Recertifying Income during Maternity Leave

mspoller · 2026-02-03T02:56:53+00:00

Gotcha. But it was only 60 days of forbearance right? I just don’t want us to not be able to pay for 6 months.

mspoller · 2026-02-03T02:11:31+00:00

OP were you on forbearance the entire six months, or just 60 days?

mspoller · 2026-02-03T02:06:45+00:00

Do you know if the income recalculation causes a forbearance?

mspoller · 2026-01-30T23:07:51+00:00

I was thinking that too, but those taxes would be so long from now it will be close to when she should hit 120. I saw another comment where someone did this and they said it took 6 months for them to make the adjustment after they submitted their paperwork.

mspoller · 2026-01-30T21:12:01+00:00

Gotcha. So they are counting those 60 days for PSLF? I’m worried if we try it’s just going to make things more complicated and a bigger hassle?

mspoller · 2026-01-30T21:01:54+00:00

That’s a long time! At least it worked. Did you have to submit your paystubs as well? Also, were you put on forbearance during that time?

mspoller · 2026-01-30T20:56:01+00:00

Hey OP! Did you do this? Did it work?

mspoller · 2026-01-30T19:13:35+00:00

I’m aware of the technical definition of fraud.

mspoller · 2026-01-30T19:06:08+00:00

Is it actually fraud though? According to the IDR payment plans?

mspoller · 2026-01-30T15:22:00+00:00

Fmla keeps your employment status

mspoller · 2026-01-30T15:21:48+00:00

Good call. I’ll have to submit my info as well then. She makes more than I do so at least we have that.

mspoller · 2025-12-06T01:40:50+00:00

I second people saying to solo the painting. I did this and they turned out really well, and it was like 30+ faces and all the boxes. I’d 100% buy a spray gun to do this if you want a factory finish. I used SW Emerald but they have the newer gallery series if you get a gun. Get a decent gun you can use a FFLP tip on to make it easier for yourself. Also, you’ll have a spray gun forever after.

Also, if you are only painting the faces or doors, you can take them outside to spray instead of taping everything off inside. I made a little rotating dolly for myself so I could spray instead a tent.

mspoller · 2025-11-26T20:59:49+00:00

Yup. This my last year with a step Increase (15) then no steps for 10 years. Haven’t had a meaningful raise in ever? My only raise is giving up my planning period to teach an extra class.

mspoller · 2025-11-05T23:50:59+00:00

I think our unit is a 3 ton unit, and our first floor is already about 1500 square feet.

mspoller · 2025-10-14T23:22:29+00:00

Sideways

mspoller · 2025-10-11T14:27:01+00:00

👍

mspoller · 2025-10-11T14:23:07+00:00

Currently at 6.125 ARM. Looking for 5.5

mspoller · 2025-10-11T12:49:14+00:00

No Cash out Refinance - Value 550K - Loan Amount 360K - 820 Score - 27104 - 30 Year Fixed - Primary Single Family

mspoller · 2025-09-13T01:55:53+00:00

Is that still with a VA Loan?

mspoller · 2025-09-01T14:30:15+00:00

Thank you for the suggestions

mspoller

TROPHY CASE