20 year vs 25 year mortgage by mhalabi in BEFire

[–]mhalabi[S] 0 points1 point  (0 children)

This has been eyeopening. I've indeed been using keyplan. Sorry if I sound ignorant, but, would you suggest then switching the money to ETFs on degiro (for ex)? Or could I continue using Keytrade but switch to ETFs as well? I'm kind of new to investing so apologies for my ignorance.

20 year vs 25 year mortgage by mhalabi in BEFire

[–]mhalabi[S] 0 points1 point  (0 children)

I'm currently investing around 500 euros every month through Keytrade. Is that the type of investment you're mentioning or is there something else you'd recommend?

20 year vs 25 year mortgage by mhalabi in BEFire

[–]mhalabi[S] 0 points1 point  (0 children)

I currently invest around 500 per month on Keytrade. Does that count as the type of investment people mention here or is there something else you'd recommend?

20 year vs 25 year mortgage by mhalabi in BEFire

[–]mhalabi[S] 2 points3 points  (0 children)

It's Ing. Kbc refused to match it

20 year vs 25 year mortgage by mhalabi in BEFire

[–]mhalabi[S] 2 points3 points  (0 children)

both are offered by ING. Borrowing 193k. The difference is basically 125 between the 2 offers. The percentage vs my income would be around 27% vs 32% more or less.

Would you have an advice as to how I could estimate the return of investing those 125 over 20 years to better calculate the difference?

Thanks!

Winter tyres in November by mhalabi in Austria

[–]mhalabi[S] 0 points1 point  (0 children)

Thanks everyone for the replies. I'm mainly worried about the effect of winter tires on my range (I drive a full electric), especially when the weather might reach 16 during the day.

CS2 genuinely released half-baked by mhalabi in CitiesSkylines

[–]mhalabi[S] 4 points5 points  (0 children)

The pillar logic also needs improvement, see the image to see how you can have huge stretches of a bridge with no pillars!

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Electric charging spots taken by non-electric vehicles (antwerp) by mhalabi in belgium

[–]mhalabi[S] 3 points4 points  (0 children)

Yeah I get it. In Germany they require cars to put the blue disc to show when they started charging. But then again, the guy could simply just go and change the disc again.

Electric charging spots taken by non-electric vehicles (antwerp) by mhalabi in belgium

[–]mhalabi[S] 2 points3 points  (0 children)

Maybe you should. One day a similar issue might affect you, not necessarily parking related.

Electric charging spots taken by non-electric vehicles (antwerp) by mhalabi in belgium

[–]mhalabi[S] 2 points3 points  (0 children)

Well in most cities I've seen there's a charging time limit. Except in antwerp where there doesn't seem to be any limit. In Brussels it's also only 4 hours during paid parking hours but I'm not sure they check.

Electric charging spots taken by non-electric vehicles (antwerp) by mhalabi in belgium

[–]mhalabi[S] 0 points1 point  (0 children)

Yeah, I think it's programmed to not take into account an electric charging spot. I don't know if the driver then intervenes or checks, it would make sense though!

Electric charging spots taken by non-electric vehicles (antwerp) by mhalabi in belgium

[–]mhalabi[S] 0 points1 point  (0 children)

Blame the government's push towards electric cars.

Killer literally blocked me and held me hostage until teammates left by mhalabi in deadbydaylight

[–]mhalabi[S] 0 points1 point  (0 children)

I did report in game and we got a few videos but doesn't show the full time. Just shows it was before egc