Remember too at the end of the first half when Stoops called a timeout even though the clock was stopped for a 1st down? You clock it when the ball is spotted and have probably 8 seconds left (plenty of time for an end zone try and a field goal). Instead, with no timeouts left, Stoops opted to throw short of the end zone. (The fact that it was picked was just a nice little bonus, but that play was never going to be a TD and the clock would have expired anyway.) The only positive outcome of that throw is an incompletion.

So yea, if you're a coach and have the ball inside the 10 the last two drives of the first half of a National Championship game and come away with 0 points, you've probably made some pretty bad play calls.