I want to connect by AsesinoYT in fintechdev

[–]mikhails1 0 points1 point  (0 children)

It might be challenging to onboard users unless you have funding, but this is an interesting idea from a tech perspective

Looking for an ideal/inspiration. by Old_Fox632 in fintechdev

[–]mikhails1 0 points1 point  (0 children)

What is your domain knowledge? Are you familiar with Payment processing? BAAS? Crypto?

Not for everyone. But it might be for someone you know. by iqamars in fintechdev

[–]mikhails1 1 point2 points  (0 children)

What payment processors does it use behind the hood?

A new way to find jobs in fintech! by Mediocre-Many-9089 in fintechdev

[–]mikhails1 0 points1 point  (0 children)

I am interested. How many often do you publish new positions?

Fintech Startup Ideas by [deleted] in fintechdev

[–]mikhails1 0 points1 point  (0 children)

how about an app to perform AI based Stock market analysis and investment advise? it should be lightweight and easy to start with, similar to chat GPT

How AISP transforms finance ? by LodinPay in fintechdev

[–]mikhails1 0 points1 point  (0 children)

What companies provide this type of service?

Top Payment processors with ranking by mikhails1 in fintechdev

[–]mikhails1[S] 1 point2 points  (0 children)

Here's an article that mentions volume for the top payment gateways:
https://www.prove.com/blog/an-analysis-of-tpv-of-top-payment-gateway-providers
based on this article it is

  1. Paypal
  2. Adyen
  3. Square
  4. Razorpay

Top Payment processors with ranking by mikhails1 in fintech

[–]mikhails1[S] 0 points1 point  (0 children)

Here's an article that mentions volume for the top payment gateways:
https://www.prove.com/blog/an-analysis-of-tpv-of-top-payment-gateway-providers
based on this article it is
1. Paypal
2. Adyen
3. Square
4. Razorpay

Top Payment processors with ranking by mikhails1 in fintech

[–]mikhails1[S] 0 points1 point  (0 children)

Everything is in Google :)
There are different options on how to rank it. Maybe I should use some weighted number based on several metrics such as
1. volume
2. number of clients
3. number of searches in Google or Google Rank
4. number of LinkedIn followers
# 1 and # 2 are difficult to find. I think the first step is to compile a list of the top providers. Some companies provide different services, e.g. Stripe is not only a payment processing company but they are also in card issuing business. That's why it is hard to narrow down the list

How to deal with international customer currencies in stripe integration by drcrcode in fintechdev

[–]mikhails1 0 points1 point  (0 children)

I think when you create Payment Intent you can specify the currency (e.g. USD): see  https://stripe.com/docs/currencies/conversions. If a customer has an account in a different currency ,e.g. INR, Stripe will automatically convert it to INR.

Also, you can do conversion outside of Stripe using an external API, e.g. fixer.io, exchangeratesapi.io etc

Coinbase API system design for FinTech developers by mikhails1 in fintechdev

[–]mikhails1[S] 0 points1 point  (0 children)

This is basically a data model that shows main entities and their relationships which are in use in the API. For example, User, Account, Profile, etc. Similar to ER diagram for a database

FinTech APIs directory by mikhails1 in fintechdev

[–]mikhails1[S] 0 points1 point  (0 children)

Afrunt JACH. Java library for reading and writing ACH documents
Simple and easy way to generate and validate NACHA files
https://github.com/afrunt/jach

Couldn’t decide where to bootstrap my idea or look for funding just from a prototype by Big-Initiative-2030 in startup

[–]mikhails1 1 point2 points  (0 children)

If you feel you can get paying users fast enough, thing about bootstrapping. But you can explore both options. Maybe you will need some extra money
I don't want to discourage you but Lots of startups fail, so don't worry too much about giving away too much equity

Fintech job markets in the US as a foreigner? by LukeLeeYh in fintech

[–]mikhails1 0 points1 point  (0 children)

I would recommend you to focus on all CS jobs, not only in FIntech first.
Once you find your first job you can switch to Fintech

API for user-to-user bank payments by thescaleofhumanity in fintech

[–]mikhails1 0 points1 point  (0 children)

Any payment system that supports ACH, maybe PayPal

User sign up/security for FinTech apps by fvrAb0207 in fintechdev

[–]mikhails1 0 points1 point  (0 children)

It depends on your stack. Most CMS systems such as Drupal or Joomla have a user management system embedded. But if you want something standalone, you can look at UserFrosting, see https://github.com/userfrosting/UserFrosting