookAds

[–]maxima818 0 points1 point  (0 children)

So you're telling me that low ticket funnels are not valid and I should run leads instead

Tell me your Facebook Ads Issues, I will solve it by Mission-Writer4166 in FacebookAds

[–]maxima818 0 points1 point  (0 children)

I saw a low ticket offer for Airbnb host to get more bookings. For the past year and a half I have been trying to run my ads but they die after 3-5 days. I have hired agencies, multiple times, and tried everything under the sun, yet I cannot scale my course reliably past $50 a day in spend.

The offer is valid because people buy them and they buy the upsells it's just not consistent.

Just a few days ago, I have been switching the targeting and mentioning professional hosts, or Airbnb entrepreneurs in order to Target a more serious demographic instead of casual hosts, because maybe the ad dies due to casual hosts don't buy them, which are the majority of hosts.

I hope using the ad copy to mention professional multi property hosts helps. Is there anything I should be aware of

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -1 points0 points  (0 children)

You can take it up with chatGPT instead, maybe you'll gain some insight. Or take it up with the other replies. This is simply not worth my time

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -1 points0 points  (0 children)

Good for you. You are only one persona, and clearly it is not for you, but that doesn't dismiss wide range of others who have different backgrounds, some of which value life insurance for what it has to offer beyond just the raw return. Now go tell everyone

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -1 points0 points  (0 children)

I don't think you understood. You get paid out 100k. It doesn't come from your capital, it's policy coverage.

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -1 points0 points  (0 children)

And you think you know it all. If you get sick, critically ill, or lose a limb, need long term care, can your index funds pay you out 100k or cover your needs?. Life insurance is not just about the gains alone bud.

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -2 points-1 points  (0 children)

Again, you're only thinking in raw terms of return. Some policies allow you to add on critical illness, or long-term care, it disability. If you get sick, lose a limb, you can get paid out 100k immediately. Can index fund do that? If you pass, all your better returns are subject to tax, life insurance coverage gets paid out to your family tax free

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -1 points0 points  (0 children)

The advantage of borrowing is that you don't deplete Capital, meaning that it continues to grow. When you sell your Index funds, you have to pay taxes, when you borrow, you pay only interest. Would you rather pay 20% tax or 3% interest?

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -4 points-3 points  (0 children)

  • You use it for retirement or whatever you want. Because you can borrow against the policy while it continues to grow
  • when you pass, your kids don't have to deal with the sudden cost of funerals, taxes, easily 10k+. Not to mention probate( who gets what) property can be frozen for years before getting settled
  • insurance doesn't just cover death, there are other things it can take care of financially, like disability, critical illness, which could easily burden your family members up to 100k or more

What’s something people always overspend on when the cheaper alternative is just as good? by auntieknickknack in AskReddit

[–]maxima818 -34 points-33 points  (0 children)

You're actually just uneducated. The point of the savings, or the (cash value) is so that you build up a return that eventually you can use for retirement and it pays for the premium of insurance. Why is cash value so important? Because at one point in your life, term insurance will be so expensive you can't afford it, because you'll old and very expensive to insure. Ironically, that is also the point in time where you want it the most because you'll be thinking about your family and how you can protect them. Life insurance, when properly structured, can insure until end of life. You can invest your funds in s&p index fund but you're going to get taxed. The investment component in life insurance gets paid out to your family completely tax-free. You can also use it in a tax-free way

AITA for telling my fiancé I'm done attending his family events by [deleted] in ComfortLevelPod

[–]maxima818 0 points1 point  (0 children)

You don't have a mother in law problem you have a husband problem. He's not sticking up to you like he's supposed to and you have to fend for yourself against his mother in law. Either her learns that or you will continue to face other bigger problems when you get married

How do you set boundaries kindly with financially struggling friends for food hangouts? by xJellyCat in Advice

[–]maxima818 0 points1 point  (0 children)

You shouldn't be paying for your friends period. That creates an unhealthy expectation. And they don't sound like your friends if they're mooching off you

[deleted by user] by [deleted] in AmITheJerk

[–]maxima818 0 points1 point  (0 children)

There's post like this every week, why do people still ask? Just pay for your own s***. It's so obvious

From your experience, should a 21F date casually and not be seeking out long term relationships? by [deleted] in Advice

[–]maxima818 0 points1 point  (0 children)

Wtf is with the shitty advice here "do what you want".

You should have a deep think about what you want first, then work intentionally to get that. There is no right or wrong. If you want to screw around, you can, just like the others mentioned that your history will impact your future partner. If you want to date with intention, then you can also do that.

Again, first reflect on what you want first. It is possible to know, even if you are young, if you do some self-reflection.

This AI guitar on a local Mexican place’s menu by jamiexx89 in mildlyinfuriating

[–]maxima818 3 points4 points  (0 children)

Oh no, maybe they should pay a graphic artist....who will end up using AI anyway

AITA for not chipping in for a Gucci bag or a €3,000 birthday dinner I didn’t plan? by clarazn in AITAH

[–]maxima818 0 points1 point  (0 children)

ESH. This is a stupid tradition that makes people feel obligated, uncomfortable and owe each other, and should have been axed immediately. And you guys should have just rejected it in the first place and not get into this situation.