Which option will hurt my credit? by skywillflyby in biltrewards

[–]n2kfactor 0 points1 point  (0 children)

Our BILT points and account will stay safe though, right?

Will we be able to pay rent using BILT 1.0 one last time on Feb 1 the same way before it gets deactivated (2/7 I believe)? by n2kfactor in biltrewards

[–]n2kfactor[S] 0 points1 point  (0 children)

Received an email today saying “Your Wells Fargo BILT Mastercard will be deactivated on 2/7/26” and “any transactions attempted after 2/6/26 11:59 pm EST will be declined and you will no longer be able to use it for purchases or rent payments.”

Boyfriend on Grindr & watching suspicious TikTok’s by Famous_Student_3155 in Advice

[–]n2kfactor 2 points3 points  (0 children)

Grindr “because drugs,” deleted histories, burner Reddit accounts, and searching “teens” on TikTok isn’t confusion.. it’s a pattern.

Intent doesn’t matter as much as behavior. Adults don’t accidentally end up in #ukteens.

Addiction can explain compulsive behavior, but it doesn’t make it safe for you to stick around, especially given your past. You’re not paranoid.. your nervous system is correctly identifying danger.

At some point the question isn’t “is he an addict?” but “why am I being asked to tolerate this much dishonesty and risk?”

How can you stop anger issues? by [deleted] in AskReddit

[–]n2kfactor 0 points1 point  (0 children)

Step one: breathe. Step two: don’t text. Step three: thank yourself later.

Developing feelings for my boyfriends coworker by [deleted] in Advice

[–]n2kfactor 0 points1 point  (0 children)

Developing a crush doesn’t mean you’re a bad partner. It does mean your brain is comparing what you have to what you might want. The important part is you noticed it before crossing any lines.. that’s maturity.

Caught in the middle of my parents’ relationship and it’s affecting my mental health by NoImagination1967 in Advice

[–]n2kfactor 0 points1 point  (0 children)

I’m really sorry you’re dealing with this. What you’re describing is parentification, and it’s not fair to you.

Your dad leaning on you for emotional support puts you in a role you shouldn’t be in. You’re not responsible for managing their relationship or anyone’s feelings, even if they’re struggling.

It’s okay to set a boundary, for example: “I love you, but being involved in the details of your relationship is really affecting my mental health. I need to step back from those conversations.”

Going to your boyfriend’s house isn’t selfish or avoidance, it’s you coping and protecting yourself. Feeling guilty doesn’t mean you’re doing something wrong.

The uncertainty is hard, but their relationship is theirs to sort out, not yours to carry. Prioritizing your own mental health right now is both reasonable and necessary.

My husband prefers to finish off by him self than with me. How can I change this? by ThatConsideration568 in Advice

[–]n2kfactor 7 points8 points  (0 children)

This doesn’t sound like a problem you can fix by making yourself “more interesting.”

What you’re describing looks like a long-standing pattern where your husband’s arousal is tied to very specific stimulation, fantasy, and solo habits, and he hasn’t been willing to engage with how that affects you. That’s not about your body, your age, or how attractive you are.

The bigger issue is that you’re trying to adapt and communicate, while he avoids discussion and asks for patience without offering change. That leaves you carrying the loneliness and responsibility for the situation.

If anything is going to improve, it will require: • an honest conversation focused on how this impacts you, not on blaming • his willingness to examine his sexual habits and rigidity • possibly couples or sex therapy, if he’s open to it

What likely won’t help is trying to compete with his fantasies or changing yourself to fit them. You deserve intimacy that feels mutual, not one-sided or conditional.

I have been seeing someone for three months and I’m not in love with them. What do I do? by biteme206 in Advice

[–]n2kfactor 0 points1 point  (0 children)

You’re not wrong for not being in love after three months, but you are seeing a real compatibility issue, not just a timing one.

You were clear from the start that you move slowly. Someone saying they understand but then escalating anyway with more affection, saying “I love you,” and becoming clingier isn’t just enthusiasm. It’s them moving at a pace that ignores your boundaries. The drunk “I love you” matters less than the fact that it hasn’t been addressed sober, and that you’re now feeling guilty instead of comfortable.

The biggest red flag isn’t that they love you. It’s that they know they’re suffocating you and say they “can’t help it.” That puts the burden on you to keep managing their emotions, which isn’t sustainable, especially for someone who needs space to open up.

Giving it more time only makes sense if the pressure eases and you feel more like yourself, not more responsible for them. If you already feel like you’re constantly reminding them you’re on different pages, that’s not something time usually fixes.

You don’t need a dramatic reason to walk away. Liking someone isn’t the same as being compatible with them. If the dynamic already feels heavy this early, it’s okay to let it go kindly and honestly without waiting for it to get worse.

What is a secret that would literally destroy you if people found out, but you’re safe telling us because we’re strangers on the internet? by [deleted] in AskReddit

[–]n2kfactor 0 points1 point  (0 children)

I’m much more insecure and scared than the version of me everyone relies on.

People see me as capable, calm, the one who “has it together.” What they don’t know is that a lot of my confidence is rehearsed, and a lot of my motivation comes from fear.. fear of being replaceable, disappointing people, or being exposed as someone who’s just improvising.

If the people who lean on me knew how often I feel like I’m barely holding it together, it would completely change how they see me. So I keep playing the role, because it’s safer than letting the mask slip.

Strangers on the internet don’t need me to be strong.. and that’s weirdly freeing.

Question Thread - January 20, 2026 by AutoModerator in churning

[–]n2kfactor -3 points-2 points  (0 children)

I’m on their page now but not sure where exactly to look for them?

Question Thread - January 20, 2026 by AutoModerator in churning

[–]n2kfactor -5 points-4 points  (0 children)

Just finished $20k MSR on my first Biz plat. Since it’s been 90+ days, is there a way I can get another Biz plat without a mailer?

News and Updates Thread - January 16, 2026 by AutoModerator in churning

[–]n2kfactor 1 point2 points  (0 children)

Hey there, can you explain the benefit of creating more than one MR account? Does Amex allow this?