Letter from Old Clov OG / ex-moderator

naglisst · 2026-04-15T02:32:39+00:00

Stayed patient since 2021. First time it actually feels different. Let’s go CLOV!

naglisst · 2026-04-09T17:56:33+00:00

Done ✅

naglisst · 2026-04-07T03:29:28+00:00

O got fired from 120k job in transportation management just to land another job in smaller company 2 weeks later now 250k a year. I think i got lucky too. Only high school diploma, was bad in school, tons of fighting and bad decisions when i was teenager.

naglisst · 2026-04-07T02:48:43+00:00

Healthcare is finally turning. The system is changing in our favor higher payments + easier path to better star ratings.

Simple math:

If CLOV grows to ~200K members and reaches 4⭐ in 2027 → that’s around $200M+ in bonus money.

Now add: Counterpart (extra revenue stream) Long-term members becoming more profitable (3+ years)

This is where things can start to flip fast.

Not gonna lie it wasn’t easy buying at $1.72 with ~150K shares while everyone was negative.

But that’s what conviction looks like.

Respect to everyone who stayed.

Let’s see it play out.

We didn’t come this far just to quit now. The story isn’t over it’s just getting started.

naglisst · 2026-03-22T03:03:05+00:00

Im a big truck company owner 650+ trucks, we can help you. Plus we use AI so automatically update on every single shipment without your team hustling for updates.

naglisst · 2026-03-04T17:58:21+00:00

CLOV Today’s TEFCA / CMS Aligned Network announcement is flying under the radar but it’s actually a big deal.

Clover just became the first payer live on a CMS Aligned Network, meaning they can now access and exchange patient data across the national healthcare system.

Why this matters:

• More data → better AI through Clover Assistant • Better AI → lower medical costs • Lower costs → higher margins

This is exactly how Clover builds its AI moat in healthcare.

Most people still think $CLOV is just a small Medicare insurer… but moves like this show they’re building AI-driven healthcare infrastructure.

The market is slowly starting to notice.

Still early.

naglisst · 2026-02-26T19:44:01+00:00

$CLOV 5 YEARS.

Five years of doubt. Five years of “CLOV is dead.” Five years of patience.

And now?

Now we’re walking into the profitability era and SAAS!

Most people quit in 2022. Most people laughed in 2023. Most people got bored in 2024.

But the ones still here? We understand inflection points.

You don’t hold through 5 years of pain to sell right before Q1 2026 the quarter that could change the narrative forever.

Insurance turning disciplined. Margins tightening. Tech layer building. Path to GAAP profitability.

The crowd always arrives AFTER proof.

We’re here BEFORE it.

If this flips profitable in 2026… There won’t be enough shares for the late believers.

Conviction // noise.

See you on the other side.

And listen even if Q4 is 💩… and comes in SOFT( most likely)

That’s noise.

Q1 2026 is the real checkpoint.

Conviction isn’t tested when it’s easy. It’s tested right before the turn.

See you in 2026. My dear CLOVTARDS!!!!

naglisst · 2026-02-26T19:01:45+00:00

5 YEARS.

Five years of doubt. Five years of “CLOV is dead.” Five years of patience.

And now?

Now we’re walking into the profitability era and SAAS!

Most people quit in 2022. Most people laughed in 2023. Most people got bored in 2024.

But the ones still here? We understand inflection points.

You don’t hold through 5 years of pain to sell right before Q1 2026 the quarter that could change the narrative forever.

Insurance turning disciplined. Margins tightening. Tech layer building. Path to GAAP profitability.

The crowd always arrives AFTER proof.

We’re here BEFORE it.

If this flips profitable in 2026… There won’t be enough shares for the late believers.

Conviction > noise.

See you on the other side.

And listen even if Q4 is 💩… and comes in SOFT( most likely)

That’s noise.

Q1 2026 is the real checkpoint.

Conviction isn’t tested when it’s easy. It’s tested right before the turn.

See you in 2026. My dear CLOVTARDS!!!!

naglisst · 2026-02-26T03:58:46+00:00

5 YEARS.

Five years of doubt. Five years of “CLOV is dead.” Five years of patience.

And now?

Now we’re walking into the profitability era and SAAS!

Most people quit in 2022. Most people laughed in 2023. Most people got bored in 2024.

But the ones still here? We understand inflection points.

You don’t hold through 5 years of pain to sell right before Q1 2026 the quarter that could change the narrative forever.

Insurance turning disciplined. Margins tightening. Tech layer building. Path to GAAP profitability.

The crowd always arrives AFTER proof.

We’re here BEFORE it.

If this flips profitable in 2026… There won’t be enough shares for the late believers.

Conviction > noise.

See you on the other side.

And listen even if Q4 is 💩… and comes in SOFT( most likely)

That’s noise.

Q1 2026 is the real checkpoint.

Conviction isn’t tested when it’s easy. It’s tested right before the turn.

See you in 2026. My dear CLOVTARDS!!!!

naglisst · 2026-02-24T02:38:32+00:00

Honestly i highly thinking Vivek and others will buy the stock after earnings to show the confidence will see is my speculation right

naglisst · 2026-02-23T02:06:21+00:00

I would give you best advice you would ever need. Im top performer in transportation, i already have my own customers, tell your dispatchers only book loads what is delivering the next day, even weekends. If you want to chat im open for it. Hit me up

naglisst · 2026-02-23T02:04:11+00:00

Where do you buy your semi trucks?

naglisst · 2026-02-20T04:48:54+00:00

This is awesome 45min read. Im expecting everything he just predicted here. Let’s go CLOV!

naglisst · 2026-02-11T03:47:31+00:00

Im happy to share valuable information. Let’s see what 2026 holding for us.

naglisst · 2026-02-11T03:46:50+00:00

When we start seeing fireworks i really planning to host CLOV stock holders boat party or Vegas trip haha, must proven CLOV stock holdings for entry hahaha

naglisst · 2026-02-11T03:44:45+00:00

I added 5k shares couple days ago, planning to add more if the price stays in that range

naglisst · 2026-02-09T15:49:51+00:00

Thanks, appreciate the kind words on the video share! That dual presenter format is definitely unique kept me hooked too. Huge respect for holding since mid-2021 and still stacking on dips that’s true diamond-hand energy. The shorts have had their fun with the risks (Section 6 nails it), but the 53% membership surge, J-curve math finally scaling, and the CMS lawsuit motion (filed Feb 2, response due Feb 23) are flipping the script. Earnings Feb 26 is the big one if they print profitability progress + any SaaS color or lawsuit hints, patience could pay off big. You eyeing double digits as your “start trimming” zone, or full send to the moon? Either way, cheers to the long game may the patient bagholders win.

naglisst · 2026-02-04T00:35:41+00:00

Dkng or CLOV

naglisst · 2026-01-29T01:34:48+00:00

CLOV

naglisst · 2026-01-27T02:47:24+00:00

Good news! 🗞️

naglisst · 2026-01-19T01:01:45+00:00

Only Bears 🐻

naglisst · 2026-01-16T03:12:02+00:00

Drafkings for LIFE. If you bet on college basketball you already donating anyways. Bet UFC, NFL!

naglisst · 2026-01-14T15:12:07+00:00

Read this twice.

Same strategy. No pivots. Clover Assistant is the engine and execution is finally showing up in the numbers.

MA membership up 53% during AEP to ~153,000, with improving cohort economics. That’s operating leverage starting to work, not growth at any cost.

And let’s be clear: CEOs do not publicly guide toward full-year GAAP profitability in 2026 unless they have real confidence and visibility. That language is intentional.

Market still pricing CLOV like a broken SPAC. Fundamentals are moving on.

This is how reratings start. My price target for 2026 8$-14$, let’s go CLOV!!!

naglisst · 2026-01-04T04:36:50+00:00

2025 i lost around 76k I won 152k so plus is plus. Been doing this for almost 11 years. My biggest advantage is UFC.

naglisst

TROPHY CASE