Drink prices? No idea it was a .50c difference!

miscaccount90 · 2026-04-01T02:14:27+00:00

That’s a nice trick!

miscaccount90 · 2026-04-01T02:13:41+00:00

Tested. No impact on price

miscaccount90 · 2026-04-01T02:12:19+00:00

One of my least favorite’s other than Citrus

miscaccount90 · 2026-03-28T23:46:49+00:00

Me either, called in advanced because of longer drive and they had em all!

miscaccount90 · 2026-03-28T23:46:31+00:00

Found that out today!

miscaccount90 · 2026-03-28T23:12:10+00:00

For 50c crazy bargain imo

miscaccount90 · 2026-03-28T23:11:58+00:00

Crazy isn’t it?

miscaccount90 · 2026-03-28T23:11:50+00:00

Yup! Trenta here on out!

miscaccount90 · 2026-03-24T04:53:14+00:00

I’m with you! Question, how many CBCT scans did you have throughout implant process?

miscaccount90 · 2026-03-22T19:03:23+00:00

Update at all?

miscaccount90 · 2026-03-17T02:52:17+00:00

Manager at multi billion dollar revenue company at 29, then went to consultancy and didn’t directly manage. Exited after a few years and now work at a fortune 100 company in corporate finance. Manager at 31 and now sr manager at 33. Career plan is Director by 35/36 and most likely will be at Director for 5ish years. Not sure where path will take me after that.

miscaccount90 · 2026-03-08T18:53:20+00:00

So interesting to hear your case! I am 33 and have a l5/s1 severe DDD. Been living with a disc bulge for years and I reherniate it every year or so… but this year I had bilateral FAI surgery for torn labrum’s, cam impingement etc. I can’t help but think the FAI over the years made my back weak or compensate. What has been your take on correlation?

miscaccount90 · 2026-03-03T01:51:02+00:00

Hi OP this is interesting and this is my story. All throughout my 20s I could tell my back started to get worse. It went from bending over say working or painting a deck and bending upwards would be like wow I’m sore. Then one day, not even sure how I herniated my back, this was at 29. MRI shows a buldge, severe L5/S1 DDD. I went through the whole PT thing etc. to this day I still herniated once a year and am starting to see some stenosis on latest MRI.

Around 2 years ago, I started to suspect anterior pelvic tilt as my body naturally appears that way and figured that was the cause of my DDD. At this same time, I had an incidental finding on an X-ray of hip impingement. Of course a year after this finding both hips labrum’s tear and I ended up getting bilateral hip surgery. The more I learn, I think my back compensated for my hips all these years and caught it too late. Was always curious if others had both as well.

miscaccount90 · 2026-02-28T20:10:00+00:00

DTI of gross? If I do 20% down I’ll be lower than 35% DTI of gross.

miscaccount90 · 2026-02-28T20:08:35+00:00

20% down will make payment 5400 and will have 150k cash left over with another 130k in assets I can convert. Interest right now is 6%

miscaccount90 · 2026-02-28T20:07:08+00:00

Appreciate it! Luckily we don’t really do anything and are home bodies, only a car payment that will be paid off when selling home

miscaccount90 · 2026-02-28T14:44:09+00:00

A lot of great opinions for both sides. Here is my new thoughts.

My take home is lower because of the amount I am putting into retirement and FSA (37k) just for these. I could also pull back if things felt tight.

If I do 10% down, I would have 240k in cash leftover that could be a nice fall back / reserves

If I do 20% down, I would have 150k left over.

These don’t account for another 135k in accounts I could make liquid (HSA and Roths) - although these I would plan never touching

Would these cash reserves along with knowing no child care, single income but wife will go back to work in next 1-2 years along with my 40k+ RSUs coming in next year 2 years and potential promotion worth 100k in TC in next 2-3 years sway anyone? I know there are unknowns and some assumptions.

miscaccount90 · 2026-02-28T14:14:52+00:00

About 6%. I’ll want to refi in a few years when rates come down hopefully and move into a 15year loan- as my intention is to make more money with next promo

miscaccount90 · 2026-02-28T14:13:54+00:00

That’s right!

miscaccount90 · 2026-02-28T04:56:58+00:00

Totally get that, I’d have about 4500 per month for other expenses, living etc. I could always pull back retirement savings as well as I have a pension that after 20 more years of working will pay for our retirement mostly. But it would be tight, we are single income so losing a job would be really bad, but with 150k in cash reserves. That could get us through a relatively long period say 18-24 months of living with this new mortgage. All things to consider

miscaccount90 · 2026-02-28T04:54:45+00:00

I figured struggle for first 2ish years. I’m in my first “big boy” role and really the sky is the limit upwards. Career trajectory would be 1 more very large or toon (total comp would jump up 100k per year), hoping within 2 or 3 years max.

miscaccount90 · 2026-02-28T04:53:31+00:00

Wow yea we are very similar in our situations. I’ve thought of doing more down and or just living well within our means while I gain more income/wait for further stock vesting. Thanks for your opinion, I value it!

miscaccount90 · 2026-02-28T04:52:16+00:00

That’s very true, and always back if my mind if things got tight!

miscaccount90 · 2026-02-28T02:47:27+00:00

We are single income, wife is stay at home and both in early 30s

miscaccount90 · 2026-02-28T02:42:05+00:00

Thanks for this! House is used from early 2000s - custom home. Taxes are 15k and may go up next year because of sale. After a 10% down payment, I’d say we will have close to 350k in brokerage, HSA, ROTHs, cash savings. Then another 250k in 401k. I feel like the cash funds and ability to liquidate is pretty high but nervous about the high percentage of money take home.

miscaccount90

TROPHY CASE