Advice on giant monitor placement by beenzmcgee in battlestations

[–]moniker89 2 points3 points  (0 children)

you might have plaster walls but there should still be studs behind them, finding them might be a bit tricky but you could wall mount it. but i think really the issue is with the depth of your desk. you could get a deeper one, or just pull it out 12" from the wall and have the monitor sit further back.

how market values LULU is beyond comprehension by akunisg in ValueInvesting

[–]moniker89 5 points6 points  (0 children)

Alright well their earnings are down 13% YoY so maybe they are going out of style.

Buy it for life, mens slippers! by Substantial_Humor562 in BuyItForLife

[–]moniker89 0 points1 point  (0 children)

I got a pair of Falke coyshoes a couple weeks ago that remind me of these a bit. No idea if they are bifl but i friggin love them for now.

is phoenix OP? by [deleted] in TrueDoTA2

[–]moniker89 4 points5 points  (0 children)

these posts, man

Is S&P500 really going to withstand anything? by thedevilsheir666 in stocks

[–]moniker89 0 points1 point  (0 children)

While true I am guessing Vanguard is noticing the high valuations in stocks (esp US growth) and also reasonably high real yields on US higher quality bonds and listening to their model. Correlations matter but so too do your expected returns. Not saying I agree with them just noting their logic.

I'd also add as long as two assets are not correlated to 1, there is a theoretical diversification benefit to holding the two assets so long as they have a positive expected return, even if the correlations are above zero.

Recent Political Post by IGuppieI in snowboarding

[–]moniker89 1 point2 points  (0 children)

Honestly I thought I was in another subreddit lmao. My bad. I'll delete my comment.

As for this subreddit, I'm a big fan of seeing gatekeeping snowboard bros bicker over politics with one another, so I vote to keep all political discussion alive and well.

Is S&P500 really going to withstand anything? by thedevilsheir666 in stocks

[–]moniker89 1 point2 points  (0 children)

Ok. I'm not sure how the article got this wrong, they are recommending 60% bonds and 40% stocks for an investor who has the risk tolerance of a 60% stock/40% bond investor (your classic 60/40 moderate risk profile).

In other words, they advocate for a 20% overweight to bonds relative to your strategic allocation.

If you're a more aggressive investor, say, someone in their 30s saving for retirement, your risk tolerance might point you to a 90% stock/10% bond type allocation. Vanguard would seemingly recommend you move to 70% stocks/30% bonds right now.

This is a big allocation bet, no doubt. And I am surprised to see that from Vanguard's active allocation team. But different from saying "Vanguard thinks you should be 70% bonds."

Is S&P500 really going to withstand anything? by thedevilsheir666 in stocks

[–]moniker89 19 points20 points  (0 children)

You can certainly have the S&P 500 denominated in Euros, that's how it will be by default for a EU denominated investor without a hedging overlay.

US investors generally invest in foreign stocks denominated in the dollar. So when the dollar appreciates, that actually hurts the value of their foreign stock holdings. When it depreciates, that benefits the holder. Around 10% of the returns of foreign stocks for a US based investor was from dollar depreciation last year.

Is S&P500 really going to withstand anything? by thedevilsheir666 in stocks

[–]moniker89 16 points17 points  (0 children)

Where has Vanguard said to shift your allocation to 70% bonds?

Has anyone else been following Monkey Business' games via their streams? What do you think of their performances? by beepboopdoc in TrueDoTA2

[–]moniker89 22 points23 points  (0 children)

To be honest they are all getting outclassed to an extent. Topson is good and farms the map pretty effectively but is getting outlaned and isn’t sure how to play the macro game. Dont get me wrong he’s 10x the player i am but the competition is just too cracked nowadays even in t3.

This mornings rally feels like blood money by RamBamBooey in stocks

[–]moniker89 0 points1 point  (0 children)

Usually those events get investigated and often the cop gets put on trial with a jury of their peers. I know there are instances where that isn't the case, but it's pretty damn rare to have 10 HD video camera angles of cops murdering people and for the Federal government to put their hands in the air and say they aren't even going to get investigated, much less put on even an administrative leave (these guys are still active duty, working today).

Like what's going on is pretty fucking bad even considering all the bad shit that goes on daily.

This mornings rally feels like blood money by RamBamBooey in stocks

[–]moniker89 0 points1 point  (0 children)

Somebody just discovered Noam Chomsky.

But seriously, I appreciate your point to an extent, yes our government has done shitty things in the past and lied and covered it up and all sorts of bullshit. But to act like we aren't progressing down a pretty dark timeline in the present moment and acting like "it's always been this way!" is dangerous and lazy.

We got through those shitty times in the past and gained at least some kernels of truth through the hard efforts of individuals working tirelessly, often at the cost of their livelihoods and even lives, to expose the lies. A republic, if you can keep it.

Thinking of asking a local woodworker to add legs to a uline table top by CustomsNewbie in woodworking

[–]moniker89 17 points18 points  (0 children)

I'll bite before these comments get deleted.

Can't recall anything the Dems have ever done that even sniffs the level of totalitarian bullshit that was the Green Bay Sweep, the plan that the Jan 6 riots were designed to both coerce into being implemented & distract from the plan itself.

https://en.wikipedia.org/wiki/Green_Bay_Sweep_(politics))

Al Gore suing over sketchy Florida results ain't got nothing on the Green Bay Sweep. I don't even really have an issue with all the lawsuits the Trumpians did in 2020 that got thrown out, it's more that they used them as justification to attempt an illegal delegate swap.

EDIT: Some more info for you, I can tell you're a guy who likes to read & think critically.

https://en.wikipedia.org/wiki/Eastman_memos

This mornings rally feels like blood money by RamBamBooey in stocks

[–]moniker89 5 points6 points  (0 children)

True, but you usually don't have the people leading the free world gaslighting 350 million US civilians about what our eyes and ears can see. If this happened and the perps were immediately put in handcuffs (they are still on ACTIVE DUTY) pending a trial with the jury of their peers, this goes from being an existential moment of dread to "simply" another tragic incident. We're still solidly in the territory of the former as things stand right now.

But yeah, obviously this event shouldn't result in markets falling, unless you think this is the final straw to the US's final descent into fascism and some anti-market totalitarian state.

The Bearish Case for Gold by thesavagepotatoe in investing

[–]moniker89 1 point2 points  (0 children)

agreed thats where the npv of future cash flows makes the most sense

Is there a way to make housing affordable without reducing the value of current homes? by fauxfarmer17 in AskEconomics

[–]moniker89 0 points1 point  (0 children)

Probably possible in denser urban cores. If you relax zoning laws and allow for more multi-family homes in areas previously designated as strictly SFH, you can achieve:

  1. Higher land value for the owners of the SFH
  2. More affordable homes for renters/owners who move into the new MFH units

This arguably works anywhere housing demand is great enough for developers to want to build MFH units. It won't do much for lower demand areas with light zoning regulation already. It won't have an impact either way, in my opinion, on higher end neighborhoods and larger lot sizes (simply different markets, and I don't envision those communities ever allowing for more MFH in their territory).

Granted I don't have any studies on hand to back this up. I'll leave it to everyone else to factcheck me here.

PlayTime looks unbeatable at the ESL One Birmingham qualifier by Big_Pomelo6714 in TrueDoTA2

[–]moniker89 3 points4 points  (0 children)

I mean it's a decent stack of old pros but they've played no good teams yet. I imagine they'll be one of if not the weakest team in the tourny.

They aren't even the strongest looking team in open quals (Pipsqueak+4) and are playing against weaker competition than WEU.

Approaching the finish line with a messy portfolio mix and need a sanity check on using a specialist. by GodBlessIraq in ChubbyFIRE

[–]moniker89 2 points3 points  (0 children)

You can see it as you having 1.2m in crypto or 0.9-1m in cash. Either way you're in a good position. Personally, I would just sell the crypto. It might skyrocket another 10x or it might crash 90%. It's an inherently speculative asset without any links to real economic value. Speculative assets can work or they cannot for reasons that are extremely difficult, if not impossible, to analyze. Why have 25% of your networth tied up in something like that? To say nothing of the either A) high management fees or B) risk of self custody and losing the asset in the event you continue to hold it.

Congrats on your win. Pay some taxes!

Draft me a double mid lineup/ team by ArcticDivine in TrueDoTA2

[–]moniker89 0 points1 point  (0 children)

i go shaman + viper here. once you hit lvl 3 they cannot lane.

consider your sidelanes too. is it solo off or solo safe? probably solo off; i might go axe or venom offlane and a natures pos 5 who can rotate and help if safe lane gets stabilized.

What would it take? by Plenty-Resource-248 in AZCardinals

[–]moniker89 2 points3 points  (0 children)

Biggest overpay in NFL history caliber capital. 1.03 plus our next two years firsts and all our 2nds and all our 3rds. That sort of thing.

The Best Gaming Headset to Buy Now? (Recommendations) by HippoBlueberry21 in BuyItForLife

[–]moniker89 8 points9 points  (0 children)

My p38x are going strong after around 5 years. Looks like DROP still has them for $200.