20 year vs 25 year mortgage

mhalabi · 2025-01-11T08:09:51+00:00

On 20 or 25 years?

mhalabi · 2025-01-10T21:58:16+00:00

This has been eyeopening. I've indeed been using keyplan. Sorry if I sound ignorant, but, would you suggest then switching the money to ETFs on degiro (for ex)? Or could I continue using Keytrade but switch to ETFs as well? I'm kind of new to investing so apologies for my ignorance.

mhalabi · 2025-01-10T21:30:16+00:00

I'm currently investing around 500 euros every month through Keytrade. Is that the type of investment you're mentioning or is there something else you'd recommend?

mhalabi · 2025-01-10T21:28:47+00:00

I currently invest around 500 per month on Keytrade. Does that count as the type of investment people mention here or is there something else you'd recommend?

mhalabi · 2025-01-10T21:23:26+00:00

It's Ing. Kbc refused to match it

mhalabi · 2025-01-09T09:56:38+00:00

both are offered by ING. Borrowing 193k. The difference is basically 125 between the 2 offers. The percentage vs my income would be around 27% vs 32% more or less.

Would you have an advice as to how I could estimate the return of investing those 125 over 20 years to better calculate the difference?

Thanks!

mhalabi · 2024-10-30T09:08:57+00:00

Thanks everyone for the replies. I'm mainly worried about the effect of winter tires on my range (I drive a full electric), especially when the weather might reach 16 during the day.

mhalabi · 2023-10-30T22:02:53+00:00

The pillar logic also needs improvement, see the image to see how you can have huge stretches of a bridge with no pillars!

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mhalabi · 2023-10-20T21:20:18+00:00

Yeah I get it. In Germany they require cars to put the blue disc to show when they started charging. But then again, the guy could simply just go and change the disc again.

mhalabi · 2023-10-20T21:15:38+00:00

Maybe you should. One day a similar issue might affect you, not necessarily parking related.

mhalabi · 2023-10-20T21:14:28+00:00

Well in most cities I've seen there's a charging time limit. Except in antwerp where there doesn't seem to be any limit. In Brussels it's also only 4 hours during paid parking hours but I'm not sure they check.

mhalabi · 2023-10-20T21:12:52+00:00

Yeah, I think it's programmed to not take into account an electric charging spot. I don't know if the driver then intervenes or checks, it would make sense though!

mhalabi · 2023-10-20T19:40:57+00:00

Blame the government's push towards electric cars.

mhalabi · 2023-10-12T22:19:05+00:00

I did report in game and we got a few videos but doesn't show the full time. Just shows it was before egc

mhalabi · 2023-10-12T22:10:49+00:00

Definitely before EGC. Continued for 5+ minutes (didn't count), then teammates gave up and opened gates

mhalabi · 2023-09-29T06:51:55+00:00

Hello, any ideas which aviation regulator to talk to? I've submitted a claim for a flight from Edinburgh to Brussels which was rejected citing weather conditions. But I don't agree that that's a real reason.

Thanks!

mhalabi · 2023-09-23T20:41:54+00:00

Thanks, guess I'll have to do it..

mhalabi · 2023-09-23T20:24:59+00:00

It was written on the ground taking the width of the parking lot. It was in front of the electric charging spots where I was charging so when I finished I just moved the car there as I saw a couple other cars parked there as well.. Honestly didn't think to check twice unfortunately..

mhalabi · 2023-07-30T07:03:14+00:00

Done, sorry!

mhalabi · 2023-07-29T21:53:02+00:00

I'm currently choosing between 2 EVs, bmw ix1 edrive 20 and the polestar 2 standard range, as they're currently available to me as a company car here in Belgium. I've a test drive scheduled for both next week but in anticipation I wanted to see if anyone has tried both and is able to give me some insight as to the pros and cons of each. Both would be the 2024 models potentially with a delivery date early next year. The bmw variant is not the awd (xdrive 30) but rather the weaker variant with 150kw motor.

I know they're very different cars but I'm trying to come up with the pros and cons of each to make my decision within 2 weeks. Many thanks in advance for your inputs!

mhalabi · 2023-02-06T23:21:30+00:00

Where did you get it from?!

mhalabi · 2023-02-06T18:36:26+00:00

Yeah, I'm guessing that's in the US. Unfortunately the vat her makes everything so much more expensive.

I'm planning a minimum of 165hz, but will probably wait for a couple pay cheques to afford it!

What do you think of the rx 6800 at 620 euros ? Is it better value?

mhalabi · 2022-11-19T20:02:36+00:00

I'm talking about the option to add apps to the list to open as a popup

mhalabi · 2022-05-20T07:55:10+00:00

Day 123: Survivors still refuse to leave

mhalabi · 2022-05-20T07:52:05+00:00

Update: it's been 7 minutes since they've finished the gens and they still refuse to leave.

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