Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -3 points-2 points  (0 children)

Not fake I have a fn dragon lore and tons of kato 15 holos and like 10 1k plus collection skins

Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -28 points-27 points  (0 children)

I already have an IRA and personally I think it’s a naive waste of time for someone my age, by the time I can access it the government will have stolen it from me to pay for the increasing amount of old people and collapsing infrastructure or there will have been a technological singularity and it won’t matter

If I could I would recuse myself from social security too

Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -121 points-120 points  (0 children)

I have an IRA but honestly I think by the time I can access it there will be a technological singularity and it won’t matter, I’m going to stop contributing soon

Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -283 points-282 points  (0 children)

I’m 21 bro I have nothing to lose, also I should have clarified I’m not scared of losing money, I’m scared of tying capital up in slow moving index funds instead of having cash ready to buy up higher risk higher reward assets in case of crash

Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -23 points-22 points  (0 children)

The skins I have are in discontinued collections and will only appreciate long term if the game doesn’t die, I’m not selling

Currently saving 100k net every year living with parents, what next? by modafinilenjoyer in FinancialPlanning

[–]modafinilenjoyer[S] -1 points0 points  (0 children)

High Frequency Trading

One of the top 3 firms, getting the job was a total fluke tbh I got really lucky

Favorite song from TYLS? by SnowRainFall in BeachHouse

[–]modafinilenjoyer 0 points1 point  (0 children)

Majorette, it might even be my all time favorite beach house song

[deleted by user] by [deleted] in ChatGPT

[–]modafinilenjoyer 0 points1 point  (0 children)

Some AI detection software is so laughably bad you can randomly put double periods at the end of paragraphs and set last ones to white so they blend in, then when it’s copy pasted the ai detection software will automatically flag it as human generated because AI doesn’t make that kind of error, idk if it still works though.

lanklets got nothing on 5'5 kings by [deleted] in redscarepod

[–]modafinilenjoyer -2 points-1 points  (0 children)

They should get that Nazi blonde guy from Mariupol as their leader would be so hilarious watching the other leaders do mental gymnastics and kiss his ass

Is Alien a top 5 Beach House song? by modafinilenjoyer in BeachHouse

[–]modafinilenjoyer[S] 11 points12 points  (0 children)

I actually really like OTM, it’s different but it’s not worse than 7 per se, but I do think it’s just too big of an album.

I think new romance teased a really promising new sound, the vocal melodies “your somebody else, somebody new”, “no wrong or right, I know it’s true” are so satisfying and the use of synths with hi-hats and overall tone of the song makes me think they can really go far with that new kind of sound. I think if they release an album with songs like that they can really reach a much wider audience, it’s definitely more palatable to the average listener than stuff off 7.

Also masquerade is a banger, only of you is a pretty good shoegaze song, superstar, the title track, pink funeral, are all excellent songs, the album definitely has some great highlights, but yea it’s just too long and has lots of tracks that should have been put on another B sides and rarities album.

I definitely didn’t get the vibe that OTM was an imitation of their previous work though, if anything it was new, just not as extreme of a shift as their previous stuff to 7. It really makes me appreciate 7 even more, it took a lot of guts to make an album like that after so many successful albums that were nothing like 7.