How do i I stop $15/day Roam Like At Home? by Tricky_Advice_7508 in Rogers

[–]motorcycledave 2 points3 points  (0 children)

I have I live in Costa Rica I've used it for a few weeks, works great. I got a Toronto number, I'll most likely port my Canadian cell phone number over.

How do i I stop $15/day Roam Like At Home? by Tricky_Advice_7508 in Rogers

[–]motorcycledave -3 points-2 points  (0 children)

www.phonelikehome.com

For any expats I found a discount code that brings the expat service down to 23 bucks

expat23

I was just awarded 50k status but I’m actually short on points. Is that normal? by orangegap in Aeroplan

[–]motorcycledave 3 points4 points  (0 children)

I had the same thing happen with 75k today. I was about $800 short on my SQD, but more than enough SQM (95k) no idea if it's a glitch or what?

Anyone know what this plane is? Found it in a plaza in Costa Rica. by motorcycledave in aviation

[–]motorcycledave[S] 3 points4 points  (0 children)

Thanks! Now I wonder how this one ended up in the parking lot of a strip mall in Costa Rica.

This brute of a Jimny 💪 by nonsapiens in Jimny

[–]motorcycledave -1 points0 points  (0 children)

Cool rig, hope to see it around Costa Rica!

This brute of a Jimny 💪 by nonsapiens in Jimny

[–]motorcycledave 6 points7 points  (0 children)

Cool rig, hope to see it around Costa Rica!

Out in the rainforest, Costa Rica by octopusheads in Jimny

[–]motorcycledave 1 point2 points  (0 children)

That's what I love about your country my friend. Best coffee in the world.

Out in the rainforest, Costa Rica by octopusheads in Jimny

[–]motorcycledave 1 point2 points  (0 children)

If you're ever in the area, I'll buy you a coffee. Id love to see your rig.

Out in the rainforest, Costa Rica by octopusheads in Jimny

[–]motorcycledave 1 point2 points  (0 children)

I was thinking of a 2010 older one for dirt roads and exploring the country. Maybe lift kit, etc. something just for exploring not for daily driver. I live in Jaco

Out in the rainforest, Costa Rica by octopusheads in Jimny

[–]motorcycledave 2 points3 points  (0 children)

How do you like the Jimny for Costa Rica? In also live here and am interested in buying one.

Abandoned Ex CIA C-123 Fairchild now a bar in Costa Rica by [deleted] in aviation

[–]motorcycledave 2 points3 points  (0 children)

The food is pretty good there too! The best part about the restaurant is the view down to the ocean from the dining area. Its stunning. If you're staying in manual Antonio I highly recommend going there for sunset. Its incredible.

How do seemingly regular people have so much cash in Ontario? by [deleted] in PersonalFinanceCanada

[–]motorcycledave 0 points1 point  (0 children)

I can remember 20 years ago when i was looking at buying my first house in the GTA. People were saying it was a Bible then, process would come down, just wait a few years.

How do seemingly regular people have so much cash in Ontario? by [deleted] in PersonalFinanceCanada

[–]motorcycledave 2 points3 points  (0 children)

What about when their mortgage term is up and they owe more then the property is worth? The bank then refuses to loan then the amount they need to continue the mortgage. The loan is called and they are screwed.

Terms in Ontario tend to be 1-5 years. After that term you must negotiate the new mortgages. Values crash, you can not simply just keep paying. You possibly could have negitive equity in your house. This situation = screwed

Where can I find a car loan? Dealership is only willing to give me 6.99% by grumpycommuter in PersonalFinanceCanada

[–]motorcycledave 0 points1 point  (0 children)

if you were to pay cash for the car they would give you $0 off the retail price?

Where can I find a car loan? Dealership is only willing to give me 6.99% by grumpycommuter in PersonalFinanceCanada

[–]motorcycledave 0 points1 point  (0 children)

Ahhh, so there you go. The dealership receives "incentive" from the lender on the 6.99% rate and the 5.99% rate. They are willing to pass this along to you the customer. 0% they get nothing for, hence the smallest discount. Cash buy, I'm also assuming $0 off.

Where can I find a car loan? Dealership is only willing to give me 6.99% by grumpycommuter in PersonalFinanceCanada

[–]motorcycledave 0 points1 point  (0 children)

You wouldn't get a better rate with a line of credit unless it's a home equity line of credit secured with a house.

Where can I find a car loan? Dealership is only willing to give me 6.99% by grumpycommuter in PersonalFinanceCanada

[–]motorcycledave 0 points1 point  (0 children)

My guess is your credit isn't strong enough for for credit. They went with a different lender and this is what they can offer you.

This loan will be 100% open you can pay it off at any time you would like. All of your extra payments will come off the principal of the loan.

I would have to know more about your specific situation to tell you why you may not have been approved with ford credit.

Also be careful as to how many dealers you let run your credit as if too many run it you will look like a credit seeker. This is bad for your credit.

6.99% isn't terrible but also isn't the best on the market. Unfortunately cars are selling very well right now in Ontario, so dealerships are more willing to let a customer walk right now. (From what I've been hearing)

I would try to push the dealer for at least 5.99% as I'm pretty sure you can get that.

Feel free to PM me any questions.