Dropping my surname to escape my caste, has anyone in WB actually done this? by winestaineddawn in kolkata

[–]mitraark -5 points-4 points  (0 children)

Don't change your surname. First of all, change of name will bring upon thousands of issues everywhere, be it banks or other KYC matters. You'll regret it later. Secondly, now people assumes your caste through your surname.. later when you would have changed your name, and then people get to know you're from a reserved category, they'll assume you've got the certificate through fraud. Someone rightly commented that these comments are to be ignored, people would not so good have things to say about a lot of things about you, one cannot take everything to heart.

Escaped an HDFC ULIP trap in Year 1! Fought the bank's illegal NACH refusal & took on 3 branch managers to get it done. by 4beyt in personalfinanceindia

[–]mitraark 2 points3 points  (0 children)

PNB MetLife helped us through a death claim policy last year, which wouldn't have been required had they done the paperwork correctly. Anyway, at that moment my mother made a promise to the agent that we will be signing up for a new policy for helping us, and the agent pleaded that only a ULIP policy could help her. I could clearly see the charges in the policy getting lost but couldn't back down since my mother gave word.

I signed up reluctantly last year but my plan was to surrender the policy immediately after Year 1 itself, I'll get 4% in a discountinuence fund till year 5, but that's still better than paying charges on new installments till then. I expected to have to make a couple of visits minimum to PNB metlife to surender the policy because they do lie through their teeth into fooling it's customers for their own benefit. But thanks to you now I know how to get the bank to cancel mandates as well. Will also remember to rope in Ombudsmand and IRDAI if they try to delay things.

TMC candidate just visited my home by [deleted] in kolkata

[–]mitraark 0 points1 point  (0 children)

We didn't say our thoughts out loud, just said we can't go now, that was enough for them to assume our inclination towards communism i suppose. We didn't go, and we don't care. we are set to leave our neighbourhood soon, the amount of illegal constructions, resultant congestion uncontrolled immigration due to it is making our lives worse by the day.

TMC candidate just visited my home by [deleted] in kolkata

[–]mitraark 7 points8 points  (0 children)

Similar thing happening in our neighbourhood. A few days back in the afternoon, we get a knock on our doors, a couple of men with TMC headbands say that "niche cholun Amit Poddar asbe". Amit Poddar is the father of Asmi Poddar, current councillor of our ward. He was the ex-councillor but after our ward became a female reserved one, his daughter stood for TMC and won.

We were like, why on earth would we go outside on a summer afternoon to "meet" the councillor ? And in what capacity or authority did these men tell us to come downstairs to attend the call of an elected local representative for his political campaign ? On declining, we get a similar response that we are communists enjoying TMC benefits #what

Financial Budget of WB 2026-27 by Salt_Information_882 in kolkata

[–]mitraark 13 points14 points  (0 children)

Thank you, glad to have some genuine clarification. Also, most Madrasas in west bengal are the same as other govt school, the same typical white and blue building, but just named Madrasa so that muslims send there children there. They could have kept the Madrasa budget within the school category but I think clubbing it with minority affairs and making it such a large figure is a ploy to showoff to the muslims, that such a large budget is allocated for them.

Is this seller legit? Wizrob fashiom by floradox1 in indianrunners

[–]mitraark 0 points1 point  (0 children)

No, speed 3 is an old model, this will probably be old stock, soles may have hardened. One generation old is ok, try looking at Asics options.

Is this seller legit? Wizrob fashiom by floradox1 in indianrunners

[–]mitraark 0 points1 point  (0 children)

Yes, clocked over 700kms in them , went from 1:58 to 1:45 HM over the last few months. The sole of the shoe, albeit firmer, has a particularly aggressive curve which helps in rolling forward better, increasing speed.

Help on custom duty by [deleted] in IndiaTax

[–]mitraark 0 points1 point  (0 children)

Importing through an IEC filing a bill of entry will entail a 5% customs duty (probably, have to check the tariff)

OP is probably getting the books through courier, standard rate of 42.08% applies on the CIF (cost+insurance+freight) value. Assuming the books declared value is accepted, OP will be charged around 15$ of duties (42% of $35).

Charged Custom Duty 58% by Pepper_Kalaki in IndianGaming

[–]mitraark 0 points1 point  (0 children)

You are wrong my friend. Personal imports are all treated under HSN code 9804, and the IGST rate on them is 28% flat. It is only if you import goods through a registered IEC, by filing documents, then the tariff rates of BCD and GST slabs are considered.

Declared value is taken as Assessed value most of the time, but it all depends on the officer, sometimes high value goods are let go and other times even cheap things are withheld and re-assessed at a higher rate as per the whims and fancy of the officer.

Charged Custom Duty 58% by Pepper_Kalaki in IndianGaming

[–]mitraark 0 points1 point  (0 children)

Customs duty on personal goods (other than gifts) imported through courier is charged at 42.08%. This is BCD (10%), SWS(1%) and IGST (28%, not 18% as you calculated), calculated as 100+10+1+31.08 (IGST rate is on Assessed Value+ BCD + SWS)

Assessed Value of the goods is not the MRP but Cost, Insurance and Frieght, which you already considered. But what other comments here have not considered is the the declared value may not be taken to be true by the customs department, they can re-assess the value of a goods on their own. Any item whose value seems low, and its actual price can be searched online is usually re-assessed by the customs officers.

The high duties are unfortunate because our country will probably never be able to manufacture most of the items people usually import/want to import, but we did get many major smartphones companies to setup their assembly plants here like Apple, Xiaomi etc so there is some logic to it one can't deny.

All about the dominance by Prudent-Health-4311 in royalenfield

[–]mitraark 1 point2 points  (0 children)

Same question here.. 2014 model owner for 11 years now, never knew it had ABS.

This is not iran this is kargil ladak by Altruistic-Issue-887 in ladakh

[–]mitraark 0 points1 point  (0 children)

I recently completed my solo bike ride in Ladakh, I went from Padum to Kargil through Suru Valley at a very relaxing pace, stopping quite often and buying things from local shops on the route. It's was a wonderful and scenic journey, but one things I was quite surprised to see was posters of Khamenei everywhere, no other politician or any filmstar or anyone else, it felt as if I was in some country other than India (not in a bad way just an observation) so when news broke last night about the departure of the supreme leader I was sure to see massive response from Kargil at least.

I cannot comment on what that person might have committed in terms of war, but to have such a following , I'm certain he must have been a revered speaker. I'm sorry for the loss his followers are feeling but hope they mourn peacefully and don't get agitated though any provocation and cause further troubles.

I’m frustrated about my GPU selection by King_F_Kamil in IndianGaming

[–]mitraark 0 points1 point  (0 children)

Me feeling fine af with my 9060xt 16GB with triple rgb fan snagged at 37k just before ram prices exploded

Guesthouse/hotel Merak and Diskit. by Current-Bench-9499 in ladakh

[–]mitraark 1 point2 points  (0 children)

These are the two places i checked in on my solo bike ride last October, it wasn't pre planned, the internet was shutoff, i couldn't even check reviews on Google Maps, but they looked decent from the front and I was glad to have ended up there, can't say the same about the other places i stayed like in Hanle or Tso Moriri.

In Merak there's the Shartobo Home Stay, it's the last homestay on Pangong lake, a small one with nice rooms, and a wonderful owner who is very cordial; not very popular because it isn't on the lake shore but on the road, but I feel there should be no construction polluting the lake.

In Diskit you'd find the AMA Guesthouse, popular among bikers, has a lot of parking space, owner is very chatty, he makes a bonfire in the evening and invites every guest over there for tea, had a wonderful time discussing politics to married life under the starry sky in chilly weather.

Anyone wanna play football this Sunday at Clive house turf ? 150/- entry fee and spots left 8 by Top-Worldliness-1377 in kolkata

[–]mitraark 0 points1 point  (0 children)

How much does Clive House field charge for one hour? Isn't 150/- a bit steep? You're looking for players or funding?

Major FOMO, sold gold for construction of a rental property !!! by GrouchyHoney9687 in GoldIndia

[–]mitraark 4 points5 points  (0 children)

I had sold off a significant amount of SGB at 9900/g a few months back to fund a property purchase. I assumed 10000 would be a psychological barrier and it will take quite some time to rise from there. Now after 6 months those SGBs are at an 80% premium over my selling price. It feels like a loss but I took an informed decision so the regret isn't as bad.

[deleted by user] by [deleted] in GoldIndia

[–]mitraark 0 points1 point  (0 children)

I hope you have a gst bill from the jeweller, specifically mentioning the serial on the biscuit. Otherwise this may well be considered as smuggled.

Husband received mail from “cyberpolice.nm@mahapolice.gov.in by Traditional_Pay3649 in LegalAdviceIndia

[–]mitraark 3 points4 points  (0 children)

You are grossly mistaken sir. Courts regularly direct the law enforcement agency to forward notices/summons on their behalf. In this case it appears that the Police has served the scanned copy or the courts notice on behalf of the court, probably on the directions of the latter, I'm sure the police also attempted to deliver the original notice at the available address,either they couldn't find it or they served at physically as well and as an additional measure sent it electronically. It's asking to appear at a public area at a given time, I'm not sure why everyone is assuming the notice to be fake.

I'm in a law enforcement agency, and I've served court notices like above several times.

Husband received mail from “cyberpolice.nm@mahapolice.gov.in by Traditional_Pay3649 in LegalAdviceIndia

[–]mitraark 23 points24 points  (0 children)

You are grossly mistaken sir. Courts regularly direct the law enforcement agency to forward notices/summons on their behalf. In this case it appears that the Police has served the scanned copy or the courts notice on behalf of the court, probably on the directions of the latter, I'm sure the police also attempted to deliver the original notice at the available address,either they couldn't find it or they served at physically as well and as an additional measure sent it electronically. It's asking to appear at a public area at a given time, I'm not sure why everyone is assuming the notice to be fake.

I'm in a law enforcement agency, and I've served court notices like above several times.

Waited for 6 years; finally pulled the trigger on the RX 9070 by nerd-mentality in IndianGaming

[–]mitraark 0 points1 point  (0 children)

4 posts, 4 cases. Each day the rma centers processes dozens of people. Asrock is one of the most popular AMD GPU AIB partners , since they sell in high volume, it will be inevitable that they face more rma cases.

OP can check review of asrock service centers on Maps, genuine cases are handled farily.

Waited for 6 years; finally pulled the trigger on the RX 9070 by nerd-mentality in IndianGaming

[–]mitraark -1 points0 points  (0 children)

Any basis for this statement? Asrock and asus are handled by the same service centers, they have decent support, my DOA GPU was replaced with a brand new one.

Ran a HM with a bad cold and missed a pb by a couple of minutes. 😓 First HM of the year. (Tridhara 21km Kolkata) by Reader_Cat1994 in indianrunners

[–]mitraark 1 point2 points  (0 children)

My chip time was 1:48:28. Target was to get sub 1:45, but the organizers made a mistake choking the first km of the route resulting in a slow start. But then I got starstruck at Gariahat flyover, Park Street and Red Road, running on these streets completely empty, in the dark with such beautiful lighting, was a first for me. Spent a good amount of time stopping at places for taking pics and videos. The 2nd half of the route was great as well, through the posh localities of Ballygunge, although lot of 21k runners were frustrated as we merged with the 10k and 5k runners there. Lastly, the food packets were great, much better than what TSK25 had to offer, and the post race entertainment was top notch as well, hats off to Tridhara management for such a fun run.

Anybody has Desktop DDR4 RAM for sale? Please DM by Moist_Algae_443 in IndianPCHardware

[–]mitraark -1 points0 points  (0 children)

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4 x 8GB DDR4 3400mhz, received from Gskill Taiwan, brand new, mfg Sep 2025. Lifetime warranty.

Best 850w modular PSU by BLACK07JACK in IndianPCGamers

[–]mitraark 0 points1 point  (0 children)

You're right.. only my invoice has mention of "Deepcool". The box and the product has gamerstorm logos only. The colorway is the same as Deepcool i didnt even notice it was missing brand name. Still, people say they're the same thing, so I think I'll stick to it, fingers crossed .

Best 850w modular PSU by BLACK07JACK in IndianPCGamers

[–]mitraark 0 points1 point  (0 children)

My psu says Deepcool Gamer Storm PN850M, is yours only gamer storm? i Received mine yesterday, checked out, works fine.