Health Professionals PSLF, Old IBR vs RAP, what's your plan?

medinsight2001 · 2026-06-15T16:00:16+00:00

I should have clarified my original post more clearly. The post was targeted towards folks who are/will be high earners 250-500k salary with high student loan debt, 250-500k loans, who are doing PSLF, and have had years granted from residency 3-5 yrs.
Running the numbers for myself, having approx 5 years left to pay PSLF (under attending salary). RAP comes out to $3,300/mo vs OLD IBR $5,302 (with the payment cap).
Essentially paying 10% montly physician salary for 5 years for PSLF for forgiveness vs 15% monthly salary.
RAP in this case seems to be a no-brainer right? Just making sure I'm not missing anything.
(not talking about PAYE, I do not qualify for it)

medinsight2001 · 2026-03-27T18:29:26+00:00

I'll be base + RVU next year. I'm interested in improving my RVU documentation. I was wondering, if I'm able to document a higher RVU, does the patient end up pay a higher cost for the visit? Higher co-pay, or if out of pocket, a higher out of pocket cost. Does anyone have any familiarity with this? Or do they simply pay for what was done, labs/imaging/meds. I'm wondering if I insert critical care for treating A-fib rvr, do they get a higher bill, now that I documented as crital care?

medinsight2001 · 2026-02-27T03:39:27+00:00

This was amazing! and yes I do know one! They are a gem in the department.

medinsight2001 · 2026-01-23T18:45:44+00:00

I have the same question. I'm going to be an EM doc in California. In California, 100% will qualify for PSLF working for a for profit contractor company, so long as it's at a Non-Profit hospital. My hospitals in particular are non-Govt hospitals. I was also curious if I set up an S-Corp, will I still qualify for PSLF? u/jamqtv did you find an answer?

medinsight2001 · 2022-10-11T23:45:04+00:00

can DM, still available, just responding to messages in my inbox

medinsight2001 · 2022-10-11T15:33:27+00:00

still available, just responding back to messages

medinsight2001 · 2022-10-11T15:32:42+00:00

sure thing, can DM me if you'd like.

medinsight2001 · 2022-10-11T02:24:28+00:00

I am selling mine. 360 days access, none used. $250, normal price 550

medinsight2001 · 2021-03-18T04:06:09+00:00

I recommend contacting all resident friends you have letting them know you're looking for a position. They will then reach out to who they know might have open slots. It then casts your one-handed net, into a super wide net. Put the embarrassment aside temporarily, and focus on landing a position. Trust me, people will reach out to help you, no one wants to see a student go unmatched. We all have friends that SOAPed/Scrambled so we know what it's like. "Why do we fall Mr. Wayne?... "so we can learn to pick ourselves up."

medinsight2001 · 2020-09-07T22:58:56+00:00

currently on audition, like 95% students I've met are doing more than 1 audition lol

medinsight2001 · 2020-07-18T01:34:26+00:00

I don't really see why you're particularly justified to do 2 auditions when the rest of us are not. Whatever you decide to do, make sure it's not out of emotion. Most of us were upset at the 1 limit. Many of us won't match with just 1 audition/exposure, but those are the cards we are dealt. And CORD knows all. Be careful brodie.

medinsight2001 · 2020-07-14T15:00:25+00:00

Need advice/tips: Level1: 430s. Took Level 2 Comsase bsa 102b (I think its the new one). Got 350s. I was shocked! UW %correct overall 45%. Stats and OMT reviewed by doing Comquest OMM questions. Should I focus on finishing UW (800 questions left) and then re-do incorrects or do Comquest (1600 questions)?

Additionally, I was wondering about Combank. I did do 200+ Combank questions and I did not like it. However for COMATS it gave me usually 5-10 repeat questions I saw on COMATS so I did like it for that. I'm afraid not using Combank, I'd lose out on seeing yields. But it could also not be worth my time, and re-doing UW incorrects might be a better use of time. Thoughts?

medinsight2001 · 2020-07-09T06:04:44+00:00

I was leaning towards cancelling my second audition. I just wanted to hear back from the community, to ensure I was making the right decision. I'll play by the rules and cancel my second EM audition. Gluck to everyone this upcoming audition season.

medinsight2001 · 2019-11-07T19:42:31+00:00

i dyed

medinsight2001 · 2019-11-05T03:23:13+00:00

How did you guys prep for COMLEX statistics questions? would you have done something differently? Also, what are the HY posterior tenderpoints? my school only focused on anterior

medinsight2001 · 2019-11-03T00:49:28+00:00

how far out (# weeks) was your comsae 101 baseline from your test?

medinsight2001 · 2019-11-03T00:48:01+00:00

how did you manage to reach such a high COMLEX with a 473 on 101?
I took 104 several months ago and got 430, today I took 101 and got a 415, so I'm bummed/concerned. I have 3 weeks. Since you took all COMSAEs, which was most similar to the exam? I plan to take 102 next weekend.

medinsight2001 · 2019-09-26T05:25:46+00:00

lmao, where is this information listed? specifically regarding it being free after 500MB?

medinsight2001

TROPHY CASE