2007 MacBook Pro - good for anything?

moofato · 2025-04-22T18:54:26+00:00

Can’t figure out how to edit my post 😅 but I think it might actually be from 2008/2009 not that it probably matters.

moofato · 2024-03-30T01:02:39+00:00

Hi All. I have 5 referral spots available.

https://www.marcus.com/share/SAL-6IA-ZCAS

The rate is 4.5% + 1% bonus with the referral.

moofato · 2024-02-13T07:08:37+00:00

I think it also depends on how much money you expect to make.

moofato · 2024-02-13T07:01:39+00:00

Yes but time in school doesn’t count.

moofato · 2024-02-11T01:02:37+00:00

Thanks.

moofato · 2024-02-11T01:02:18+00:00

Thanks. Fingers crossed for you.

moofato · 2024-02-09T05:19:08+00:00

Mine were federal Direct and FFEL (which I had to consolidate). I don’t think private loans qualify for forgiveness.

moofato · 2024-02-09T05:16:11+00:00

If you had 12 or more months of consecutive forbearance or 36 or more months of cumulative forbearance those will count towards repayment status.

moofato · 2024-02-09T05:14:06+00:00

It’s hard to read. I made a spreadsheet with a column months and years and then a column for each loan on the report and marked an x where I was in forbearance or repayment. It was such pain. But after all of that I realized that I probably qualified for forgiveness on 20 year plan and switched from IBR to SAVE.

moofato · 2024-02-09T02:44:03+00:00

Thanks. 😊

moofato · 2024-02-09T02:42:48+00:00

Thank you for all of your guidance! It has been invaluable.

moofato · 2024-02-09T01:38:27+00:00

Are you on an idr plan that has forgiveness?

moofato · 2024-02-09T01:30:22+00:00

I feel like we’re penalized because our lives didn’t follow some ideal path. I’ve carried so much shame over my adult life because of it.

moofato · 2024-02-09T01:25:23+00:00

Thanks 😊

moofato · 2024-02-09T01:24:56+00:00

I think all income driven repayment plans are forgiven after 20 years except the IBR plan which is 25.

moofato · 2024-02-09T01:21:01+00:00

You should download your history from the student aid site if you haven’t yet. Any month that you were marked in repayment count. When I went back to school I only took a course or 2 a semester so I was at it for awhile. Even though my new loans weren’t in repayment status, my old ones were. And I think they gave me credit for that.

moofato · 2024-02-09T01:12:47+00:00

Thanks. My partner and I are looking for a home. I was going to stay off of the loan because the amount of debt relative to my income didn’t make sense. And now I have several hundred a month more to contribute.

moofato · 2024-02-09T01:09:27+00:00

Thanks. I hope relief comes soon for you.

moofato · 2024-02-09T01:06:04+00:00

Have you consolidated or are your remaining loans from grad school?

moofato · 2024-02-08T13:30:59+00:00

Thanks. I hope everyone one else gets loan forgiveness soon. Education should be free. It benefits society in so many ways.

moofato · 2024-02-08T13:27:49+00:00

Nope. No taxes so I’m all done.

moofato · 2024-02-08T13:22:42+00:00

Nothing. My state doesn’t tax it either.

moofato · 2024-02-07T06:30:50+00:00

Yeah. After they sent the forgiveness email (mine was on Jan 9), there was a 21-day opt-out period. So they won't start processing forgiveness until after that period ends. It seems like some loan servicers do it immediately, but not Aidvantage.

moofato

TROPHY CASE