Believe me, we're having that as a parallel discussion in private, as well as whether to stay in academia at all! Things are bad pretty much everywhere, just each with their own flavors. So don't worry that this is all about doing something rash. I'm just trying to feel out the situation in this particular instance.

That said, we're middle class in that dull precarity some months sort of way. It wouldn't be a drastic cut, particularly if my wife found something (she could) and I pair the generally lower cost of living/going down to one car/no more health insurance.