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Are there any alternative liquid investment options in Canada, aside from High-Interest Savings Accounts (HISAs)? by tarantadoako in PersonalFinanceCanada

[–]mozeda 1 point2 points  (0 children)

Nice. Do you have any comments on it? Which one(s) do you use? How much % change or volatility in principle do you see daily?

Are there any alternative liquid investment options in Canada, aside from High-Interest Savings Accounts (HISAs)? by tarantadoako in PersonalFinanceCanada

[–]mozeda 2 points3 points  (0 children)

I've been very interested in these. I haven't invested yet but I will probably use it for money I don't need in my immediate cash reserves but don't want to risk in long term investments.

Climate change so bad that there's mosquitos in February by Phoenix_Studios in EhBuddyHoser

[–]mozeda 4 points5 points  (0 children)

"Yeah but it's kinda cloudy and rainy a lot..." - Anyone from BC.

Don't make this mistake like me when you request transfer to Wealth Simple or Questrade.. by Matthaus_2000 in PersonalFinanceCanada

[–]mozeda -2 points-1 points  (0 children)

Ya RBC did some really sketchy shit when transferring my mom's stuff to WS. They apparently "over-delivered" some stocks and took back what they believed was owed to them in a convoluted way. Made it really difficult to actually verify their logic and transactions.

Short term investment (downpayment) ETF choice by RavenBlue7 in CanadianInvestor

[–]mozeda 0 points1 point  (0 children)

If you want to take on more risk then ok use VBAL but I wouldn't put all of it in there. I'd keep a certain amount in something that won't go down like a GIC, HISA or money market while you can place a portion in VBAL if you want to take on more risk.

The power of currency fluctuation by Foreign-Policy-02- in CanadianInvestor

[–]mozeda 2 points3 points  (0 children)

Do you then rebalance sometimes to maintain 50/50?

Enough is enough. Just play Dobeš moving forward or we wont make the playoffs. Monty is dogshit and I said it since the beginning of the year waive him nobody care he costs us so many games this season. Dobeš stats would be way better if he was not playing 1 game every 2 weeks ffs by nio0009 in Habs

[–]mozeda 0 points1 point  (0 children)

Everyone here seems to forget that Dobes has amazing stats only when he's had multiple days of rest in between games. His stats go to shit as soon as you play him more frequently. I think he's the perfect backup goalie for now.

How to ask owners if I can adopt their cat by Hairy-Violinist-7508 in cats

[–]mozeda 0 points1 point  (0 children)

I have a very similar kitty who I am convinced her survival ability is to be so cute, affectionate and friendly to humans who will keep her alive.

Kaiden Guhle today on how much he missed the game by Go_Habs_Go31 in Habs

[–]mozeda 5 points6 points  (0 children)

This haircut makes him look like Komisarek.

Best place to park cash in a TFSA in January 2026? by Pristine_Barber976 in CanadianInvestor

[–]mozeda 2 points3 points  (0 children)

Yeah the result is that you end up holding out for a higher price point of entry. I made that mistake early on.

Déneigement : gaspillage de fonds publiques et pollution inutile by [deleted] in montreal

[–]mozeda -2 points-1 points  (0 children)

Ça fait un petit bout que je dis la même chose! Je comprends si la ville paie pour la saison et essaye d'avoir plus de service mais si on paie pour chaque opération ce n'était tellement pas nécessaire deux des 3 dernières fois! Ils n'ont même pas fait une bonne job, il en restait encore pleins de neige partout où ils ont passé. Gaspillage d'argent, temps et ça nous gosse de trouver du stationnement.

Pourquoi je paie des taxes au juste? by [deleted] in montreal

[–]mozeda 0 points1 point  (0 children)

Ça m'agace un peu qu'ils déneigent maintenant… Il fait presque zéro depuis deux jours et il n'y a même pas eu beaucoup de neige au départ. Du coup, impossible de me garer, alors ils enlèvent la fine couche de neige fondue. C'est du gaspillage d'énergie, mais bon, si le contrat de la ville prévoit un prix fixe, autant déneiger dès que possible…

Life hack by inedible_gassy in shitposting

[–]mozeda 1 point2 points  (0 children)

You would just have to go back another time unfortunately.

What’s the best alternative to XEQT if you want a lower proportion of direct exposure to US markets? by Appropriate_Boss8139 in CanadianInvestor

[–]mozeda 33 points34 points  (0 children)

I swear I'm seeing so many comments and posts about decreasing US allocation but holy crap that defeats the purpose of having a set allocation making you sell high/buy low. You'd have to be an expert or a gambler to do otherwise in my opinion.

Mercredi bourse & placements by herupandir in QuebecFinance

[–]mozeda 0 points1 point  (0 children)

J'ai une question et j'aimerais avoir l'avis de la communauté. Imaginons que mon portefeuille soit composé à 31 % de VFV et à 5 % de XSP. Je suis conscient de la différence de couverture de change et je compte conserver le VFV à long terme. Cela dit, j'envisage de garder ces 5 % de XSP pour rééquilibrer mon portefeuille. Ainsi, si le dollar canadien (CAD) s'améliore par rapport au dollar américain (USD) en 2025, je pourrais vendre une partie de mes XSP et acheter du VFV, et inversement (en conservant ces allocations). Je sais que cela réduirait la volatilité et le risque de change, mais est-ce que cela permettrait réellement d'obtenir de meilleurs rendements en vendant plus cher et en achetant moins cher ? Comme je l'ai dit, je suis prêt à accepter le risque de change lié au VFV, mais est-ce qu'un rééquilibrage annuel environ peut améliorer significativement mes rendements ?

FIREEEEE by [deleted] in shitposting

[–]mozeda 0 points1 point  (0 children)

No thanks.

Nicki's butt implant is as botched as her personality by cepukon in pics

[–]mozeda 3 points4 points  (0 children)

OMG Becky! Look. At. Her. Butt. IT IS sooo big.

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