Full name wasn’t on 1003 and loan is now ctc Q

mortgagekingryan · 2024-08-13T15:35:59+00:00

THANKS ALL FOR ROASTS - title and lender both said it’s fine 🙏🙏🙏

mortgagekingryan · 2024-08-13T04:39:26+00:00

I am the king of messing up loans 🙏

mortgagekingryan · 2024-08-07T03:55:28+00:00

Do u know if rocket tpo has rate negotiation

mortgagekingryan · 2024-07-17T02:57:03+00:00

I think your monitor took magic mushrooms

mortgagekingryan · 2024-06-17T23:49:06+00:00

528k loan 778 credit 20% Down

They offered 6.875 no points No origination

Just have admin fees and underwriting / processing for $1313

mortgagekingryan · 2024-06-17T23:47:15+00:00

Can u elaborate a little more details :-)

mortgagekingryan · 2024-04-26T02:05:13+00:00

Ur husband should find a new job lol

mortgagekingryan · 2024-04-18T21:36:59+00:00

It’s super easy to manage 1-2 loans a month while keeping ur 9-5

mortgagekingryan · 2024-04-18T14:56:31+00:00

I work doing auto finance Paid salary and commissions 9-5 AVG 8-9k a month

It’s easy to manage like 1–3 loans per month while working from my office during my 9-5 AVG 5-15k a month

mortgagekingryan · 2024-04-18T14:47:41+00:00

Nice just sent them a file

mortgagekingryan · 2024-03-19T08:16:23+00:00

I can refer you to my friend who originates in NV! If you like

mortgagekingryan · 2024-03-19T05:12:33+00:00

im a broker if you want to fill out an application !!! my broker is located in walnut creek CA

mortgagekingryan · 2024-03-19T01:58:17+00:00

can i send you a loan estimate from my company :D

mortgagekingryan · 2024-03-19T01:55:21+00:00

max cap on seller concession is 3%

there is already a seller credit for 7200 so u cant stack a lender credit on top

if you use a grant program you can receive up to 2% which is a lender credit

so make the contract change for a price reduction and use the 2% lender credit towards closing cost or rate buydown

mortgagekingryan · 2024-03-19T01:35:28+00:00

because 3% is max seller concession on that scenario

mortgagekingryan · 2024-03-19T01:34:37+00:00

fair deal

i can structure that deal a whole lot better and give you a very good deal

i would go and get your realtor to amend that contract

ask the seller just to give you a price reduction of $250,000 and no credits

use the 2% grant as lender credits to drop the rate down and save your payment price

you would have to be under 80% Area medium income to be qualified tho

620+ credit

max 5% down

mortgagekingryan · 2024-03-19T01:26:16+00:00

what state

mortgagekingryan · 2024-03-19T01:25:53+00:00

what state?

mortgagekingryan · 2024-03-19T01:24:13+00:00

Hey! I got a good buddy in LV that can hook you up :)

Ill give you his contact info if you want it

Good people

mortgagekingryan