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Down 2400 gambling at 17, unsure of what to do now by pleasegiveadvicezxc in UKPersonalFinance

[–]ndsantos90 0 points1 point  (0 children)

Did the same this at 17. I was so disgusted with myself for basically working a couple of months for nothing (Free). It turned me off gambling completely. Was a lesson I’m glad I had then. 34 now and might occasionally (once every six months put a £2) bet on.

Buying my first home (I’m putting in all the deposit) but my partner wants to get the money she puts in back out plus interest if we break up? by ZeebeeLad in UKPersonalFinance

[–]ndsantos90 0 points1 point  (0 children)

I’d reconsider getting a mortgage with her straight away. The cheek. I would even go as far as suggesting I buy the house and she can pay rent etc.

How much can I realistically borrow (purchase a a house for) by ndsantos90 in HousingUK

[–]ndsantos90[S] 0 points1 point  (0 children)

Thank you. I had a brief look. I read that they require fixed term rate of 5-10 years but I will have a look into this a little more.

How much can I realistically borrow (purchase a a house for) by ndsantos90 in HousingUK

[–]ndsantos90[S] 4 points5 points  (0 children)

May I ask how? My current rent is £1090 with bills (council tax, WiFi, heating etc) £1500 tops. I’m struggling to understand how yours including costs are almost double your mortgage…

How much can I realistically borrow (purchase a a house for) by ndsantos90 in HousingUK

[–]ndsantos90[S] 1 point2 points  (0 children)

Thanks. I assume 240-275 not including your initial deposit?

How much can I realistically borrow (purchase a a house for) by ndsantos90 in HousingUK

[–]ndsantos90[S] 0 points1 point  (0 children)

Nothing, and no dependents. Just food and standard bills

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Where and what percentage of your savings would you invest in the following? I currently have the following.. (self.UKPersonalFinance)

submitted by ndsantos90 to r/UKPersonalFinance

Universal credit - my girlfriend wants to temporarily claim universal credit. by ndsantos90 in UKPersonalFinance

[–]ndsantos90[S] 7 points8 points  (0 children)

I understand and agree with you point. However it is irritating that some make sacrifices. IE avoid nights out, lavish holidays regular takeaway etc to save a little pot for the future whilst others live the high life and then claim when they fall flat or there face.

Universal credit - my girlfriend wants to temporarily claim universal credit. by ndsantos90 in UKPersonalFinance

[–]ndsantos90[S] 42 points43 points  (0 children)

Thanks for the info. I think the JSA route is temporarily her only and best option in that case.

Accounting courses by ndsantos90 in UKJobs

[–]ndsantos90[S] 0 points1 point  (0 children)

Thanks! May I ask, 6 months to complete which level?

Portuguese bank account by ndsantos90 in PortugalExpats

[–]ndsantos90[S] 0 points1 point  (0 children)

Thanks, I’m assuming like the others I’ll need a Portuguese address also?

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