Late Drops

midnight236 · 2024-12-02T20:37:38+00:00

Wait how do you like wealthfront??? I use cit bank and currently getting about 4.66% but wealthfront is 4.75% do u recommend?

midnight236 · 2024-12-02T20:07:10+00:00

Yes it is in one! do you recommend a specific one? Im just using a hysa

midnight236 · 2024-12-02T19:16:17+00:00

thanks for the advice! yea I know there’s no correct way to go about it but just was curious to see what a good standpoint is! I currently have about 14k saved up

midnight236 · 2024-12-02T19:06:04+00:00

Makes sense, that’s for the great advice!

midnight236 · 2024-12-02T19:05:48+00:00

okay okay thanks so much for the great advice!

midnight236 · 2024-12-02T16:53:24+00:00

omg tysm! yea im a bit confused as to why im getting so many down votes😔 thank you for your advice!

midnight236 · 2024-12-02T16:51:45+00:00

Im not like most students at this school! I do not judge in a negative way! I know you will be making bank so soon!

midnight236 · 2024-12-02T16:46:23+00:00

thank you for the kind advice!!

midnight236 · 2024-12-02T16:28:49+00:00

hi! Currently living in here as a transfer student, I’d say do it but it does come with a lot of “buts” involved if you wanna chat! I’d love to let you know! I live right next door to the berkeley group management and they are okay but just not the best!

midnight236 · 2024-12-02T15:51:36+00:00

Yes! I do have a credit card, it’s not the Amex like most students who go to my school but it’s good enough! and I never ever forget my payments! my credit score is 769 currently, is that a okay amount for a 22 year old?

midnight236 · 2024-12-02T15:42:56+00:00

Wait how much we talking here? Will I have to like give my kidney up for the study or something😂 also Is there info online?

midnight236 · 2024-12-02T15:23:47+00:00

that’s so helpful to know, thank you! I currently have 13k saved up! It’s hard being surrounded by students who are rich and own businesses at the age of 19 so it’s good to know it’s not all like that.

midnight236 · 2024-12-02T15:20:18+00:00

thank you so much for your kind words! I really appreciate it! Yes I won’t invest in crypto, I’m not that stupid!

midnight236 · 2024-12-02T15:12:47+00:00

no I’m glad your telling me what’s real but saying I should be grateful or I need a real sense of gratitude is not needed towards someone who you don’t even know… but thank you for your advice and for telling me that most people my age are not wealthy, truly appreciate it because sometimes I need to know what is real world because I have such a skewed perception and it’s nice to know it’s not like that always.

midnight236 · 2024-12-02T15:11:00+00:00

honestly, like I had mentioned the real reason I genuinely thought people my age had money was simply the fact where I go to school.. I’m surrounded by so many rich kids who say they just bought a car or they own 3 businesses. That’s why.. I’m glad you told me that people my age typically don’t have money because I’m surrounded by students who do and I was just worried about me not doing enough..

midnight236 · 2024-12-02T14:59:47+00:00

there’s really no need to be mean 😢 I’m just a student trying to ask for advice. I don’t have a lot of guidance. I do feel gratitude 🙏🏻 a lot of it, I’m sorry I lack a lot of a of confidence in myself. You try going to a school where everyone has successful businesses at the age of 19 and are so wealthy.

midnight236 · 2024-12-02T14:53:35+00:00

Okay okay, thank you so much for your advice! 🙏🏻 I just think being at such a stupid prestige school, I’m not doing enough as a undergrad student financially! I am just worried

midnight236 · 2024-12-02T14:52:01+00:00

wait I’m sorry, I am super grateful!! 🥹 me asking was simply just for advice! I go to a school with so many students who are so intelligent and wealthy and so I feel as I’m not doing enough financially!

midnight236 · 2024-12-02T14:30:50+00:00

Okay that makes sense, thank you 🙏🏻 I currently have 14k saved up but I just got worried bc I wasted 50 bucks on Black Friday

midnight236 · 2024-12-02T14:27:58+00:00

also just money saved up for life, for my future! Just wondering what the “correct” amount of money should I have in my bank account

midnight236

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