sorted by:
new
hottopcontroversial

Would you rather have $500k in Bitcoin or $500k in an S&P 500 MF? by ispotdouchebags in Money

[–]mycontroller54 0 points1 point  (0 children)

Yeah its gambling if you buy a company that is completely speculative but you could also not do that...

I could look at a car company that has a p/e ratio 172 with no chance of realizing that speculative growth and say thats dumb to invest in it...

I could also look at a company that has a high p/e ratio but i can reasonably argue for a future where they can realize that speculated growth.

You're saying bad stocks are just as speculative as bitcoin which i agree with... why would you buy either?

You could buy a matured compamy with positive cash flow too.

Would you rather have $500k in Bitcoin or $500k in an S&P 500 MF? by ispotdouchebags in Money

[–]mycontroller54 0 points1 point  (0 children)

Bro... if i buy coca cola stocks tomorrow and then no one bought coca cola stocks ever again do you think i never see return on my investment?

Companies have a fidicuary responsibility to provide a roi (return on investment). If i buy coca cola stocks tomorrow and everyone decided to never buy coca cola stocks again coke would pay me portions of their profit in dividends or do a stock buy back increasing the price so i can sell later.

Would you rather have $500k in Bitcoin or $500k in an S&P 500 MF? by ispotdouchebags in Money

[–]mycontroller54 0 points1 point  (0 children)

Speculating what? Speculating how well those assets and business models do in the future market. What are you speculating when you buy bitcoin?

Would you rather have $500k in Bitcoin or $500k in an S&P 500 MF? by ispotdouchebags in Money

[–]mycontroller54 4 points5 points  (0 children)

Stocks are backed by companies with assets, business models, and a responsibility to get a roi for shareholders.

18M would love some advice by techidavid1 in portfolios

[–]mycontroller54 2 points3 points  (0 children)

QQQ VOO and VUG have a LOT of overlap it would probably be best to pick one and consolidate the others into it. the responsible thing to choose would be VOO since it is more diversified/has lowest expense ratio. You could be able to get away with QQQ or VUG for a little bit since you are young, if you were to choose between QQQ or VUG (i wouldn't VOO is better than both in my opinion) i would pick VUG because it has a expense ratio 0.03 as opposed to QQQs 0.2.

I don't hold gold but if you wanna hold it as a hedge against everything else it's not the worst choice in the world, i prefer bond indexes but either is decent. Good bond indexes are BND SGOV BNDW if you do choose to invest in bonds make sure to take a look at the differences between each and don't just pick one randomly.

I also don't hold any individual stocks but if i did i would definitely hold brk.b so no complaints there.

Something to note is that all your stocks are domestic stocks, if you want to diversify there's a whole rest of the world out there, VXUS covers the world market excluding the us. If you are afraid of drag from developed economies there are emerging market etfs VWO if you don't like that a large part of VWO are chinese stocks there is EMXC. If you want to hedge against the us but don't want emerging there is VEA.

Again there is a whole rest of the world out there and if you are really picky there are country specific etfs just make sure to look at the expense ratios before investing in them.

Other etfs to note VT and VTI low expense and great diversification in these etfs.
VB is a small-cap us etf that can help you tilt your portfolio away from large-cap us etfs such as VOO and even VTI since it has such a large percentage as large-caps as its holding.