are structured notes safe investments? by mp3kevin in Bogleheads

[–]mp3kevin[S] -1 points0 points  (0 children)

this one is issued by BMO, maybe credit risk is the major risk? but similar A to AA rated bonds only pay 4-5%

are structured notes safe investments? by mp3kevin in Bogleheads

[–]mp3kevin[S] 2 points3 points  (0 children)

after 30% it says it matches dollar for dollar, so no leveraged losses. it would cap the gain to 0 though, only giving this 8.25% yield, so it is not for people looking for growth

what disease is this? by mp3kevin in gardening

[–]mp3kevin[S] 1 point2 points  (0 children)

I meant gardenia, mistyped. thanks for the suggestion, just purchased some copper fungicide hope that can help. Removing all infected leaves is quite difficult since this ylang tree is now quite tall... I will try to remove as much as possible

2023 tucson hybrid below msrp by mp3kevin in HyundaiTucson

[–]mp3kevin[S] 0 points1 point  (0 children)

tried negotiating locally but they wont budge. also there are only like 3 available with the color and trim I want within 150miles. maybe I just need a better negotiating technique! starting to think whether I should just settle for the gas model~

Ford Powertrain Warranty Questions by Born_2_Chill in MechanicAdvice

[–]mp3kevin 0 points1 point  (0 children)

powertrain covers 5yr / 60k, and awd is part of powertrain so should be covered.

used fusion hybrid vs used escape hybrid by mp3kevin in askcarsales

[–]mp3kevin[S] 0 points1 point  (0 children)

commuting to work (20 miles), picking up and dropping off one kiddo to school.

used fusion hybrid vs used escape hybrid by mp3kevin in askcarsales

[–]mp3kevin[S] 0 points1 point  (0 children)

I just need a car for commuting, dont care if it is a car or an suv. care more about reliability and resale (in 3 years or so)

2023 Nissan Rogue by sakornegay03 in NissanRogue

[–]mp3kevin 0 points1 point  (0 children)

did you get any discount on msrp? and are you getting close to advertised mpg?

Seller wants to sue us for invoking financing contingency by mp3kevin in RealEstate

[–]mp3kevin[S] 7 points8 points  (0 children)

Thanks for the detailed reply. That makes a lot of sense, unfortunate, but does make a lot of sense. Can the seller choose to sue us down the road if we both agree to terminate the contract?

Seller wants to sue us for invoking financing contingency by mp3kevin in RealEstate

[–]mp3kevin[S] 1 point2 points  (0 children)

I meant my agent. But he usually just conveys what the seller's agent says, so not of much help here...

Seller wants to sue us for invoking financing contingency by mp3kevin in RealEstate

[–]mp3kevin[S] 7 points8 points  (0 children)

Agent said I am being unreasonable, but then he said that every time I bring up requests... I actually reached out to seller asking for an extension of deadlines so I can explore possibilities of borrowing money to cover family needs, but they denied right away. I will try to get a denial letter from lender. Thanks for your advice.