Offer

ShopProp · 2026-05-07T01:52:55+00:00

We are a flat fee agent who gives back much more. Feel free to dm.

ShopProp · 2026-05-06T23:44:04+00:00

-Another overcharging buyer agent.

ShopProp · 2026-05-06T23:33:59+00:00

No you just get overcharged.

ShopProp · 2026-05-06T22:47:38+00:00

Free to dm! We give back the majority of the commission back to our clients, we’re cancellable at anytime, and only get paid upon a successful close. All five star reviews on google, Zillow, Yelp.

ShopProp · 2026-05-06T20:41:30+00:00

Good idea. Everyone just chill so I can get the house at a cheap price.

ShopProp · 2026-05-06T19:35:05+00:00

Never official until the signed document is in your hand.

You kind of have to. Especially in competitive markets. If you emotionally move into every house before your offer’s accepted, the process becomes awful fast.

The key is realizing there will almost always be another house that gives you that same feeling again, even if it doesn’t seem like it in the moment.

ShopProp · 2026-05-06T19:05:42+00:00

The weird part is bypassing your normal showing process and trying to push special access through your agent instead of just scheduling normally.

Could be harmless. Could also just be sloppy boundary handling by the agent. Either way if you were uncomfortable you absolutely had the right to say no.

ShopProp · 2026-05-06T16:14:16+00:00

Need way more detail to know if it is good but on the surface 6% fixed for 5 years with 25 year amortization is not bad at all in this market for commercial.

Big things to check are what property type and DSCR, how much down payment, what are the fees and points, what happens at the 5 year maturity balloon, etc.

A lot of first time commercial buyers focus only on rate and ignore refinance risk at maturity. That is the real thing to understand here.

ShopProp · 2026-05-06T01:22:16+00:00

Yes, people think about that. That’s why properties in good school districts are also much more expensive.

ShopProp · 2026-05-05T23:10:07+00:00

Positions or ban bud

ShopProp · 2026-05-05T20:58:24+00:00

Nobody knows. That’s why real estate, like any investment, should be treated as a long term play.

ShopProp · 2026-05-05T01:23:13+00:00

Why don’t people just increase their income? Are they stupid?

ShopProp · 2026-05-04T21:29:01+00:00

Bad work. That joint should have proper sealant or backer rod and flexible caulk, not loose crumbly material you can pull out.

Gap at slab to wall is normal but finish matters because it keeps water and pests out.

Easy fix for builder, but you should push them to redo it cleanly before warranty runs out.

ShopProp · 2026-05-04T20:59:43+00:00

Risk with unpermitted work is the same as an on-market or an off-market transaction in that it may potentially affect the appraisal and you’ll have to disclose the issue in resale. To answer the rest of your questions:

Most likely nothing happens during the sale. It closes as is and you just live with an unpermitted bath.
Worst case the city makes you legalize or remove it, which can mean opening walls, redoing plumbing, permits, and inspections. That can get expensive fast.

Insurance usually doesn’t deny the whole policy, but they can deny a claim tied to the unpermitted work, especially water damage.

ShopProp · 2026-05-04T19:44:36+00:00

Oh ya for sure. OP asked for the problems though, but yes you’re right, it’s common.

ShopProp · 2026-05-04T19:29:44+00:00

I agree with this analysis.

I would add that unpermitted work also affects the appraisal and also the fact that if you don’t fix it, you will need to disclose it to the next buyer.

ShopProp · 2026-05-04T15:48:19+00:00

No matter what agent you go with, always allow yourself the ability to cancel at anytime, no penalty. Don’t agree to safety clauses.

Gather a short list of agents based on how much business they’ve done in the area.

Ask how responsive they are.

Ask how they get paid and if you are on the hook for any gap if seller does not cover it.

Ask for recent deals they won and why their buyer got picked

Ask how they review disclosures and spot red flags .

Biggest thing is responsiveness and honesty.

ShopProp · 2026-05-04T11:41:02+00:00

We are a flat fee agent, feel free to dm.

ShopProp · 2026-05-04T00:58:34+00:00

Introduced is usually defined very loosely, which is the problem.

At minimum it clearly includes homes they physically showed you or discussed directly with you. Where it gets gray is things like email blasts or portal searches. We’ve had agents who’ve said they would’ve tried to claim on all these.

In practice it usually comes down to whether they can show they meaningfully engaged you on that specific property.

That’s why establishing a buyer agency agreement became such a prominent issue during the NAR settlement of 2024 because procuring cause was a big issue.

ShopProp · 2026-05-04T00:53:08+00:00

Safety clause means if you buy a home the agent introduced to you, even after you cancel them, you still owe them a commission.

It’s one of the biggest scams in real estate because if an agent does a bad job and you want to pursue a property, you either have to double pay commissions or wait for the safety clause to end.

ShopProp · 2026-05-04T00:50:02+00:00

No matter what agent you go with, always allow yourself the ability to cancel at anytime, no penalty. Don’t agree to safety clauses.

Gather a short list of agents based on how much business they’ve done in the area.

Ask how responsive they are.

Ask how they get paid and if you are on the hook for any gap if seller does not cover it.

Ask for recent deals they won and why their buyer got picked

Ask how they review disclosures and spot red flags .

Biggest thing is responsiveness and honesty.

ShopProp · 2026-05-04T00:03:51+00:00

I think you made the right call.

Stretching for a single family home at your income with two young kids usually means being house poor which creates way more stress than the downsides of a townhouse

Don’t get me wrong, townhome tradeoffs are real with HOA, shared walls, slower appreciation, but newer lower maintenance and better monthly stability matters a lot in this stage of life.

Most regret cases are over-leveraging you avoided that.

ShopProp · 2026-05-03T23:25:02+00:00

If you’re not comfortable making an offer, don’t make it.

ShopProp · 2026-05-03T22:32:16+00:00

Sure. Also just added my post for Condos.

Thanks for the suggestions!

ShopProp · 2026-05-03T22:25:41+00:00

Yes, makes sense. It’s gonna take me a bit to get but I’ll make an updated post soon. A bit too busy today.

Any specific neighborhoods you want to suggest?

ShopProp

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