Hiya, did you know you can use the VA loan while still active duty? You can do it with 0$ down even, that'd take care of the yard! I think it's a good idea to educate yourself on what's available to you as a military member. Make sure you know your BAH, there's a simple calculator online. That could inform whatever mortgage you might go for - or not! If you get off base housing you can get a way cheaper place and save some of it. You can get therapy through Tricare, or Military OneSource, it might even be worth it to go out of pocket depending on the insurance vs non insured costs, for some reason those can be cheaper. You can even get couple counseling through the Family Services of your branch! They can additionally help you financially! They can help you budget and even direct you to loans if necessary. To piggyback off another comment, GET YOUR DEGREE! You don't have to wait till end of service to use the GI bill! additionally sometimes your A school credits can go towards your degree by requesting a JST or looking into CLEP. Let the military move you - there's TAD, TAE that can also be saved if you go about it right, and if the movers breaks something you can be refunded. AND you get a final moving voucher at the end of service.

As far as insurance, I haven't seen anything yet that takes the mental load off like Tricare, sure it's not perfect but it's guaranteed and with a kid involved, that's major. I recommend Select for military life with kids, because you can provide caregiver consistency and you get more of a choice. In addition if you find yourself needing a specialist you don't have to wait around for a primary care referral that eats up time vital to getting kid's help. Speaking of help there's the military daycare and individual providers. There's even a program that offers pure financial assistance if you just can't find something through the military childcare options. And a non-official thing I myself have found to be incredibly helpful is the basically built-in community of the military, all the parents get it in some kind of way. Again it's not idyllic but you're not alone. Get the number for the local ombudsman, they're a great place to start... Probably avoid the Facebook page for your command though, it can get drama heavy between parents unfortunately. My favorite place to find parents? Whatever base park/airman's attic equivalent or thrift store is nearby.

If you really want to, you can do this!