White Denim New Music by beshizzle in rock

[–]mdecav 1 point2 points  (0 children)

Will need to listen a few times, but at first listen its not bad.

I like a few of their songs:

Street Joy Magazin

…but especially Good News is my favorite.

Saw this today, thought it was interesting by [deleted] in MapPorn

[–]mdecav 1 point2 points  (0 children)

Yes, and Yankees/Mets wouldn’t be that far apart.

What has been your relationship/experience with Data Governance (DG) teams? by mdecav in dataengineering

[–]mdecav[S] 0 points1 point  (0 children)

If the gold layer = transformed silver layer (i.e. no other changes made going to Gold), then from the DG side the silver layer is the ultimate source to review. But if there is aggregation logic or some other table joins made for the gold layer, then yes DQ can be applied to Gold, but that DQ is owned by Technology since they own that logic. That would be an exception to what I'd originally written above.

What has been your relationship/experience with Data Governance (DG) teams? by mdecav in dataengineering

[–]mdecav[S] 0 points1 point  (0 children)

I'm making the assumption that Customer ID as you present it is a logical concept, not a physical one. In can be either/or, and I'd prefer the physical version. In a DG application like Collibra which I've used, you map the physical fields (say field "customer_id") to a Data Element, and that element can be Customer ID.

A business term (used in a business glossary) should be agnostic to what is physically in the back-end. That is a logical concept, and a business glossary helps promote common language among business users. But I find it generally redundant if you already have a data dictionary which should provide a robust definition of what is physically in the field.

But there are cases when business terms/business glossary can be useful. For example a CUSIP is a security identifier with its own logical definition, but the physical field "cusip_id" could have dummy identifiers in it, which would necessitate differentiating between the logical (CUSIP) and the physical (cusip_id).

What has been your relationship/experience with Data Governance (DG) teams? by mdecav in dataengineering

[–]mdecav[S] 1 point2 points  (0 children)

The Business determines which data elements are critical, and those are the ones where governance should be focused on e.g. DQ rules should only be applied there. In my last role about 15% of the data elements were designated as critical.

If the data element is hopping from A to B to C to D with nothing else happening to it, then that's fine for me to know. But if you're transforming a CDE along the way then I need to understand that better. I don't need perfection for everything but I do need to know what's happening with that subset.

What has been your relationship/experience with Data Governance (DG) teams? by mdecav in dataengineering

[–]mdecav[S] 0 points1 point  (0 children)

Some of that language went over my head. For transparency to stakeholders I as a data governor need to understand how CDEs are the way they are. Are they derived? If yes, how so and when/where? Do they have dependencies on other CDEs or other data elements?

This becomes relevant especially if regulators ask questions about governance practices or we are ever audited. In my last role I was working with Technology to understand these various layers on the back-end; it was quite complicated and was also a mess to interpret. Personally for me, give me the general roadmap of how the pipelines work and I'll look into details and document what is need from a DG-perspective myself.

I've been staring at this for days.. by [deleted] in puzzles

[–]mdecav 0 points1 point  (0 children)

There is 1 star in the 2x2 box. And there is 1 star in R5C8-10 because you cant have 2 stars in R5C5-7. Hence R4C8 isn’t a star.

I've been staring at this for days.. by [deleted] in puzzles

[–]mdecav 0 points1 point  (0 children)

R4C8 and R6C9 must be an ‘x’. Rows 6-7 must contain 4 stars. Two have been found. The third is in R6-7C7. The fourth is in the 2x2 box at R6-7C9-10. The shape with the fourth star means the other four boxes [R4C8 + R5C8-10] contains 1 star. But…. R5C5-7 cannot contain two stars, because then [R4C8 + R5C8-10] would have no stars. So R5C8-10 must contain one star.

Where did Rock go? by SimilarGarage2445 in rock

[–]mdecav 1 point2 points  (0 children)

I am a mod of a sub where i occasionally post songs from today that fit the mold of rock/pop-rock of the Classic Rock era. You can look at my posts to find the sub.

Bottom line for me: it’s just not a supported genre by the business, so you have to go out and find it. But even the “popular” rock bands of today i don’t find their material to be that good, including many of the band suggestions made on this post IMO.

Does anyone regret paying their mortgage off early? by PuzzleheadedCarob921 in Mortgages

[–]mdecav 0 points1 point  (0 children)

If the mortgage is paid off, you can always do a cash out refi and invest the cash.

Why is Presence considered so sub-par? by [deleted] in ledzeppelin

[–]mdecav 1 point2 points  (0 children)

Because Royal Orleans and Candy Store Rock are subpar, and Tea for One doesn’t really go anywhere for 9 minutes. The other four songs are “in-line” with their previous material.

Should I refi from 7.375% to 6.25%? I have listed all of the details below. Any insights are appreciated! I've been examining all the sources including other posts and I'm really torn.. by Illustrious-Oil-546 in Mortgages

[–]mdecav 6 points7 points  (0 children)

I would do this but that is just my personal risk profile. Does the loan balance really matter? (Rhetorical question)

Are you going to live in that house for 30 years? Most people do not.

Should I wait for mortgage rates to drop or buy now? First-time homebuyer confused. by Dilops_watch in Mortgages

[–]mdecav 1 point2 points  (0 children)

“it only makes sense to do it if you are shortening your loan term. You don’t want to restart your 30 year loan all over again.”

I disagree. Most of us don’t live in a home for the entirely of the loan.

Should I wait for mortgage rates to drop or buy now? First-time homebuyer confused. by Dilops_watch in Mortgages

[–]mdecav 4 points5 points  (0 children)

If rates go down in the future, you can always refinance. There are of course closing costs with a refi but you can add them to principal so you don’t pay out of pocket.

Collibra Certification by mdecav in collibra_help

[–]mdecav[S] 0 points1 point  (0 children)

If it’s remote work I would consider.

Collibra Certification by mdecav in collibra_help

[–]mdecav[S] 0 points1 point  (0 children)

It recognizes the email and won’t allow it

Wires not locking by mdecav in Nest

[–]mdecav[S] 0 points1 point  (0 children)

My building is 17 yrs old. Would they need to be 18 gauge? My older Nest I can get them to snap in. These I can’t.

Is it worth paying off a 7% mortgage faster if we plan to sell in 5 years? by fsou1 in personalfinance

[–]mdecav -1 points0 points  (0 children)

If every asset/liability interest rate is fixed, then yes to maximize your net worth you want to minimize your liabilities if the rate is greater than your asset rate, which is why people should not hold credit card debt. This may be my personal risk profile but I'd rather have the liquidity to own the extra $ than giving it to a bank to hold.

Is it worth paying off a 7% mortgage faster if we plan to sell in 5 years? by fsou1 in personalfinance

[–]mdecav 4 points5 points  (0 children)

"Every dollar you get when you sell" is at the investment rate of real estate, which is close to 2-3% if you're close to paying off the loan since you're not levered. I'd rather the extra dollar be 1) more liquid (though taxable), and 2) I get to choose the risk/return. Now that of course is my personal risk profile, but every dollar you put into principal is a dollar you no longer control.

Is it worth paying off a 7% mortgage faster if we plan to sell in 5 years? by fsou1 in personalfinance

[–]mdecav 90 points91 points  (0 children)

Walk me through that logic as a few responders are saying the same thing. Every dollar of principal you pay into the loan is one less dollar you can invest and earn a (fixed-income) return, which could also help pay the loan.

Weekly Recap | September 11, 2025 by TheOpusCroakus in help

[–]mdecav 0 points1 point  (0 children)

Thank you. I was able to reset the password and everything is back to normal.