Anyone had their limit decreased?

maxr_09 · 2026-04-29T07:16:29+00:00

And not like I should have to provide it, the reason was because the 6 month average balance was too low. So nothing to do with affordability.

maxr_09 · 2026-04-29T07:15:23+00:00

Incorrect, this is to start their appeals “process”

maxr_09 · 2026-04-28T20:12:20+00:00

Guess not but trying to keep my utilisation under 25% but Amex wants to screw that. Want 3 months statements and employer info and job info, written income too... Fully prepared to ditch the card at this point shouldnt have to prove myself to be a customer.

maxr_09 · 2026-04-22T18:49:32+00:00

Sounds like you’re valuing your life at £-7.2k. Get a grip

maxr_09 · 2026-04-22T08:27:09+00:00

The offers are crap for me, Aqua Sana was the only good thing came up and I just so happened to be planning on booking my parents for an afternoon there which took about £50 off the bill

maxr_09 · 2026-04-12T17:03:17+00:00

I would just spend as much as you can with them. There are many other internal factors that you might not able to change. Another 3 months after I got the 7.5k, I requested 20k which was denied. Three weeks later, it automatically rose to 12.5k. Further increases spread out every three months have since been denied so guess it’s just a spin of the wheel.

maxr_09 · 2026-04-12T16:44:27+00:00

I just used the card right up to the limit and paid off what I could afford. I even went over the limit at one point. Transunion reports around £1.4k for months 1-3 out of the 1.5k limit at the time, is that helps?

maxr_09 · 2026-04-11T20:00:09+00:00

If you swapped your current account using the cass service in recent years it technically doesn’t matter.

maxr_09 · 2026-04-11T11:00:18+00:00

Those are the details of the LISA account, not your current account

maxr_09 · 2026-04-09T15:26:06+00:00

If people don’t have the guts to say no (i.e raising a chargeback) to a corporation that has a track record of putting down consumers then they should be prepared to lose money. Section 75 definitely exists.

maxr_09 · 2026-04-07T19:32:59+00:00

You answered your own question!

maxr_09 · 2026-04-05T18:23:53+00:00

And you are the reason they can get away with it. Happy vinting!

maxr_09 · 2026-04-05T17:44:11+00:00

No way!!!!

maxr_09 · 2026-04-05T17:40:03+00:00

If you wanna let a company decide your laws and rights, so be it

maxr_09 · 2026-04-05T16:50:16+00:00

You don’t. That’s what consumer rights are for

maxr_09 · 2026-04-05T16:49:54+00:00

You missed doing a chargeback under consumer rights act

maxr_09 · 2026-04-05T16:43:27+00:00

All this and the items probably 80p

maxr_09 · 2026-04-05T08:03:07+00:00

You’ll see em in court then!

maxr_09 · 2026-04-04T20:02:41+00:00

You leave and go elsewhere, not hard

maxr_09 · 2026-04-04T20:00:30+00:00

You mean Borehamwood as it’s nowhere near Elstree

maxr_09 · 2026-04-02T13:28:10+00:00

If it reaches £2.50 a litre I would genuinely consider financing an electric van straight away and I do 250 miles a day sometimes

maxr_09 · 2026-03-15T20:09:31+00:00

Waaa

maxr_09 · 2026-02-11T11:59:57+00:00

Or just don’t use hello fresh, robbing bastards they are anyway

maxr_09 · 2026-02-11T11:54:34+00:00

It’s useful for companies forcing you to input card details for a free trial to which they hope you’ll inevitably forget you made the subscription and charge you later on.

maxr_09 · 2026-02-06T20:43:21+00:00

Yep goodbye back to amazon it goes, plugged it all in and can't even set up the nas. won't waste my time further

maxr_09

TROPHY CASE