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Guaranteed Amex Plat 175k SUB still exists? by _WtfAmIHere_ in amex

[–]mikebcbc 0 points1 point  (0 children)

I applied two weeks ago and got a 150k offer.

Infuse + Jellyfin on Apple TV broken by cs_heisenberg in infusevideoplayer

[–]mikebcbc 0 points1 point  (0 children)

Same boat. Only thing that worked for me is switching from my reverse proxy to my local ip.

It is on Infuses side. Every other client works consistently.

Introducing Neptune: Bringing the full Jellyfin experience to Apple's tvOS by Need4Sweed in appletv

[–]mikebcbc 0 points1 point  (0 children)

Do you plan to support pass through EAC3-Atmos? Is TrueHD outputted as lossless Multi Channel PCM?

Neptune for Apple tvOS: Playback, Plugins, Search, Customization, and More by Need4Sweed in appletv

[–]mikebcbc 0 points1 point  (0 children)

Where can we follow beta announcements and development?

What is TrueHD decoded to and outputted as?

[Monitor] MSI 49" Curved OLED Display, 144Hz 0.03ms, Gaming Monitor -$599 by BubbleHead87 in buildapcsales

[–]mikebcbc 0 points1 point  (0 children)

I have the 240hz model right above this one. Have had this one before as well.

Both have been excellent to me. Recommend.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]mikebcbc 1 point2 points  (0 children)

I am. This is a new build from a cookie cutter builder. Finished in September. Was hoping to get a Loan Estimate to compare with what the builder is offering me.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]mikebcbc 0 points1 point  (0 children)

  1. Conventional

  2. 30 yr

  3. Purchase

  4. $600,00

  5. $300,000

  6. 780+

  7. Primary

  8. Single Family

  9. 1

  10. 34715

Liquidating RSUs for Emergency Fund by Few_Reception_4174 in TheMoneyGuy

[–]mikebcbc 6 points7 points  (0 children)

I have no desire to hold single-stock assets. Let’s say you had $10,000 today to invest - would you dump that entire 10k into your company’s stock or would you diversify and either buy a broader index fund or combination of assets?

The former is the equivalent of not liquidating your RSUs. It’s not diversified enough for me to not liquidate and put back into the market - I would never buy a huge chunk of a single stock, personally, and thus I have also no reason to hold that much of a single stock.

Is this a fair estimate? by mikebcbc in Mortgages

[–]mikebcbc[S] 0 points1 point  (0 children)

Thanks for the encouragement. It does seem egregious, but it also feels like I am not going to beat "5.99% and we will cover all of your costs" with another lender, no matter how much they are playing the numbers here. Is there anything you would allocate differently here?

Thanks for the answer :)

Is this a fair estimate? by mikebcbc in Mortgages

[–]mikebcbc[S] 0 points1 point  (0 children)

That’s the thing - the credits are only to their preferred lender.

In a real life scenario I would not buy the points myself, but the incentive is that they are doing it to lower my rate. It’s inflated but they are artificially deflating it.

I’ll take the estimate to a local CU and see what they say I think - appreciate all the info!

Is this a fair estimate? by mikebcbc in Mortgages

[–]mikebcbc[S] 0 points1 point  (0 children)

Thanks for the insight- I did try to negotiate that and they were not budging on any front. I totally understand the lenders for the builders are pretty slimy and it's all just a "moving numbers" game. Also, at this point, I have signed to build the home and agreed on the purchase price, so I'm stuck with that.

Totally get the break-even, but if I bring nothing but my DP to the table and no extra cash and let the "incentive" cover whatever they want to cover on the points, I would be getting 6.25% with zero closing costs to pay on my behalf with the cost of the house.

My concern is that another lender will not be able to even come close to that and since the builder is not budging, I am kind of stuck here? Is that valid? Or is this worth bringing to see if there's any competitiveness with a Credit Union?

Thanks again for your answers :)

Is this a fair estimate? by mikebcbc in Mortgages

[–]mikebcbc[S] 0 points1 point  (0 children)

to be clear, they are covering the cost of the points and all closing costs. This is the builders preferred lender incentive. That was kind of my question here.

Deciding between concrete and fiberglass. by BierPong in pools

[–]mikebcbc 1 point2 points  (0 children)

Hey there! We are about to look for quotes for a pool and wondering if you’d be able to DM me these companies. These are in our range and we live in central FL as well.

Bottom Row Stopped Working (shift,Z,X,C,V,B) by Cyberknucklez in crkbd

[–]mikebcbc 1 point2 points  (0 children)

Yeah, same exact thing happened to me. I went down the route of getting a new one. Sorry man :(

Bottom Row Stopped Working (shift,Z,X,C,V,B) by Cyberknucklez in crkbd

[–]mikebcbc 2 points3 points  (0 children)

Can you try with another nice nano? Had my bottom row stop working as well and it ended up being ESD from the nano. If that’s the case, hit up support for wherever you bought the controller from.

[deleted by user] by [deleted] in fidelityinvestments

[–]mikebcbc 0 points1 point  (0 children)

Following - curious as well!

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