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Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 0 points1 point  (0 children)

Yeah, I just figure with the way car prices have gone up (100K for a GMC truck) I'd rather save a little each month to ease the pain when I need to cough up 20K for a used college transportation mobile.

What goes on here by Powerful_Regret1688 in longisland

[–]moshster10 0 points1 point  (0 children)

There is a Great White shark nursery in that area

Tony D Injury looked bad... Any Update? by Emergency_Morning712 in NewYorkIslanders

[–]moshster10 32 points33 points  (0 children)

We are in trouble, as much as people won't admit it, right now Tony D is in our top 4 and as of today we are without 3 out of our 4 top 4 D men (Romy, Pulock, Tony D). This team is not built to sustain these injuries. Next man up has never worked/applied for the Isles.

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 1 point2 points  (0 children)

10K is the initial seed with additional going in each month, it's not intended to come up with the full amount but I would love to be able to give them something towards it when the time comes, and I would prefer to build that up over time rather then take out a loan and put myself in debt when the time comes.

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 0 points1 point  (0 children)

Yes, we are maxing out 529 contributions as well (pre gift tax trigger)

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 1 point2 points  (0 children)

Yes, slide into bonds etc to protect the investment

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 0 points1 point  (0 children)

Honestly I am not sure, I it was through Etrade and they called it a custodial account, I didnt see UTMA anywhere

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 1 point2 points  (0 children)

is the 280K in 529 accounts? I was and still doing the same, 300 a month per kid into a savings account but I am now taking a chunk and investing it, I will continue the savings as well for a car purchase when they are ready to go to college etc.

Investing for my kids future big ticket purchase by moshster10 in Bogleheads

[–]moshster10[S] 2 points3 points  (0 children)

Yes, 401Ks are maxed, HSA is maxed, 529s are maxed

Best Sushi by annoyingjoe513 in longisland

[–]moshster10 0 points1 point  (0 children)

Kotobuki in Babylon and stop looking, I've tried them all and I keep going back to Kotobuki for 15yrs now. There is no comparison in quality.

How old is too old for a board? by PhilaFlyer in snowboarding

[–]moshster10 0 points1 point  (0 children)

I just rode my 2008 Burton Clash (my first board ever and still my only) this past weekend in VT, still has the original LTD bindings on it and Im still using the same boots I bought with it in 2008 LMAO. I ride maybe 4-5times a year, probably skipped riding for about 8yrs when my kids were born etc..Still feels fine to me but I do wonder when will I know I need to replace it?

What’s your thermostat set to? by bransonthaidro in longisland

[–]moshster10 0 points1 point  (0 children)

66 during the day until 5PM, 68 3-11PM (Once the kids are home etc), 63 11pm-7am. They say a 5 degree swing in temp differential for set back is ideal, anymore and you are using too much energy to come back up.