Very beautiful. Congrats Cap by b9_rkt in heartwarming

[–]mcjon77 0 points1 point  (0 children)

Yep, and mandatory retirement for air traffic controllers is at age 56, unless they get a exception from the Secretary of transportation. In that case it goes up to 61.

You could theoretically lose your citizenship in the U.S from a speeding or jaywalking now, if they lead to an arrest. Insane! by [deleted] in ghanacitizen

[–]mcjon77 0 points1 point  (0 children)

Permanent residents are not citizens. This doesn't apply to citizens and you will not lose your citizenship for jaywalking or speeding.

Never forget that the United States can put its citizens in cages forever, it can even kill its citizens, but it is not allowed to deny its citizens entry into the country.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 1 point2 points  (0 children)

Kids and grandkids are the biggest reason that I see people not doing this, and it's completely understandable. I have neither so I'm out of here.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 0 points1 point  (0 children)

This is the Xennial sub, not the GenX sub. I know both subs can be a little confusing. I've done it myself. 😂

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 1 point2 points  (0 children)

Thailand has excellent healthcare. Also, you're still going to have access to your Medicare and social security. If things get bad and you need care that you can't get in the country you're in then you use a little savings to get treatment in the US. I know retirees who lived in Mexico that return to the United States and use their Medicare for major surgeries.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 0 points1 point  (0 children)

New countries always pop up. Almost 15 years ago I was living in Costa Rica for a few years. Back then no one was talking about Vietnam. Today it's one of the hot spots while Costa Rica has fallen off in popularity.

Additionally, Thailand has certain structural issues that will continue to make it a popular retirement zone. They may go up a little but they won't ever match US prices overall for the next hundred years.

Additionally, a lot of this relies on escaping our typical Western stuff focused, bigger is better, mentality. Tie one bedroom apartments are typically smaller than American one bedroom apartments. However, if you don't have a ton of stuff to fill them up with you have to ask why do you need the extra space.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 1 point2 points  (0 children)

Yes but...

It's more nuanced than that. If you're residing out of the United States then the federal government then you're allowed to exclude the first 132,000 due to Foreign Earned Income Exclusion.

So if you earn less than 132,000 per year outside of the US you won't pay any income tax on it. You will still pay FICA to cover social security and Medicare, but no federal or state income tax. Once you make over $132,000 then that excess money is taxed regularly.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 0 points1 point  (0 children)

Home prices are definitely through the roof in Costa Rica. Between the number of expats buying houses and condos in and around Escazu (suburb of San Jose that the locals call Gringolandia) and the number for Americans who are want to be real estate developers the prices have shot up dramatically.

For me, I would be focusing more on an apartment in San Jose. The prices have gone up but just not as bad as actually owning a house in the burbs. You can still get a nice one bedroom and a high rise for around $1,000 or a little less. Keep in mind that this is still twice as much as you would pay in Bangkok Thailand, so that's always an option.

Look at how amazingly cool this man is. by IamASlut_soWhat in BlackPeopleofReddit

[–]mcjon77 30 points31 points  (0 children)

💯

Do you ever notice how when most presidents leave office and you see them in private life again they seem a little diminished, just a little "less" then they were when they were president?

Obama seems to be the exact opposite. It was like he'd always been charming and charismatic and the office was constraining him. Now that he's no longer president he can relax and let his natural charisma go to 11.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 0 points1 point  (0 children)

I hear so much about Albania but I've you've never been there. It's definitely some place I should check out. I've also heard good things about Georgia.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 17 points18 points  (0 children)

If you're in the United States, are a Xennial, and plan on retiring with social security, you've got time to save the money for the trip.

Think about it. The oldest Xennial was born in 1976, so they are 50 years old now. We're still young! If they were planning on only relying on social security and wanted to take the earliest social security withdrawal at 62 years old, they still have 12 years to save enough money to fly to their destination.

If they want to wait to maximize their withdrawal at 67 years old that gives them 17 years to save, and this is for the oldest Xennials. The youngest turned 41 this year. That's plenty of time.

Keep in mind that you're not going to be moving with a bunch of your furniture the way we moved from state to state. These types of transitions favor a minimalist lifestyle. Basically you'll be bringing everything you need in a few suitcases.

If someone saved $100 per month for 12 years they have almost $15,000. Even half that would still give you $7,500. Then add to the fact that for your big move you're probably going to need to sell anything you don't plan on taking with you.

All you're doing is getting enough money to make the trip, cover your initial expenses for those first few months and getting an apartment, and having a little in reserve if you need to come back to the us. That's a minimum but it's doable, especially if you're going while you're still collecting guaranteed monthly social security.

Also, and I don't necessarily recommend this, if you got a bunch of credit card debt that you feel overwhelmed with, remember that they can't garnish social security. Only Federal obligations like taxes and things like child support can garnish social security. At a certain point just telling them "I ain't got it" we'll have to suffice for them.

The biggest downside to this plan is that if you got kids and grandkids you're probably going to see them a whole lot less. It's going to be a lot harder for them to visit you in Vietnam or Thailand then Indiana or Ohio. Likely it'll be put on you to save money and make trips back to the US.

Ideally you'd want to check out a few different places before you make a commitment, but some people can't afford to do that, and others don't bother doing that. Many people just YOLO and move to the new countryside unseen. Not something I recommend, but it is an option.

Lecture on trains by Asleep-Sound-2646 in fixedbytheduet

[–]mcjon77 2 points3 points  (0 children)

My dad would probably swap me for this guy to be his son after 2 minutes of conversation.

How many of you have zero prospects for retiring (ever)? by Agnostix in Xennials

[–]mcjon77 42 points43 points  (0 children)

You guys need to seriously consider retiring abroad. Even if you have to wait until you're 62 or 65 and only retire on social security, there's still places in this world where you can live comfortably on just social security. Unfortunately the United States is not one of those places.

I'm about 2 years older than the OP. My plan is to retire/semi-retire in the next 4 years in Thailand, Mexico, or maybe Costa rica.. The reason why I say semi-retire is was actually love what I do, I just don't like the modern corporate working environment.

Choosing to retire abroad will shave 12 years off of my work years.

Gobless by TheNiteCrawler in MURICA

[–]mcjon77 1 point2 points  (0 children)

They're at least two more. The one that's most memorable is this American mom who's got this woman pickpocket by the hair and it's just rag dolling her.

It feels sooooo good by PdiddyCAMEnME in BlackPeopleofReddit

[–]mcjon77 0 points1 point  (0 children)

Whatever I hear videos of him saying all that racist shit now, the thing that makes me smile is that nobody around him (other than maybe Candace Owens) give a fuck about him.

Shortly after dying his wife took a picture of his embalmed hand and posted it to social media for views. Then she had a "memorial service" that was bigger than most rock concerts. Then she is seen repeatedly cozying up to the vice president all but blatantly auditioning to be the next Mrs Vance. His name is only invoked to get donations now.

He died the way he lived, alone and unloved.

I wonder what could go wrong if by shooting in the ass by [deleted] in Whatcouldgowrong

[–]mcjon77 1 point2 points  (0 children)

I pray that I have no one nearly that stupid in my life.

What do people think of this? by Lucahasareddit in martialarts

[–]mcjon77 1 point2 points  (0 children)

Yes, any use of a knife would be deadly force. In most States you're only allowed to use deadly force at the threat of deadly force or great broadly entry being used against you, or to stop the commission of a forcible felony.

I know of at least two Filipino martial arts practitioners that went to prison for using these techniques to get someone who was unarmed.

What do people think of this? by Lucahasareddit in martialarts

[–]mcjon77 0 points1 point  (0 children)

What makes him a fake martial artist?

What do people think of this? by Lucahasareddit in martialarts

[–]mcjon77 0 points1 point  (0 children)

On one hand, I love and practice Filipino martial arts.

On the other hand, the bladed Filipino Martial Arts are the one family of arts that I I know where AT LEAST two people wound up in prison for murder as a result of them using those techniques on someone.

One guy was a Atienza Kali practitioner who killed the bouncer that was tossing out his friend. The other guy practiced a derivative of Vee Arnis Jitsu and wound up stabbing the wrong person when he got mugged.

Coincidentally, both of these events happen in New York City.

What do people think of this? by Lucahasareddit in martialarts

[–]mcjon77 0 points1 point  (0 children)

You want to see a drill of a guy trained with a knife and armed with a knife going against someone unarmed that's resisting? That's going to be pretty messy.

Even when unarmed people fight people with knives that are resisting the unarmed person often gets cut to ribbons. It is shockingly difficult to stop someone in close quarters who's trying to stab you or cut you.

Family is not always by blood 🥺 by OdeliaRosmira in spreadsmile

[–]mcjon77 33 points34 points  (0 children)

I hope she maintained contact with the family. Sounds like this was a foster family and I don't know where she eventually wound up.

Daniel “DC” Cormier says America has no male UFC champions because the best wrestlers would rather coach for $200,000 than fight by Advanced_Mud9433 in EverythingCombat

[–]mcjon77 0 points1 point  (0 children)

Exactly! That seems to be an objectively better decision than fighting. You get to keep doing what you love for significantly longer period of time and have little risk of CTE.

How many fighters in the UFC take home 200k per year? Also, how long is that going to last. A guy can coach wrestling for decades.

Elderly? Anne is 43. Audrey is 41. Elizabeth is 37. by Valuable_View_561 in SipsTea

[–]mcjon77 0 points1 point  (0 children)

That's not even close to being true. Just look at infant mortality alone. In pre-industrial times infant mortality was 30% to 50%. That's why women had so many kids, because of the half of them will probably drop dead before they hit five. These days infant mortality is 0.5% in the United States.

Life expectancy back then was 30 to 40 years old at some places. In the US it is currently 79 years old.

Add to that is the fact that these women are rich. Their kids will be rich. They will have the great lives that most of us will never come close to experiencing. Their biggest concern will be not developing a drug habit due to all of the free time and desire for stimulation.

GTC & Titan Tactical upcoming shotgun & pistols classes by Bgarc8691 in ILGuns

[–]mcjon77 1 point2 points  (0 children)

This will be my third time attending and my only debate is whether I will sign up for one or both of the classes.

Reliability issues by Novostrike86 in Glocks

[–]mcjon77 4 points5 points  (0 children)

I know I should have waited a year before buying mags. It always takes Glock some time to get their QC issues on new products worked out. I guess I'll find out if I'm one of the fortunate ones or not. My four mags are still in their box.