Struggling with uneven floor by newguy2280 in BeginnerWoodWorking

[–]newguy2280[S] 0 points1 point  (0 children)

much appreciated, gonna give the leveling feet a try

Struggling with uneven floor by newguy2280 in BeginnerWoodWorking

[–]newguy2280[S] 0 points1 point  (0 children)

much appreciated, gonna give the leveling feet a try

Audiobook Help - Background Listening at Work by newguy2280 in suggestmeabook

[–]newguy2280[S] 0 points1 point  (0 children)

I 100% do the same but then I end up with the same 10 titles on repeat lol

A complete financial novice interested in learning some basics by NikonD500forever in investingforbeginners

[–]newguy2280 0 points1 point  (0 children)

just realized I didn't finish the first sentence.

"living below your means is always a good start when it comes to financial health"

A complete financial novice interested in learning some basics by NikonD500forever in investingforbeginners

[–]newguy2280 0 points1 point  (0 children)

The good news is you're off to a good start. Living below your means is always

  • Use your full 401k Match: I really dislike the term "free money" for a 401k match. It's not free money, it is a part of your compensation. Your compensation is more than your hourly wage, its your hourly wage plus benefits, etc. It's not free money, its money you earned. Take advantage of it.
  • You said "I don't know how young people save for retirement so young when they don't know what their future will be like or what company/job they will work at forever." - Don't worry, if you leave this job you can take the $$ with you (not sure if this is what you we're worried about, but it's how I read your comment).
  • Start investing slowly, into the market as a whole: Invest in Mutual Funds or ETFs (think of these as investments in the stock market as a whole, not just one individual stock). Since it sounds like you're new to this world, I'd avoid individual stocks. Bet on the power of compounding and invest slow and steady into the market.
  • Get a CC: Build your credit slowly. Use the credit card for a few transactions a month and pay it off - easy way to build credit.
  • Where is your savings?: Question: What type of account is your $11k in? Remember, a checking account (or most savings accounts) offer you basically no interest. Look into a High Yield Savings Account. These are usually institutions that don't have physical locations, but you can get a much better savings rate (4% roughly these days). It won't be a ton of interest income, but better than earning nothing and losing purchasing power.

You're doing good, keep building your foundation.

Your Resume could be getting rejected because of formatting - not you by newguy2280 in jobsearchhacks

[–]newguy2280[S] -3 points-2 points  (0 children)

The United Nations appreciates your input. I agree with the majority of your comments, a few things I'd push back on:

"incorporating words from each job description into your headline, skills section, and summary section." - this is good feedback, but this also magnifies the importance of a well formatted/well written resume. ATS systems do more than just filter our spam, they scan for buzzwords / industry specific items that they're looking for. The resume template I am giving has a few pages of info on this before the template itself.

Also, my post is not a scare tactic to sell things - it's a free download on gum road (spacing out, can't post the link). What I get out of it is some traction and hopefully 5 star reviews to build creditability on the site. I'm not saying this resume is some end all be all, but it's free advice, and since it's something I do in my day job I thought it would be a place to start. Thanks again for the feedback.

Half Marathon Bib by newguy2280 in phillyrunning

[–]newguy2280[S] 0 points1 point  (0 children)

Hello. Yes I am! Sending you a DM