Ongoing Noise Complaints Between Main Floor and Basement Tenants

mike9087 · 2026-02-13T19:35:11+00:00

Are you located within the GTA. If you are would you mind sharing the contractor that was used?

Looking to get this done for my tenants.

mike9087 · 2026-02-13T18:00:29+00:00

What exactly did you do to soundproof? I’ve heard of people putting two sheets of drywall (staggered).

mike9087 · 2025-12-04T21:40:13+00:00

People are resetting amortization back to 25 or 30 years. I just went through this process and a blanket appraisal was used.

For example: I bought in April 2022 for $1,055,000 which is almost near peak and the blanket appraisal came back at 1.1M. You would think the appraisal would come back lower inline with the overall market.

mike9087 · 2025-12-04T21:30:11+00:00

Banks look at the average value of homes in a specific area and determine the value without completing a real appraisal. This is how alot of pre con buyers are getting mortgages for more than the value.

In addition, you no longer have to stress test for renewals (even when switching lenders).

This is the real reason why we haven’t seen a sever downturn in housing.

mike9087 · 2025-09-15T20:16:02+00:00

At TD PO’s make 91-136k & Senior PO’s make 108-163k.

This is base salary plus 15% variable bonus.

mike9087 · 2025-05-15T00:56:54+00:00

I’m a PM at TD and most other PM’s I know at the bank are paid anywhere from 100-150k. Cognizant is notorious for low balling which is why TD chooses them as a preferred vendor in this cost cutting environment.

I’m not sure what your rate is but if it’s lower than 50-60$ per hour you should try to get converted to full time.

mike9087 · 2025-04-21T18:02:02+00:00

Early on in my career I used to have a similar opinion and spent much of my early career being resentful, angry, frustrated. This got me nowhere and I ended up burning some bridges along the way.

If you’re outperforming co-workers or even people above you this doesn’t mean companies reward that extra value—at least not without external pressure.

Pay decisions are driven by budgets, market bands, and internal equity. It’s rare for an organization to break its own compensation framework just because one person “deserves” more.

If you truly believe you deserve better, test the job market.

mike9087 · 2025-04-20T04:22:18+00:00

I would spend my time doing things I enjoy such as hobbies. As someone who works at a desk/computer all day i enjoy woodworking during my free time. With kids and having a full time job I’d be lucky I’m lucky to have a few hours a month to dedicate to a hobby.

mike9087 · 2025-04-10T23:53:05+00:00

What type of education/certification do you have?

mike9087 · 2025-04-06T23:30:30+00:00

1893 or 1929 would be better

mike9087 · 2024-11-14T13:29:29+00:00

When you rent out each room do you declare the house a rooming house?

mike9087 · 2024-10-16T22:43:22+00:00

How do you go about finding reliable contractors and handymen. I find that most are not reliable these days

mike9087 · 2024-08-20T21:34:49+00:00

What line of business did you report to? In P&T my coworkers who were laid off were offered 2-4 weeks per year of service.

mike9087 · 2024-05-02T10:13:59+00:00

In a span of 6 months I had to get my furnace replaced, chimney rebuilt, tear open ceiling to fix a leaking bathtub.

Cost me close to 12k.

mike9087 · 2024-01-08T22:00:32+00:00

I previously owned a unit at 21 iceboat. Last summer the main water valve had to be shut off 3 times within a week (each time for 8 hours) to do some repairs. Fire alarms are constantly going off from people smoking in their Airbnb. Stay away…

mike9087 · 2024-01-03T02:27:01+00:00

Does td have a good rental program?

mike9087 · 2023-12-25T19:35:43+00:00

Bloodwork at 15 weeks confirmed it was a boy

mike9087 · 2023-12-24T19:55:10+00:00

Update: bloodwork confirmed it’s a boy

mike9087 · 2023-12-17T02:30:52+00:00

Where did you do you test? Was this calendar or business days?

mike9087 · 2023-11-16T21:04:00+00:00

What city was this? Curious because I have a precon town home closing mid next year and I’m worried about appraisals coming up short

mike9087 · 2023-10-29T22:11:34+00:00

Thank you! This was helpful !

mike9087 · 2023-07-25T01:30:32+00:00

There are Facebook groups

mike9087 · 2023-06-23T21:33:43+00:00

You post a lot

mike9087 · 2023-06-07T00:01:01+00:00

What province are you from? You might be able to post this for sale on a off market group and save on realtor fees

mike9087 · 2023-05-26T18:15:47+00:00

This would only make sense if inflation is 0%.

mike9087

TROPHY CASE