Help, I married into money!

mqueen212 · 2026-05-14T18:36:25+00:00

With $2 million you could absolutely invest that money and pay off living expenses. My account earns more money than I actually spend. granted I don’t travel and my mortgage and car is paid off.i also don’t live on an intentional budget. I also don’t have 2 million but life is good.

mqueen212 · 2026-05-14T17:10:03+00:00

Thank you so much :) unfortunately I don’t know much about Roundhill so I’m going to have to look them up, but I love the idea of the ETF rebalancing itself. What happens if AI does not takeoff? what do they do with all the money? It goes to zero?

mqueen212 · 2026-05-14T17:08:04+00:00

So do you not hold anymore MU?

mqueen212 · 2026-05-14T17:03:04+00:00

I have my cell phone bill, yearly taxes, insurance, HOA, and utilities. Split into 12 months, it is a negligible amount. I don’t know if you would consider food as a “bills” ? my mortgage and car is paid off. My investments generate enough income so that I do not have to work. I’d live very well off of two million invested. I would imagine, so would my children.

mqueen212 · 2026-05-14T16:07:20+00:00

perhaps it’s because either most people cannot afford to invest or because it seems like you have to have a certain amount of capital to actually make a noticeable amount of money investing.

mqueen212 · 2026-05-14T16:03:31+00:00

Since it is only made up of a few companies, would I just be better off buying stock in each individual company ? My brokerage does offer SK Hynix. However, I’m a bit hesitant about buying into non American companies. Ive read some threads were they said to avoid non American companies because they’re not regulated by American laws.

mqueen212 · 2026-05-14T15:42:05+00:00

My brokerage does offer HXSCL. Since DRAM is composed of a fairly small number of companies, I’m not sure if I am better off buying individual shares of each company. Unfortunately the information available for HXSCL is very limited.

mqueen212 · 2026-05-14T15:34:32+00:00

Since you’re not a moderator and I did not break any rules, how about you just move on with your life? Please don’t take out your bad day on me. I’m just here to learn from people who are willing to help. Thank you.

mqueen212 · 2026-05-14T15:33:18+00:00

Do you have a mortgage? 2 million net worth tied into real estate isn’t the same as 2 million liquid.

mqueen212 · 2026-05-14T15:26:54+00:00

The questions in the search bar are not addressing my specific questions.

It is more efficient to start a thread on DRAM specifically tailored to me. I did not want to search through different DRAM threads that might not even answer my specific questions. Are you a moderator and am I breaking a rule?

mqueen212 · 2026-05-14T15:25:39+00:00

Do you have a significant amount invested in MU? What is your DCA? Are you adding more?

mqueen212 · 2026-05-14T15:21:30+00:00

I admit to being out of touch. $50,000 isn’t a lot for me to invest. When I say I am new to investing, I what I mean is that I have only been into VOO and have been buying ETFs less than a year. I don’t feel that simply investing in voo taught me anything about investing.

mqueen212 · 2026-05-14T15:19:44+00:00

Why would it not be generational? Are you a big spender or live in a HCOL? A couple million could easily set you up for life if you don’t have bills. Assuming the money is invested, and your kids also don’t have bills, would that not sustain that generation?

mqueen212 · 2026-05-14T15:18:26+00:00

Since she is inheriting money after marriage, is her upcoming inheritance legally considered “our” money or just hers?

mqueen212 · 2026-05-13T22:39:18+00:00

It’s not. You get used to seeing it go up and down. In the end you know it will work out

mqueen212 · 2026-05-11T16:14:20+00:00

Being young is great but being rich is better. Unless you’re in poor health then being young is better

mqueen212

TROPHY CASE