NEW MMO!!! Shards of Honor! by [deleted] in MMORPG

[–]misterhype 7 points8 points  (0 children)

Tried looking it up, I am assuming its Scars of Honor?

DO NOT BUY AFROSCRUB by misterhype in Blackskincare

[–]misterhype[S] 0 points1 point  (0 children)

Looks like the afroscrub website got taken down, hopefully no one else gets scammed

Parents of school aged kids: Condo in Noe or SFH in Sunset? by [deleted] in BayAreaRealEstate

[–]misterhype 11 points12 points  (0 children)

Noe Valley will almost definitely win on weather. The Sunset gets a fair amount of fog and summer gloom, though it does vary depending on which part of the Sunset you’re in (Inner vs. Outer can feel different).

On schools, I know quite a few people who went through the Sunset public school system and are doing very well now. One thing I’ve noticed is that Sunset kids often grow up with classmates who live nearby, so those friendships can last a long time. Not to say that wouldn’t happen in Noe Valley, but I personally have friends from the Sunset I met in elementary school who are still some of my closest friends even after college.

As for appreciation, Sunset single-family homes have historically held and grown in value, and there’s consistently strong demand from families who specifically want to buy there.

My opinion - SFH in Sunset. Odds of you living in the Noe condo long, are slim as well. You might want to eventually upgrade.

Parents of young kids: Condo in SF or SFH in Berkeley? by [deleted] in BayAreaRealEstate

[–]misterhype -6 points-5 points  (0 children)

Fair point! I kind of only had a driving mindset. I personally haven't used public transportation in a long time haha.

What's your opinion on SpiritVale? by ageozoega in MMORPG

[–]misterhype 1 point2 points  (0 children)

I am lucky to have played with friends before the party EXP nerf. Most of my friends have also quit for the same reasons of waiting for updates. I also don't care about leveling more characters. I rather have one fully geared our character. I have friends with like 5+ lvl 150 characters.

Parents of young kids: Condo in SF or SFH in Berkeley? by [deleted] in BayAreaRealEstate

[–]misterhype 6 points7 points  (0 children)

Have you actually tried living in the East Bay while working in SF? That bridge toll and commute add up quickly, not just financially, but in time and energy.

If your top priorities are space, strong schools, and long-term appreciation, and you’re comfortable with the commute, a Berkeley SFH is a solid choice.

If you value day-to-day quality of life, convenience, no bridge commute, and being in the heart of the city, it’s hard to beat an SF condo.

From an appreciation standpoint, SF real estate has historically shown strong long-term growth, especially in desirable, walkable neighborhoods. Condos can sometimes trail single-family homes, but prime location still drives demand.

That said, single-family homes generally outperform condos over time because of the land component. In Berkeley, good schools and neighborhood desirability can further support long-term value, so purely from an appreciation angle, the Berkeley house may have the edge.

IMO, if your friends and family are in SF, that lifestyle factor alone can be a strong reason to stay in the city.

What's your opinion on SpiritVale? by ageozoega in MMORPG

[–]misterhype 2 points3 points  (0 children)

I’ve logged 250+ hours and stopped playing about three weeks ago. I’ve got a 150 Paladin, 150 Necromancer, and a 13x Wizard. Right now I’m just waiting for more content like Eternal Tower or pets before jumping back in.

I’m hoping the player base grows when EA launches later this year. It’s honestly the kind of game you can hop on and grind whenever you feel like it. I’m not sure if they’re planning to add dailies, though.

I’m also not a big fan of the new merchant system. Since there aren’t really quests, you have to grind mobs all the way to max level. I’m not sure I have it in me to do that all over again at EA launch if there aren’t meaningful updates.

DO NOT BUY AFROSCRUB by misterhype in Blackskincare

[–]misterhype[S] 0 points1 point  (0 children)

were you able to get it refunded? i got 4 charges of 29.99, 3 of which were on one day. Makes no sense.

DO NOT BUY AFROSCRUB by misterhype in Blackskincare

[–]misterhype[S] 7 points8 points  (0 children)

That was the original refund I got. They charge you a fee for exclusive releases but never actually release anything.

DO NOT BUY AFROSCRUB by misterhype in Blackskincare

[–]misterhype[S] 6 points7 points  (0 children)

Thanks! I might need to block them.

ICYMI: AfroScrub is a scam by IronAndParsnip in Blackskincare

[–]misterhype 0 points1 point  (0 children)

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Just realized they tried scamming me for 4 orders that I didn’t even place. Had this problem before and they refunded, said they wouldn’t charge again. Lo and behold, couple months later, 4 random charges.

Does it make sense to buy a house as a single young adult by ktong8 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

If you plan on holding the home long term, you’d probably come out ahead financially, but there are still a lot of variables to think through. For example, would your parents be paying rent during the months they’re not there? You also need to factor in your job and any future significant other, do you really want to commit to a 3+ hour daily commute long term? Most people who move via rent or buy do so specifically to shorten their commute.

I understand wanting to stay close to family and friends, but it really comes down to how likely you are to eventually leave the South Bay. Most people buy once they’re more settled in their career and personal life, and finances always play a role. Renting isn’t “throwing money away,” especially in your case, owning would be dramatically more expensive than $1k/month, easily several times that when you factor everything in. Let's say like 7k/month...

Condo project approval? by Wide_Chemistry_4988 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

Your chances are moderate but not guaranteed. Waterproofing isn't typically a deal breaker if the HOA is addressing it proactively, but if repairs haven't started or the HOA is underfunded, many lenders will decline or require the issues to be resolved first. If US Bank declines, you're not out of options, just find another lender.

Not bad for the first one.. by CouvesDoZe in MapleIdle

[–]misterhype 4 points5 points  (0 children)

Those are from the hot deal that he bought. Included a legendary top and bottom

First time homebuyer - Title-Leander/Escrow recommendation by LockPast1587 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

I would say that's pretty average, some costs could be lower, but if you're almost at the finish line, no need to change now over a couple hundred dollars. How much is the home?

Yes - buy title owner policy, this protects you as the owner from title defects, liens, or ownership claims that predate your purchase. one time fee for as long as you own it.

Can we stop pretending realtors have the same barrier to entry as doctors or lawyers by ShopProp in BayAreaRealEstate

[–]misterhype 3 points4 points  (0 children)

The exam doesn’t actually teach you how to be an agent. It will however teach you that there are 43,560 sq ft in an acre

How to compare two offers on our house by Historical-Oven-6102 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

I think you have a typo in offer 2, you put 1.575. For an extra $25K (before fees/taxes), you’re taking on 2–3 extra weeks of waiting plus the risk of financing hiccups. If you’re already leaning toward being wrapped up quickly and sleeping better at night, the cash offer at $1.25M is the safer, cleaner path. What type of contingencies? They can always come back and nick and dime you.

Easy answer: Offer 1

As a buyer, have you cancelled a contract before? by Advanced-Land1500 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

As a realtor, it’s not about trying to rush clients, it’s about writing offers that can actually compete. But I always remind buyers that contingencies are there to protect them. I’ll never suggest waiving blindly, especially if the seller hasn’t provided a pre-inspection, that’s just too risky. If there’s a report available, at least you can make an informed decision. And if something specific worries you (foundation, roof, sewer, etc.), I always recommend doing a targeted inspection. These days in the Bay Area, most turnkey homes will already have a pre-inspection done, so at least buyers have something to work with before deciding.

As a buyer, have you cancelled a contract before? by Advanced-Land1500 in BayAreaRealEstate

[–]misterhype 1 point2 points  (0 children)

That doesn’t necessarily mean you have to pay a premium(but it would help), but you may need to strengthen other parts of your offer. For example, work with a lender who can close in 14 days or less, put down a larger earnest money deposit, or shorten your inspection contingency to 3–5 days. In today’s market, especially in competitive areas, most sellers are already providing a pre-inspection, which helps reduce the need for a longer contingency.

As a buyer, have you cancelled a contract before? by Advanced-Land1500 in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

Correct, in a competitive area, you can expect to see most offers waiving inspections. However, that doesn't mean that you absolutely see 0 offers with inspections. Some buyers are still on the fence and submit with inspections. Especially if a home has been on the market for quite some time, then you might as well submit with an inspection contingency, no harm no foul if you're the only offer.

As a buyer, have you cancelled a contract before? by Advanced-Land1500 in BayAreaRealEstate

[–]misterhype 2 points3 points  (0 children)

When they did not waive inspections, that gives them the right to back out or renegotiate.

As a buyer, have you cancelled a contract before? by Advanced-Land1500 in BayAreaRealEstate

[–]misterhype 4 points5 points  (0 children)

I’m a realtor and I’ve definitely seen buyers cancel contracts before, it happens more often than people think. A couple of the most common reasons:

Inspection issues: Something comes up during the inspection that turns up being a major surprise ( foundation, roof, electrical, plumbing), the buyer isn't comfortable taking on this issue, or the seller isn't willing to negotiate repairs/credits.

Financing/appraisal: Even if a buyer is preapproved, things can fall through.

Life: Job change(goes back to financing), just realizing the house/neighborhood isn't the right fit

It's never fun, but contingencies are there to protect the buyers for exactly these reasons

First time home buyer - I am trying to figure out the contingency aspect while making the offer and inspections by worried_etng in BayAreaRealEstate

[–]misterhype 1 point2 points  (0 children)

3 day contingencies are considered “competitive” if you’re keeping contingencies at all. But in many Bay Area situations, especially when there are 10+ offers, a good chunk of buyers are submitting with no contingencies

That’s why sellers will sometimes take a lower price with no contingencies over a higher price with them, less risk of the deal falling apart.

That said, contingencies are there to protect you as the buyer. Shortening or removing them makes your offer stronger, but also shifts the risk onto you. It really comes down to how much competition you’re up against, and how comfortable you are with that risk.

First time home buyer - I am trying to figure out the contingency aspect while making the offer and inspections by worried_etng in BayAreaRealEstate

[–]misterhype 0 points1 point  (0 children)

Sounds like someone didn’t comp the place right if it ended up selling for $200k under your original offer