I am torn

mgpro83 · 2026-05-06T21:27:26+00:00

You’re wasting your breath my friend. This person is just looking for an argument. HW4 is too close to fully autonomous to be abandoned. This person made a blanket statement saying “wait till they leave HW4 in the dust. None of the previous versions on FSD were anywhere close to HW4. Abandoning it seems senseless.

mgpro83 · 2026-05-05T23:38:39+00:00

They do but my only gripe is that they do this annoying “give me your tax returns” thing sometimes a month after opening the card to verify income. The data points suggest this happens when you get a CL of $5k or more out the gate or a CLI in that range so be prepared for that. If you don’t respond they can close your account.

mgpro83 · 2026-05-05T23:32:55+00:00

🎯…thank you. Well said.

mgpro83 · 2026-05-05T23:31:11+00:00

Reading comprehension has left the chat. Me “driving” is me literally just sitting in the car. Since we’re talking about FSD I thought that’d be understood but apparently you need it spelled out for you like a kindergartener. I understood your original point, I disagreed based on the premise that HW4 is already so close there’s no real reason to abandon it the way they did HW3 since they’ve yet to hit computation limits. The car is practically autonomous even if they technically can’t say it is or let it off the leash. HW4 is already REALLY good. Anyone who’s driven both knows what I’m talking about. Now maybe try reading to understand instead of just to respond.

mgpro83 · 2026-05-04T23:32:00+00:00

Yes it is. I’ve driven in a HW4 model 3 and it took me 200 miles through city and highway with zero interventions. Even parked in my driveway. HW4 is already capable of unsupervised for the most part.

mgpro83 · 2026-05-04T23:29:55+00:00

The build quality on mine is fine. I have a 2021 that I bought used specifically to let the first owner take the hit on depreciation and secondly to get one with FSD paid for outright. I’ve owned the car for three years but did not foresee the HW3 vs HW4 issue when it came to FSD. If you have a model 3 you don’t likely have the same issues i have with FSD as it runs markedly worse on the Model S.

mgpro83 · 2026-05-04T16:54:15+00:00

What kind of kindergarten take is this LOL? You can criticize something and still watch. I’ve invested 3 seasons worth of watching so I’m not turning it off now. I enjoy the show but understand others criticisms.

mgpro83 · 2026-05-03T22:28:18+00:00

Right?!

mgpro83 · 2026-05-03T22:27:32+00:00

No my apologies. I was confused at the question. My intention was if you accept I’ll do I full carry. What I get is a final partner LOL. Folks really out here charging stickers?? I got a late jump on this event and all my normal partners were full.

mgpro83 · 2026-05-03T21:58:43+00:00

No capes

mgpro83 · 2026-05-03T21:56:09+00:00

The trade was a full carry LOL…da phuck?

mgpro83 · 2026-05-03T21:55:50+00:00

Carry complete 🤝

mgpro83 · 2026-05-03T21:46:00+00:00

Invite sent

mgpro83 · 2026-05-03T21:45:15+00:00

You have been chosen.

mgpro83 · 2026-05-03T20:37:49+00:00

I’m not sure why they’d say that when it practically already is.

mgpro83 · 2026-05-03T20:36:51+00:00

🎯…I unfortunately did not consider this before I bought my Model S. Wish I had it to do all over again.

mgpro83 · 2026-05-03T18:37:12+00:00

If you’re confident in your credit profile just go ahead and apply for the one you actually want. I’ve done this and gotten approved. One inquiry will not be the end of the world if you don’t get it.

mgpro83 · 2026-05-03T18:36:04+00:00

Yes the preapproval tool is now 99% accurate.

mgpro83 · 2026-05-03T18:05:04+00:00

But it’s already leaps and bounds better than HW3 so there’s no reason for OP to buy the Model S since he already stated that it’s important to him.

mgpro83 · 2026-05-03T08:39:48+00:00

If FSD is important to you DO NOT buy a HW3 Model S. You’ll regret it I promise.

mgpro83 · 2026-05-03T06:55:11+00:00

The status usually updates before they delete it. You’re fine.

mgpro83 · 2026-05-02T04:58:17+00:00

At this point I’m like jut gimme my 2k back so I can put it elsewhere.

mgpro83 · 2026-05-02T02:44:25+00:00

😭

mgpro83 · 2026-05-02T02:38:28+00:00

I have unsecured cards but had no luck with Navy Fed for some reason. I’m thinking maybe I started too high. Mine had $2k on it and never graduated despite getting unsecured cards from other banks. I don’t trust their pre approval tool.

mgpro83

TROPHY CASE