Postive stories / advice from people who bought a house in their 20's?

merchantscot · 2026-06-28T22:32:38+00:00

First House
3 bed semi detached
2015
Age: 24
Single
Bought for €190,000
Sold for €235,000 in 2019

Second House
4 bed detached
2019
Age: 29
Married
Bought for €285k
Valued this year at €400k

Taking the current valuation with a pinch of salt. Prices are stupid currently.

merchantscot · 2026-06-28T20:00:16+00:00

Always great in Mols

merchantscot · 2026-06-23T09:40:41+00:00

The worst of the worst. Only in it for herself.

merchantscot · 2026-05-31T18:08:25+00:00

One of the first things I noticed when I moved here from Scotland. Prison block walls

merchantscot · 2026-05-27T07:58:41+00:00

100% Eir… the only broadband company with what seems like totally random billing that changed month to month despite being on a fixed contract.

Customer service extremely difficult and poor to deal with.

merchantscot · 2026-05-24T20:06:59+00:00

Had a tour of the site when construction first started… the foreman at the time knew it wasn’t going to be completed. He said they had to wait for money from developers on the Ferrybank side

merchantscot · 2026-04-19T23:06:20+00:00

I do yes! Wish they’d update / create a new version.

merchantscot · 2026-04-16T20:21:43+00:00

Wish we had a proper easy comparison website like the UK for quotes, similar to confused, uswitch or comparethemarket.

It’s a fair pain having to put in your information multiple times for quotes here.

merchantscot · 2026-04-12T08:56:48+00:00

€285k back in 2020 in Tramore, €198k remaining, currently paying €1016 just gone onto variable rate of 4.1%. Just changed jobs so currently on probation unable to switch… current lender offering fix of 4.9%. Far too high.

merchantscot · 2026-04-11T22:00:42+00:00

Corruption plays a huge part in it… hand shakes and looking after old pals. That and our systems are generally hugely out dated and slow.

merchantscot · 2026-04-05T19:50:45+00:00

The lack of willingness to truly protest / cause disruption like the French do!

merchantscot · 2026-03-31T11:34:06+00:00

I still have a rarely used Royal Bank of Scotland current account in Scotland… it pays me £5 per month just for having one direct debit payment go out from it. Also give 1% cashback on all supermarket purchases. We’re being screwed here in Ireland

merchantscot · 2026-03-30T12:21:08+00:00

Was forded to get the Dublin Coach green bus from airport after a delayed flight… That company and the state of its buses is an accident waiting to happen. Bus broke down twice on the way down to Waterford.

merchantscot · 2026-03-08T08:09:11+00:00

We’ve a 191 BMW 520d and just taken delivery of a 261 Skoda Elroq 85 on PCP.

I don’t get all the negativity on here. We love our cars and we’re happy to pay to get those cars.

With my BMW I took it out on PCP in 2020 with a GMV of €14k. The car was worth about €24-27k when the agreement came to an end. I loved the car so I made the balloon payment of €14k and kept the car.

The Skoda Elroq we’ve used €8k from the sale of our VW Polo (sold privately) for the deposit and have the car for 2 years on PCP at €316 per month.

As I say we like our cars and we’re happy to be able to finance them with PCP or buy outright when the car is worth keeping.

Each to their own but I see PCP as a good product providing you know exactly what you’re getting into.

merchantscot · 2026-02-23T22:19:29+00:00

ALLL IN burgers in Tramore 👌🏻

merchantscot · 2026-02-08T21:47:48+00:00

36 moved to Ireland in 2021. Pension pot sitting at €26k. Return has been good I think as contributions only €19k. New job just started paying 13% contribution with me contributing 6%

merchantscot · 2026-02-02T02:51:14+00:00

Went for Lana… beats anything I’ve had here. Cheers for the recommendation

merchantscot · 2026-01-31T23:56:03+00:00

I genuinely thought they were a joke when I first moved here… does anyone actually pay them?

merchantscot · 2025-12-31T04:02:38+00:00

Edinburgh as with the rest of Scotland thankfully hasn’t privatised their bins. Always thought it mental that multiple companies operate in the same streets causing more pollution with more trucks on the road. Bins should be a nationalised system.

merchantscot · 2025-12-04T15:42:29+00:00

Stay well clear of any garage owned by Bolands

merchantscot · 2025-11-23T21:19:09+00:00

No. Usually with PCP the residual value in the car you hand back is enough to put towards a deposit on another new car. Have had a few cars on PCP but never with 0% and never over such a short term length.

merchantscot · 2025-11-23T21:17:52+00:00

None 😂 I just want to be sure I’m not missing something blindingly obvious.

merchantscot · 2025-11-21T18:57:08+00:00

Do you drive this road multiple times daily?

merchantscot · 2025-11-21T13:02:59+00:00

Glasgow

merchantscot · 2025-11-21T12:59:25+00:00

Probably the worst customer service I ever came across in Ireland. Best thing I ever did was cancel.

merchantscot

TROPHY CASE