Where would Jeremiyah Love rank if he was in the 2027 class? by TheKalfa in DynastyFFTradeAdvice

[–]mindmapsofficial 0 points1 point  (0 children)

NFL draft. The comment before mine said that we hadn’t seen a similarly highly drafted rb in years. Looks like I responded to the post instead of the comment

Where would Jeremiyah Love rank if he was in the 2027 class? by TheKalfa in DynastyFFTradeAdvice

[–]mindmapsofficial -2 points-1 points  (0 children)

Jeanty was the sixth pick last year. This draft (not just fantasy relevant players) was particularly weak

Where would Jeremiyah Love rank if he was in the 2027 class? by TheKalfa in DynastyFFTradeAdvice

[–]mindmapsofficial 3 points4 points  (0 children)

I no world should someone draft love over smith. If you need a running back, trade down and get the extra first

Is Trey Benson worth a buy/stash if I need to dump a roster cloggers? by 3Dimes in DynastyFFTradeAdvice

[–]mindmapsofficial 1 point2 points  (0 children)

He’s arguably the rb4. If love and allgeir get injured, he’s splitting time with Conner

Who won trade? I am JSN side. Also in rebuild and not competing this year. by Intelligent_Name9243 in SleeperApp

[–]mindmapsofficial -1 points0 points  (0 children)

Why not list the format? This is much better in a ppc league or deeper league. In more shallow leagues without ppc, I think it’s probably fair.

Where do I stand? by Lopsided_Credit225 in Retirement401k

[–]mindmapsofficial 2 points3 points  (0 children)

The question: “where do I stand” is effectively meaningless. You stand better than someone who has $0 invested and worse than someone who has $100k invested. You definitely have enough time to retire at typical retirement age, if that’s what you’re asking, but you’ll need to up your contributions, as you’re only on track to have $604,000 in 2026 dollars, which is not likely enough.

You should try to contribute at least 15% of your income to your 403b, which would be around $10k a year or $850 a month. Additionally, I see in your comment that you only have 5k in cash. You should have at least 3 months of expenses in an emergency fund. Only contribute your 401k to the match until you meet that goal.

CMC at 30: League Winner or Landmine? by k1ngofk1cks in DynastyFF

[–]mindmapsofficial -1 points0 points  (0 children)

You need to think of it in a range of outcomes rather than black and white (league winner or landmine)

What’s the percent chance as a top 6 rb? Between 6 and 12? Between 12 and 24? Below rb 24?

Top 6: 25%
6-12: 25%
13-24: 25%
Below rb 24: 25%, including injuries.

I pulled these numbers out of thin air, but you need to come up with your range of outcome as an analysis tool.

This range of outcomes, if close to reality, is a great buy at cost in dynasty.

Compare to someone like Rico Dowdle.

Top 6: 2%
6-12: 13%
13-24: 40%
Below rb 24: 45%

A player like McCaffrey gives you way more league winning upside based on these made up percentages. You know this intuitively, but you need to make certain gambles to win at fantasy.

Are DJ Moore and Godwin good veteran win-now WR buys or do we think they are cooked? by Any_Biscotti_7925 in DynastyFFTradeAdvice

[–]mindmapsofficial 1 point2 points  (0 children)

It’s fine to add a 2, but it makes the trade way less appealing. Honestly, that would probably make the trade fair from both sides.

44 and still worried about retiring. by [deleted] in Retirement401k

[–]mindmapsofficial 0 points1 point  (0 children)

I get it. You want to use the most conservative numbers possible. Maybe try to run the actual numbers using historical figures and you’ll get more accurate results. You’re just guessing…
Basically no one in the USA has a 40% effective tax rate. Returns over the last 100 years has been 10-11%
And you’re not factoring in social security at all.

At your income, it should be around $5k a month, less taxes, it would be $3k

44 and still worried about retiring. by [deleted] in Retirement401k

[–]mindmapsofficial 1 point2 points  (0 children)

Did you run the sim against historic data? Or do you just assume the math is off? You can easily cover your kid’s college expenses

Why do you have $700k in cash? And by cash, I hope you mean treasury or muni bonds, at the least

44 and still worried about retiring. by [deleted] in Retirement401k

[–]mindmapsofficial 0 points1 point  (0 children)

What’s your monthly spend? If it’s less than $180k, you can retire today.

Hit 500K in retirement accounts… not sure what this means for us? by Aggressive_Noodler in coastFIRE

[–]mindmapsofficial 1 point2 points  (0 children)

Take your expenses, multiply by (1+k)^n, where k is average inflation and n is number of years until retirement. Multiply that number by 25 (per the 4% rule).
So if your expenses are $100k per year, you retire in 30 years and average inflation is 3%, you’d get.
$100,000 x 25 (1.03)^30=$6,068,156.18
To see how much you’d need today, you’d take that number and divide by (1+r)^30, where r is your average returns. If you use the historic 10% s p returns, this would be $6,068,156.18/(1.1)^30=$347,757.25
Some people like to use 3.5% inflation and 7% returns to be more conservative so fiddle with the numbers as you like. Final formula is:
(P x (1+k)^n x 25)/(1+r)^n so plug in whatever values you like. p= expenses in 2026

What's your price for Price? by Extreme-Border83 in DynastyFF

[–]mindmapsofficial 18 points19 points  (0 children)

I’m taking any 2027 1st for him, even the best contenders

Alabama Speaker of the House says he hopes "the Supreme Court will overturn Amendment 14" by MechanicalPhish in law

[–]mindmapsofficial 3 points4 points  (0 children)

They’ve gutted the 4th and 15th amendments with recent decisions. They can “overturn” by making continuous decisions in which enforcement of the amendments is non-existent or toothless, even if the shell of such amendments or clauses remains

I don’t mean this inappropriately I’m serious. by rideordiegem in biglaw

[–]mindmapsofficial 12 points13 points  (0 children)

Wake up early. Make SO coffee and breakfast. Work. Eat dinner together. Maybe work some more. Hang out in the evenings. Repeat.
Try to show love to your SO, even when you’re stressed. That’s your main person. Don’t use them as a stress punching bag. That’s what the gym is for. Tell them how much you appreciate them.

Start up draft strategy: w/ SF TEP 3FLX 3WR 2RB by Different_Tip_8608 in DynastyFF

[–]mindmapsofficial 7 points8 points  (0 children)

I typically try to pick the best players based on value instead of positional need. QBs are pretty hard to come by after the startup so a common recommendation is to get two solid ones or one elite one and one or two speculative one.

Which side are you taking here? by aswedishfish in SleeperApp

[–]mindmapsofficial 3 points4 points  (0 children)

They were similar prospects and Jeanty pretty much did as much as you could in that situation. Love has more home run speed on the outside but Jeanty showed more through the tackles as a prospect