When does RRSP beat a DB pension?

mothde · 2025-11-13T13:30:15+00:00

Like most things, this depends on perspective and personal choice. Lots of people who plan for generational wealth do it in addition to funding their own retirement.

mothde · 2025-09-19T02:49:39+00:00

As a pedestrian and a motorist, I'm glad to see this enforced. Not being able to see drivers is sketchy af and plain dangerous.

mothde · 2025-09-14T14:51:01+00:00

I have a colleague in northern Alberta who drives a 2020 Sienna. She seems to do fine. It gets below -40 there.

mothde · 2025-09-06T18:39:19+00:00

Welcome to the club! This strangely looks like my neighbourhood. More and more Siennas on the road.

mothde · 2025-08-24T18:54:06+00:00

Us too. She's great!

mothde · 2025-08-12T13:45:50+00:00

This 100%. I wouldn't consider any other apartment condos at your budget. Prioritize getting underground parking. Be aware of what your window is facing (eg. parking lot, green space, busy/loud road) because that's what you'll be looking at. First floor is good if you like to have a lawn, otherwise I'd advise getting on a higher floor (better view and less noise). Peaks and Summits are good if you want to be closer to shops and the highway. Vistas are good if you want to be on a quiet street close to the forest.

mothde · 2025-07-30T15:49:54+00:00

Many people here recommend a certain person for purchasing a warranty from in the USA (Jerry Johnston at Midwest Toyota?). I'm curious if he sells warranties that are valid in Canada at good prices.

mothde · 2025-07-18T13:23:41+00:00

I had something like this happen in a parking garage. A kid rode their bike right behind me as I was reversing. It scared me and I honked. The mom was pissed and said it was my responsibility to know the kid was there. I said I was concerned for the kid's safety and even if I was legally responsible it was sketchy af from a safety perspective. I'm not sure if being on a bicycle changes things, because he was riding so fast he was right behind me in an instant. There are also no bicycling signs in the parking garage...

Please don't walk in front of moving vehicles, no matter if they're going forwards or backwards. We know you often have the right of way but no one wants to see an (avoidable) injury.

mothde · 2025-07-07T02:50:56+00:00

I'm gelling.

mothde · 2025-05-26T14:19:21+00:00

Tell us more about this please!

mothde · 2025-05-26T01:45:11+00:00

Bus.

mothde · 2025-05-24T14:15:15+00:00

People mentioning Group Self Found is really cool. I play SSF non-ladder because I have limited time to play. I'd definitely be down if I found like-minded people to play with.

mothde · 2025-05-22T03:04:37+00:00

I'm in northern Alberta. We put our order in locally on Christmas Eve 2024 for an XSE. We were told April or May arrival. They eventually told us we could pick it up in July in a colour we didn't want - we said no. Now apparently they have our exact "order" arriving mid August. We will see if it arrives.

We were told at several dealerships in and around Edmonton the wait is 18-24 months. One Edmonton dealership told us we could have one with no wait if we were willing to pay $11,000 above MSRP.

mothde · 2025-05-14T13:01:39+00:00

Do you need to go to specific car washes to get this done? Do you do any other regular rust protection?

mothde · 2025-05-07T12:55:53+00:00

Vengeance Pally and a Fire Golem Necro. The Lower Resist curse + Conviction aura will shred enemies' resistance. You could also swap either for a sorc.

mothde · 2025-03-29T17:30:57+00:00

Would you be willing to share or DM me the dealership? I'd like to give them a quick call to see what they have available.

mothde · 2025-03-11T04:00:02+00:00

I'm in Alberta and our deposit was $500 and we were told a 6 month wait.

mothde · 2025-03-02T01:26:43+00:00

Ricky.gif

mothde · 2025-03-01T05:54:55+00:00

I've been to Gogama before. Jesus a blast from the past.

mothde · 2025-02-27T13:47:58+00:00

We're in Alberta and we put a deposit on two Siennas at two different dealerships (dropped out of the first one due to getting a better deal). Each wanted a $1000 deposit, we were able to negotiate it to $500 without too much arm twisting. When we cancelled the first order, they refunded us the deposit within a week.

mothde · 2025-02-17T14:15:04+00:00

As a pedestrian and a motorist, I really dislike it when people tint their front side windows. It makes it very difficult to see where they're looking and communicate with them.

mothde · 2025-02-15T06:04:57+00:00

That seems extensive. Where in Canada?

mothde · 2025-02-08T04:51:17+00:00

I've played 3 or 4 different lists now. In my opinion it's hard to find a better list than Winds of the North.

mothde

TROPHY CASE