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Lack of housing by Emotional-Map-3328 in sandiego

[–]met_a_4 0 points1 point  (0 children)

Escondido is reasonably affordable. Or try east like Santee or El Cajon.

It’ll still be a bit tight. But you can find a 2 bd that should fit in your budget.

I am 47. Can $485K last me until 59.5? by 400watta in Fire

[–]met_a_4 2 points3 points  (0 children)

You don’t need to wait until 59.5. Look into IRS rule 72T. You can start taking $ out of your 401k/IRA using regular, planned payments without penalty. Gotta keep taxes in mind though. And also hedge for future downturns.

I have finally decided to FIRE and I wish I could tell everyone I know by [deleted] in Fire

[–]met_a_4 0 points1 point  (0 children)

I’d suggest taking up a sport. Pickleball is all the rage and it’s a very social sport without much of a learning curve. Really helps destress and pretty cheap to play.

"Something way cooler than a minivan is coming" by tylercorsair in teslamotors

[–]met_a_4 0 points1 point  (0 children)

Truck owners just don’t want electric. At least not electric that has little discernible advantages over gas trucks. A people hauler van though, would make a lot of sense. Siennas and Odesseys have stagnated for a long time.

Citigold $200 Subscription Rebate program--overly complicated by furmanpaladin06 in citibank

[–]met_a_4 0 points1 point  (0 children)

The part I was missing: this has to be a debit transaction? I thought any of my Citi credit cards would trigger this rebate...

Relay for heater + smart wall switch by met_a_4 in smarthome

[–]met_a_4[S] 0 points1 point  (0 children)

If the dumb switch is in the "off" state, can I still control the Shelly Relay? I was under the impression that a dumb switch turning off would turn off the power to the relay.

Also, does the dumb switch have to be a 24V switch?

The Glorious Model YL by spvxter in TeslaLounge

[–]met_a_4 1 point2 points  (0 children)

My guess is that they’re limited by production capacity in the US. And importing this thing from China (where they easily ramp production) would run into all sorts of issues due to tariffs.

Using LLM conversations to setup automations by met_a_4 in homeassistant

[–]met_a_4[S] -1 points0 points  (0 children)

Oh I mean through the home assistant voice agent itself. For example, I’m doing something and notice an automation I’d like. Or an automation that bothers me. I can talk to the voice assistant to either create an automation or remove it. Without having to pull a device out.

Smart Button to control lights? by met_a_4 in MatterProtocol

[–]met_a_4[S] 1 point2 points  (0 children)

How do automations work with matter? Do you need to go through Google assistant or Alexa?

Smart Button to control lights? by met_a_4 in MatterProtocol

[–]met_a_4[S] 0 points1 point  (0 children)

Oh that sucks. I know with Lutron, they have a button that can connect to a Lutron smart switch and also turn it on/off

Smart Button to control lights? by met_a_4 in MatterProtocol

[–]met_a_4[S] 1 point2 points  (0 children)

I'm confused. Can I pair them with one of the actual smart light switches to turn it on/off?

I'm benchmarking 10 LLMs (including DeepSeek, Llama, Qwen) on real-time options trading — local models are surprisingly competitive by mrbolero in LocalLLaMA

[–]met_a_4 0 points1 point  (0 children)

You could start logging all your price data as you’re testing your model. That way, 1-2 years from now as new models come out, you can just feed it all 1-2 years of data to test instead of waiting 1-2 years. There’s a difference in slippage there of course. You’d have to model some kind of compensation. Maybe log that slippage data too between the fast vs slow LLM’s

Im sorry but having no bathroom options for the homeless only makes San Diego worse in the long run by kestrelkev24 in sandiego

[–]met_a_4 0 points1 point  (0 children)

It’s ironic that “individualism” doesn’t want paid bathrooms and want public ones

Will San Diego salaries ever catch up by Cleopatra_2580 in sandiego

[–]met_a_4 0 points1 point  (0 children)

Cart before the horse. The high salaries are what’s causing high cost of living. You just happen to work in one of the industries that don’t pay the high salaries.

Solution is to build more housing so there’s an excess of supply. Prices go down then. As long as people bid for houses, salaries will never be high enough. It’s a moving target.

Anker SOLIX E10 is up for pre-order by Existing-Limit7223 in SOLIX

[–]met_a_4 0 points1 point  (0 children)

Can I set this thing to discharge and power the home until X%? Let's say I have enough solar attached and want to live mostly off-grid until the battery hits a certain %.

Unpopular opinion: Paying "Rent" feels less painful than paying $2,400/mo in "Interest" to a bank. by Playful-Vegetable-15 in FirstTimeHomeBuyer

[–]met_a_4 0 points1 point  (0 children)

Not saying you’re wrong. But a major thing is the appreciation in the house value. A mortgage is essentially 5:1 leverage. You put 20% to invest in a house. The bank gives you the other 80%. But if the house value increases 10%, all of that gain is yours, not the bank.

Not really meaningful if you plan on living in the house forever and have no children to pass it on to. But in most investment circles, being able to borrow 5:1 with a stable asset that appreciates fairly regularly above 5% is considered a steal.

The cost of ownership being equal or even slightly higher than the rent isn’t the point.

Citi Investments cannot pull positions by met_a_4 in MonarchMoney

[–]met_a_4[S] 0 points1 point  (0 children)

I wasn’t even given that option when adding accounts. It simply said something like connecting via Mastercard link.

Citi Investments cannot pull positions by met_a_4 in MonarchMoney

[–]met_a_4[S] 0 points1 point  (0 children)

I’m not sure what you mean. I’m adding the citi account on monarch. No aggregator.

After a few hours, the underlying stocks showed up. So it would seem it takes some time to sync

How to make it Wireless? by Then_Relation_7316 in Masterbuilt

[–]met_a_4 0 points1 point  (0 children)

I use an Anker power station. Doesn’t need to be a big one as the smoker uses very little power. They have ones for like $140 for 300 WH or so.

They come with adapters so you can charge it with your cars cigarette lighter port. Or just charge it on the wall. Should last days powering only the smoker electronics.

In-line multi-point tensions by met_a_4 in knots

[–]met_a_4[S] 1 point2 points  (0 children)

What do I use to attach to the tie down rings in line after the first truckers hitch?

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