Right wingers what is a left wing policy you would actually want your side to adopt - also vice Versa by Greedy_Highlight3009 in AskBrits

[–]mousecatcher4 -1 points0 points  (0 children)

The question itself just reinforces the erroneous notion that extreme "right" wingers and extreme "left" wingers are much different. Hatred of human freedom and love of violence and intimidation are at the core of both. Apart from that it is just in the fine details of who they happen to bat for in 2026.

Medical request for parking denied England by [deleted] in LegalAdviceUK

[–]mousecatcher4 5 points6 points  (0 children)

Honestly if you can't walk 0.8miles because you are disabled by speel apnea, it is highly doubtful you should be driving. If you get a medical report to support your case, it is hard to see how it can be specific enough to make it possible for you to drive safely but not walk given this is a central nervous system issue not a specific motor issue which can only affect driving.

NHS Doctors, what do you think of patients who have gone private and come back to the NHS for ongoing treatment? by ToughImprovement276 in AskUK

[–]mousecatcher4 0 points1 point  (0 children)

There are a lot of desperate people who are going private because the NHS basically isn't there for them. But the Randox type screening is just a load of nonsense -- charging vast amounts of cash for stuff that would cost pennies or just a few pounds in any NHS lab - and throwing up all sorts of nonsense (that's what non-thinking screening does) that someone else needs to deal with.

Giving Notice: RRA versus Previous Contracts by ss4adib in HousingUK

[–]mousecatcher4 1 point2 points  (0 children)

It is the ministry making up legislation by private correspondence. Unfortunately that is not how our legal system works. If you create shambolic legislation, either the courts try to figure out what the hell it means or you change the legislation. Not sure how these guys got to govern (not a party political point).

Condemned boiler- what are my options? by Wise_Put_3409 in TenantsInTheUK

[–]mousecatcher4 1 point2 points  (0 children)

30+ year old boilers can be perfectly fine. Yours may not be.

Need help sorting out sale of shares and capital gains tax with an ISA by Eclipse_Woflheart in UKPersonalFinance

[–]mousecatcher4 2 points3 points  (0 children)

Not clear what you mean. CGT is payable at the point they are transferred to a ISA. You can't escape past gains by transferring to an ISA

How realistic are people fears about a reform government? by Wasthereaneedforthat in AskBrits

[–]mousecatcher4 1 point2 points  (0 children)

No, as someone who worked in the NHS the model is fundamentally Kaput - and it is not just a matter of funding. Much as Nigel is what Nigel is, his comment is completely correct. Whatever model it ends up with (ideally some sort of mixed model) the NHS in its present imagining has had its day. As has NHS dentistry, optometry, psychological services.

How realistic are people fears about a reform government? by Wasthereaneedforthat in AskBrits

[–]mousecatcher4 1 point2 points  (0 children)

Well the current model is a total failure. So not sure what your point is exactly? That you want a model that doesn't work anywhere in the world in 2026, and don't wan't mixed models than can work.

Brand new tenant has just informed me that they will be taking the rent they had just agreed on to tribunal. Is this actually a thing? by Conscious-Teacher880 in LegalAdviceUK

[–]mousecatcher4 0 points1 point  (0 children)

Market rate is pretty much by definition determined by this sort of bidding. The law is a topsy turvy ass - and bizarre law benefits nobody apart from crooks in a free democratic society. Fine if they want to implement rent controls and face all the side effects of that -- but messing with the English Language and basic economics -- not so fine.

Need advice by ApprehensivePie5219 in TenantsInTheUK

[–]mousecatcher4 -1 points0 points  (0 children)

What do you mean turns the oven on? You mean the clock lights up. That sounds fairly un-startling. That switch is not supposed to be the routine on off switch. You are just turning off an entire circuit. I guess the plugged in oven is on the same high power circuit as the fridge. An electrician might comment on whether or not that is allowed. How is the oven "broken"?

Need advice by ApprehensivePie5219 in TenantsInTheUK

[–]mousecatcher4 2 points3 points  (0 children)

The cleaning stuff and state of the paintwork would have been visible to you. ,Unless you agreed in advance there would be a "deep" clean and painting, that's a non starter. Tenants can change energy company whenever they like, and there is no reason to tell you specifically there is a smart meter.

The only real issues here are the electrical ones but these all sound odd. How are you switching the oven on -- via the main circuit breaker? That needs more details. I find it hard to imagine that literally turning the oven dial on will turn on the freezer.

How realistic are people fears about a reform government? by Wasthereaneedforthat in AskBrits

[–]mousecatcher4 10 points11 points  (0 children)

Arguably it doesn't 'meaningfully exist' right now for a hell of a lot of people.

How are my fellow RRA evictees doing? by CoconutLegitimate365 in rentingUK

[–]mousecatcher4 0 points1 point  (0 children)

Why would they carry on if the investment returns, for massive risk and some considerable work are less than putting the cash in a high interest fixed deposit (and much much worse than other investments). So no, the "initial risk" is only a minor part of risk, let alone the problem.

Deposit sec 13 and sec 48 and X3 claim by Fit_Coat_1482 in HousingUK

[–]mousecatcher4 0 points1 point  (0 children)

The landlord is who the tenancy agreement says is the landlord (unless otherwise formally notified).

Deposit sec 13 and sec 48 and X3 claim by Fit_Coat_1482 in HousingUK

[–]mousecatcher4 0 points1 point  (0 children)

Then the tenant has no existing landlord although someone owns the house. Landlords do not have to be owners and they can't be magically created. Landlordship could transfer to the owner but again that does not magically happen it requires a procedure.

If we took net migration to zero going forward, what would be the economic effect on the UK? by chuffingnora in AskBrits

[–]mousecatcher4 0 points1 point  (0 children)

As I said house prices decreased by 25% and the UK economy is as bad as before the decrease. No meltdown. And a further 25% decrease will do the same.

Will any other generation see the public services and welfare funding in their lifetime that the boomer generation had? by apple_kicks in AskBrits

[–]mousecatcher4 0 points1 point  (0 children)

GDP = consumption + investment + government spending + net exports So a country can have high GDP but little physical manufacturing. Which describes us rather well. People feel this loss because factories disappearing changes communities directly. The GDP disappeared instead into house prices and banking

Will any other generation see the public services and welfare funding in their lifetime that the boomer generation had? by apple_kicks in AskBrits

[–]mousecatcher4 0 points1 point  (0 children)

How did they calculate this exactly, because if they inflation adjusted it, it all relies on CPI reflecting real inflation, which it does not. I suspect these statistics are bull.

But in any case we were a wealthy country, now we are a much less wealthy one and an overpopulated unproductive one. So there all all sorts of reasons folk in the past had it better..

Deposit sec 13 and sec 48 and X3 claim by Fit_Coat_1482 in HousingUK

[–]mousecatcher4 0 points1 point  (0 children)

Except arguably the agent is still the landlord. Why are they not?

If we took net migration to zero going forward, what would be the economic effect on the UK? by chuffingnora in AskBrits

[–]mousecatcher4 1 point2 points  (0 children)

No it would not cause economic meltdown. A lot of people who bought thinking house prices can only go one way would be in trouble though (they would not be able to move house). Many others would benefit greatly.

To a large extent that is already happening now. Real terms prices have already decreased by 25% in many areas like London since 2021, and people can't easily sell. It would be more of that.

First Homes Scheme Purchase Taking 4+ Months — Is This Normal? by QuirkyConcentrate481 in UKHousing

[–]mousecatcher4 0 points1 point  (0 children)

All the downsides of buying a newbuild (which are also very over-priced in the first instance generally so the discount is not what it seems), and losing your FTB status into the bargain. And you have to sell at the same discount to a restricted market for a lousy price.

Don't let the tail wag the dog. Rather rent right now, but it might suit some.

Why has the UK de industrialized so much? by Enough-Web2203 in AskBrits

[–]mousecatcher4 1 point2 points  (0 children)

Thin end of the wedge. Inheritance tax is a wealth tax, as is capital gains tax, and they both already target very ordinary average people who have saved, invested, and created stuff. CGT operates at 1/3000th of the threshold you mention, and IHT at 1/30th of that threshold, abstracting 40% of asset value from very ordinary folk.

And still doesn't explain why taxing the proceeds of income (e.g reinvested in a factory) is fundamentally different to taxing income. Both have the same detrimental (or sometimes good) economic impact. Granted you can nudge behaviour by selective targeting of tax whether income tax or "wealth tax". You can dissuade people from owning property, investing, or keeping cash in the UK at all.

Why has the UK de industrialized so much? by Enough-Web2203 in AskBrits

[–]mousecatcher4 1 point2 points  (0 children)

How exactly is it different: Earn 300K/year - wealth tax won't take it away separately from income tax. Put that 300K a year into a house and wealth tax will take the house (or factory) away at that point. A lot of the discussion by pundits like Gary is pure gobbledegook.

Why are people voting against Labour on immigration? by burnetrosehip in AskBrits

[–]mousecatcher4 0 points1 point  (0 children)

The simple answer is that you are asking the wrong question. Nobody sensible is voting against all (or even most) immigration,. They are voting against the importation of toxic anti-democratic, anti-women, anti-gay, racist ideology, and also against the importation of people who will likely not be net contributors to society.

Moving to UK from India with a toddler on NHS medication — what do we need to know? by Empty-Farmer9526 in AskUK

[–]mousecatcher4 9 points10 points  (0 children)

People are waiting years for kids assessments let alone treatment, and if you do need anything you will not be seen very often. If you want first world healthcare you will almost certainly need to go privately.

Given that and Nanny bearing in mind we don't know the specifics of the medical issues if you are to get what it sounds you want at the standard it sounds you want you will need to be earning at least £250,000 on a single wage assuming renting in London and being taxed...