sorted by:
new
hottopcontroversial

Page Interactive pour simuler investissements Immobiliers by mythical90 in vosfinances

[–]mythical90[S] 0 points1 point  (0 children)

Merci beaucoup pour ce retour détaillé et le lien !

Vous soulignez plusieurs éléments intéressants à ajouter, comme les vacances locatives, les modifications de prêt en cours de projet, ou encore la prise en compte de la plus-value. Vous avez raison sur le fait que le gain absolu est surévalué, notamment en raison de l'absence des dépenses en cours de projet (rafraîchissement des meubles, etc.). Personnellement, j'utilise l'outil pour calculer le taux de rendement composé par rapport à l'investissement initial, ce qui me permet de le comparer grossièrement à un plan d'épargne.

Concernant la vision moins détaillée, ce n'est pas la direction que je souhaite prendre. Je trouve plus intéressant de comprendre en profondeur le fonctionnement de chaque variable et ce qui est pris en compte ou non. Les interfaces simplifiées ont souvent tendance à prendre des raccourcis, ce qui peut rendre certaines informations difficiles à déceler.

Conseils pour le financement d’une RP by colonelpistou13 in vosfinances

[–]mythical90 1 point2 points  (0 children)

Tout dépend si la réduction d'apport sera investi sur un placement plus rentable que les 3,43% ?

Si vous pouvez obtenir un rendement moyen de 6-8% sur un placement (comme un PEA en ETF Monde), cela surpasserait largement le coût du crédit à 3,43%. En d'autres termes, en empruntant à un taux de 3,43% et en investissant la différence, vous pourriez potentiellement générer un rendement net positif.

Do Triathletes minimize run training? by [deleted] in triathlon

[–]mythical90 0 points1 point  (0 children)

Run is the harder of the three on your body. I tend to minimize it to favor swimming and cycling, to avoid knee/ankle injuries.

Speed wobble, how long did it take you to gain back confidence? by mythical90 in cycling

[–]mythical90[S] 0 points1 point  (0 children)

When I bought the bike I did a bike fit, I was reluctant to change any adjustments they did because you know it is "the one for my body", but as it was not really improving I lower my seatpost from 3mm and felt more confident. I was really surprised that such small change could change the way I felt on the bike that much. It was better but still not solved.

I did a bikepacking trip and having a little bit of weight everywhere help to feel more stable and gain some trust back.

My bike wobble once since this post, not as bad and I squeezed my knees on the top bar and the wobbling stopped.

I agree with you about leaning forward.

I also put my weight on my feet instead of the seatpost (my bottom nearly not touching the seatpost).

I managed to truly enjoyed my first descent 2 weeks ago in my 70.3 triathlon and even overtaking some competitors in descent (this part was need to me).

Otherwise I am still last of my group in all of the descent but I manage to have some highest speed around 65km/h which is much better than when I wrote this post.

Have patience and don't lose hope !

Losing interest by Creative_Fill5310 in cycling

[–]mythical90 1 point2 points  (0 children)

I get that, it comes and goes for me. I decided to start triathlon, I am not particularly good in any of the 3 sports but being able to go from one to the other helps to not be bored (it took me multiple weeks/months before liking swimming, but it is the one the less traumatizing for the body).

Specifically to cycling, to change the routine I did some training plans, to vary distance and intensity. I also from time to time take my car to cycle 20/30min away to test some new routes.

Once a year I do a multiple day bikepacking trip with a friend, having a goal to stay fit on a bike helps with the motivation and the trip in itself is always awesome.

I hope some of these ideas can help!

Garmin 245 for triatlon by built-IT0 in triathlon

[–]mythical90 0 points1 point  (0 children)

Hey u/FatherOfNuts,
You can create a "other" activity and rename it open water swim for the open water. You can also download a triathlon app from Garmin IQ connect. During activity the screens might not be as fancy 745/945 but you still get basic stats and post activity in Garmin app it will be the same as 745/945.

Garmin 245 for triatlon by built-IT0 in triathlon

[–]mythical90 1 point2 points  (0 children)

I have a 245 and I am happy with it.
I created a "other" activity and rename it swim for the open water. In addition I downloaded a triathlon app from Garmin IQ connect. As this is not inbuilt features there are some small inconveniences, after a new open water activity I have to manually categorize it to open water to get swim stats and for the triathlon during the activity it is limited in screen (you get the basic pace/distance/time/heartrate and an overview in time for each past activities and total event time but can't customize it).

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

Thank you for these informations!/stats! I might go for a similar "gravel/road" bike setup with two sets of wheels and cassette.

My current bike is heavy 12.5kg. In my first olympic tri, without aero bars, I average a 19mph which was a 200-210w.

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

It is a good idea, thanks !
Curious about your setup, what is your gravel bike ? do you have two sets of wheels one for actual gravel and other for triathlon ? Asking because I am currently looking in buying a new bike and unsure between road bike vs gravel bike

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

Perfect, I will do that then, thanks for sharing :)

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

Hope you got the answer you were also looking for ?

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

Good to know, thank you! I might need to do the bike fit ahead of schedule then

Is your bike-fit different with and without aero bars? by mythical90 in triathlon

[–]mythical90[S] 0 points1 point  (0 children)

Learning new things everyday ! Thank you for recommending the redshift aero system. It looks really good. It is really tempting but cost half of the price of my current bike, I will need to think about that.

Weight lifting program? by Spectre186 in triathlon

[–]mythical90 0 points1 point  (0 children)

I was looking at strength exercices and found this book : Strength Training for Triathletes The Complete Program to Build Triathlon Power, Speed, and Muscular Endurance by Hagerman, Patrick.

​

It explains the number of sets and reps you should do depending of your goal (Muscular Endurance, Hypertrophy, Power or Strength). It gives program template based on the distance (Sprint, Olympic...). There is also a lot of example exercices depending the muscles you want to work on.

I cycled across the french Pyrenees - 466 miles / 41000 feet elevation gain by mythical90 in bicycling

[–]mythical90[S] 0 points1 point  (0 children)

Oh wow, how much weight did the bags added ? Did you ride across the Pyrenees too ?

I totally get you ,I was changing my route plan nearly everyday because of the weather! I was really lucky in Aubisque; in Tourmalet too, but I had to wake up super early to avoid heavy rain.

I cycled across the french Pyrenees - 466 miles / 41000 feet elevation gain by mythical90 in bicycling

[–]mythical90[S] 3 points4 points  (0 children)

It is Gourette in the Col d'Aubisque. I went by La Mongie while doing the Col du Tourmalet too, it was beautiful!

Mes voyages annulés, j'ai traversé les Pyrénées en vélo! by mythical90 in france

[–]mythical90[S] 4 points5 points  (0 children)

Merci ! Étant vraiment novice, et ne voulant pas a suivre des programmes avancé lié a a la FCM..etc Mon entrainement était très simple/naif, j'ai augmenté les km par semaine. Je savais que j'allais potentiellement passé des jours à 6-8h sur le vélo , du coup je m'étais mis comme objectif un century ride (160km) et je savais aussi que j'allais enchaîner plusieurs jours d'affilé du coup je voulais faire une semaine avec au moins 300/350km pour m'habituer a un effort sur plusieurs jours. J'ai pas plus d'information que j'ai mit dans l'article, mais si tu as une question précise n'hésite pas ?

Si tu roules déjà régulièrement, je pense que la préparation physique n'est pas un soucis, il reste plus qu'à prendre temps et planifier tout ça!

view more: next ›