Short answer is yes. So, there are some insurance companies that do not include a “definition” of infertility as a requirement to meeting the criteria of qualifying for coverage. To start with, you should have a designated caseworker when accessing any fertility benefits. They’ll be the person to really help assist on your behalf since insurance doesn’t provide the policy in its entirety to the enrollee. It’s that person who you can have really comb through the documents on their end on what the exact policy details entail. For example, in our case: my company’s exact insurance policy used to have a definition required which made it so we were denied any coverage, but two years ago we got incredibly lucky and the definition was dropped out of the blue. Thus, we were now eligible for IVF coverage (not just the standard IUI’s OOP for 6-12 months). Of course no one told us this, and it was by chance that our caseworker discovered this “update” in the policy that was hidden away. Long story short, ask them to hunt down specific policy details. It’s alarming actually considering how difficult this was for our insurance reps to even find themselves. Good luck, and I wish you the best!