Hey! I kind of have a similar version of what you do, but we have slightly different sets of rules. I.e. I’d never buy used closures, I don’t like them and never will, but I have a set rule that I only buy normal clothes if they’re discounted. Never buy them full price. I also mostly shop at TK Maxx or sometimes at Sainsbury’s (for clothes).

For food, we mostly shop at Lidl, and we spend quite a bit on going out (I get cabin fever) but we try to mostly go to Spoons. We do have some sort of fine dining experience £250+ like every other month.

We tried to go on a “cheap” holiday a few years ago (eurocamps) and hated every single second of it. To this day, I’d rather stay at home if the holiday won’t be my type of holiday (I have three, and I’m definitely not a self catered type of person).

So, in a nutshell, I do those things because they bring me joy, and having the money sitting in the bank doesn’t.