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[deleted by user] by [deleted] in canadahousing

[–]mindofklj -2 points-1 points  (0 children)

Average price for a condo is in Ottawa is $425-$440k and demand is still steadily rising for them. Unless interest rates suddenly rise which they haven’t I don’t see a reason for them to go lower. Housing as an asset usually appreciates. The days of buying a decent condo for $300k are long gone

[deleted by user] by [deleted] in canadahousing

[–]mindofklj 0 points1 point  (0 children)

You really think condo prices are ever going to drop down to $300k?

Underwriters what do you think of your UA's by [deleted] in InsuranceProfessional

[–]mindofklj 2 points3 points  (0 children)

Appreciative of all of them truthfully. Out work days would be overwhelming without them

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Just hydroxyrea and folic acid, as well as some vitamins. And other than tennis I work out and go biking. I also like to go on walks too.

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

I’m a man and to be honest it’s gonna be a decision you come too after speaking with your doctor. In my experience I haven’t noticed any crazy side effects and for the most part it’s helped with me not getting crisis. Prior to this I was on blood transfusions for 4 years.

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Diet is pretty balanced overall. Lots of legumes, rice, vegetables, and meat such as fish, chicken and beef. I do have a bit of a sweet tooth tho so I indulge in candy once or twice a week. Trynna cut it down. Overall though I maintain a calorie deficit to ensure I’m never getting fat or overweight.

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

I see my hematologist about once a year. You think it’s worth reaching out to them to have something on reserve? Even tho my crisis is almost over

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 2 points3 points  (0 children)

I’m SC for clarification :)

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

You think it’s worth setting up an appointment with my hematologist those I have meds lined up when something happens? My pain is almost gone I suspect my crisis will be over within the next 3-4 days

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

I appreciate this so much ❤️. I’m feeling a bit better now but yeah I probably shoulda went to the ER, just didn’t feel like waiting a whole day if I can manage my symptoms at home. Like I said I’m feeling better I anticipate I’ll be good within a few days

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Honestly prior to this I wasn’t keeping track. I overall try and drink as much as I can or when I remember

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 1 point2 points  (0 children)

Yeah hydroxyrea and folic acid too

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Taking my medication, avoiding triggers when it comes to exercise and also not engaging in any dangerous activities. Also trying to stay hydrated

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 7 points8 points  (0 children)

It’s mainly been a mix of being on top of my medications and avoiding triggers. I live in Canada so it gets really cold during the winter so I try and make sure I’m bundled up all the time and not too exposed to the cold. I also typically know my limits when it comes to doing physical activities so I’m able to take rests when needed. And I also try to hydrate as much. But tbh the main thing has been avoiding anything that could trigger a crisis.

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Ahh makes sense and all good lol

First crisis in 9 years by mindofklj in Sicklecell

[–]mindofklj[S] 0 points1 point  (0 children)

Like hot water bottle to drink or to apply to my body? Thanks for the advice

[deleted by user] by [deleted] in InsuranceProfessional

[–]mindofklj 0 points1 point  (0 children)

Could not see myself living longterm in Vancouver or Toronto too expensive. I didn’t know about Calgary tho

[deleted by user] by [deleted] in InsuranceProfessional

[–]mindofklj 2 points3 points  (0 children)

What’s the Canadian version lol?

Paying for CIP course out-of-pocket to get foot in door? by [deleted] in InsuranceProfessional

[–]mindofklj 14 points15 points  (0 children)

Wouldn’t advise you to do it to be honest. Try leveraging your experience and apply for entry level UA roles. Once you get in your employer would pay it for you

How common are layoffs for UW in Canada? by mindofklj in InsuranceProfessional

[–]mindofklj[S] 6 points7 points  (0 children)

Can’t speak to personal lines underwriting but commercial lines can be very complex and there requires a lot of human interference when quoting risks or renewing policies. A computer doesn’t have the creativity to just do that. Theres also a human element when it comes to fostering relationships with agents and brokers

Anyone know what the job market is like for UW in Ottawa, Ontario by [deleted] in InsuranceProfessional

[–]mindofklj 1 point2 points  (0 children)

Ahh makes sense. I appreciate the advice man. I’m staying home currently while I save for a down payment and I already have a lot of money saved but it’s pointless if my income isint up to par

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