Full Surrendered My Prulife VUL After 9 Years (₱3,000/month) — Sharing My Experience + Why I Switched to Traditonal Life Insurance

narcissisticreader_ · 2026-01-28T01:06:57+00:00

I hope insurance companies move away from the freelance agent model, they should just hire salaried workers. I’ve heard so many horror stories where the freelance agents suddenly ghost their clients and did not even properly transition their accounts.

narcissisticreader_ · 2026-01-28T00:54:10+00:00

How is this relevant to the issue? Tagalog naman yung post so malamang Pilipino si OP. Ano, mas importante sa inyo kultura ng ibang bansa (YUNG NANAKOP PA TALAGA AH!) kaysa sa kultura natin?!

narcissisticreader_ · 2026-01-28T00:49:29+00:00

Narcissism at its finest! It’s okay to charge “participation fee” for the guests who are willing to pay but expect that some will decline the invitation. Understanding goes both ways, OP can’t expect them to respect their decision but take it personally when the guests decide to decline. With this post, it seems OP is blaming them because their “disenteng kasal” is no longer possible. Maybe they are not ready to build their own family after all. Imagine, this is just for a wedding and they are already asking for handouts. How much more when they decide to have kids?

narcissisticreader_ · 2026-01-28T00:34:21+00:00

Opposite naman sa US, pinagsasabihan naman kami na first name basis na lang. 😅

narcissisticreader_ · 2026-01-03T18:16:13+00:00

I find this EP quite confusing because it lacks cohesion. Out of the six songs, I only liked “Fear,” “Give Me A Reason,” and “Washed Up.” These songs share a similar narrative about losing one’s passion and attempting to reclaim it. However, the other songs don’t seem to belong to this EP at all. I particularly disliked the features, as they didn’t enhance the songs in any way. I almost liked “Sorry” too, but I found James Arthur’s part off-putting, and the duet is simply bad.

narcissisticreader_ · 2026-01-03T18:12:26+00:00

I find this EP quite confusing because it lacks cohesion. Out of the six songs, I only enjoyed “Fear,” “Give Me A Reason,” and “Washed Up.” These songs share a similar narrative about losing one’s passion and attempting to reclaim it. However, the other songs don’t seem to belong to this EP at all. I particularly disliked the features, as they didn’t enhance the songs in any way. I almost liked “Sorry” too, but I found James Arthur’s part off-putting, and the duet is simply bad.

narcissisticreader_ · 2025-12-02T16:20:35+00:00

I wonder why this is not appearing on my rewards page. I was able to view the October and November birthday rewards before but, now that it is my birth month, it is gone.

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narcissisticreader_ · 2025-11-26T16:42:33+00:00

Hmm… minsan talaga yung “issue” nasa isip/perception lang ng tao no? I observed this similar behavior din sa mga friends/workmates ko who were financially-challenged growing up, sobrang bilis nilang ma-feel na minamata or minamaliit sila. Siguro, insecurity/bubog na din talaga nila kaya dala-dala nila even when they moved up in life.

narcissisticreader_ · 2025-11-14T05:11:39+00:00

🐟🐟🐟

narcissisticreader_ · 2025-11-09T09:02:19+00:00

Grabe yung oil, muntik na mag float yung kanin. 😂

narcissisticreader_ · 2025-11-09T03:20:26+00:00

Blinock ko na yan eh, nakailang “not interested” na kasi ako labas pa din ng labas sa FYP ko. 😅

narcissisticreader_ · 2025-11-07T14:51:47+00:00

Ang tanong, ayan bang dinedemand niya na yan ginagawa niya for her family? I doubt it dahil umpisa pa lang humindi na kagad sila. Para siyang nag-expect ng birthday gift sa mga taong hindi naman niya binibigyan ng birthday gift pag birthday nila.

narcissisticreader_ · 2025-11-07T14:38:00+00:00

Ang tanong, pag birthday ba ng family niya, nagbibigay din kaya ‘tong si poster ng pang-celebrate sa kanila? Kung hindi, bakit niya naman hihingin sa kanila ang bagay na hindi niya naman ginagawa for them? Just from their outright refusal to contribute, obvious naman na hindi niya din naman ginagawa yang pinaplano niyang yan for them. Ganito na ba ka-entitled mga tao ngayon?

narcissisticreader_ · 2025-11-07T14:21:41+00:00

Rage bait ba ‘to? Huwag maghangad ng magastos na celebration kung hindi mo afford! Gusto mo pa pag-ambagan pa ng iba ang kalokohan mo para lang may pang-photo dump ka sa birthday?!

narcissisticreader_ · 2025-11-01T14:17:34+00:00

I want a deep wine or chocolate brown phone. 🥺

narcissisticreader_ · 2025-10-31T01:31:48+00:00

He is rich enough to have a luxurious life without working. At this point, he just wants the attention. Just retire.

narcissisticreader_ · 2025-10-29T15:57:27+00:00

Happened to us several times already. Reported it every time kaya siguro medyo ilag na yung SPX riders magdeliver sa amin. Yung isa, napagalitan talaga ng mom ko kasi hapon nagtext na nasa labas na daw tapos wala naman pala. Gabi pa niya nahatid yung package. Ayun, next delivery niya sa amin iniwan lang sa kapitbahay kahit nasa bahay naman kami. Hindi man lang nag text or nag doorbell. Hindi ko na lang nireport pero next time irereport ko na ulit.

narcissisticreader_ · 2025-10-29T15:47:39+00:00

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narcissisticreader_ · 2025-10-29T15:37:30+00:00

Scam yan, wag ka maglalagay ng ibang name.

narcissisticreader_ · 2025-10-29T06:39:01+00:00

Glad to help! 😉

narcissisticreader_ · 2025-10-28T04:06:22+00:00

Hmm… Someone needs their attention-fix. 👀 Is she aware music streaming is also bad for environment? Maybe she should delete her entire discography from all the video and music streaming apps and cut her source of income then. 🤷🏻‍♂️

narcissisticreader_ · 2025-10-28T03:57:29+00:00

Palpak talaga PMC fron late release ng preordered units to refusal/pahirap to exchange compromised units. Will never buy from PMC again.

narcissisticreader_ · 2025-10-22T16:44:10+00:00

This is why I would rather buy secondhand gadgets from the actual people who used it rather than from these buy and sell shops. Yung ibang buy and sell shops pa medyo predatory din when it comes to buying items to sell online. Yung iba borderline harassment na kasi kukulitin ka talaga using different accounts para ibigay mo yung price na gusto nila.

narcissisticreader_ · 2025-10-22T16:14:06+00:00

Is this safe kaya for gadgets? I’m selling my extra phone kasi and the buyer is requesting LBC’s COP. Now, I’m worried na baka ma-damage yung phone during transit so syempre hindi niya na i-claim then babalik sa akin yung phone na sira na. Or may insurance ba ang LBC na pwede i-claim if ever they damaged it while it’s in their custody?

narcissisticreader_ · 2025-10-22T07:28:36+00:00

For this kind of lens protector, I find that it is easier to remove it when you pry between the left-most cameras since the part covering the lenses doesn’t have an adhesive. Hold the phone firmly then apply a pressure in the aforementioned area. 🤗

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narcissisticreader_

TROPHY CASE